CTA1: Selected data from T1-T6
Year
«  2017  »
20132014201520162017
Basic statistical data
GDP (USD bn)1,5131,4541,2301,2641,381
Population (thousands)23,17223,52123,86324,24524,640
GDP per capita (USD per inhabitant)65,29261,83251,52852,12356,050
CPI inflation (% change on previous year)2.42.51.51.31.9
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
1.1181.2211.3681.3851.280
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
1.0371.1091.3321.3451.305
Banknotes and coins in circulation
Total value (USD bn)6058555864
Value per inhabitant (USD)2,5682,4542,3172,3762,607
Value as a percentage of GDP (%)4.24.44.64.74.6
Value as a percentage of narrow money (%)11.511.010.310.19.5
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)2119191822
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
1.51.41.51.51.5
Interbank deposits: Total value (USD bn)napnapnapnapnap
Interbank deposits: Value as a percentage of GDP (%)napnapnapnapnap
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number napnapnapnapnap
Number of institutions: Number per 1 million inhabitants napnapnapnapnap
Number of branches or offices: Total number 6,4156,3616,2205,9036,278
Number of branches or offices:
  Number per 1 million inhabitants
276.8270.4260.7243.5254.8
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)1,8201,8371,7361,8282,022
Value per inhabitant (USD)78,54378,11772,73775,37982,072
Value as a percentage of GDP (%)120.3126.3141.2144.6146.4
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)8,3969,0609,93611,00312,257
Increase in the total volume of cashless payments
 (% change on previous year)
8.97.99.710.711.4
Average number of cashless payments per inhabitant (units)362385416454497
Daily average volume of cashless payments (millions)2325273034
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,7461,7851,9222,0912,254
Direct debits 8088839771,0821,233
Cheques 19416714011290
Card and e-money payments: Total volume 5,3015,8636,5227,3348,287
Card and e-money payments: By card with a debit function 3,3843,7914,2604,8485,597
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1,9172,0722,2622,4862,690
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 346363376384392
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 20.819.719.319.018.4
Direct debits 9.69.79.89.810.1
Cheques 2.31.81.41.00.7
Card and e-money payments: Total volume 63.164.765.666.767.6
Card and e-money payments: By card with a debit function 40.341.842.944.145.7
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 22.822.922.822.622.0
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 4.14.03.83.53.2
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 6.42.27.78.87.8
Direct debits 9.59.410.610.813.9
Cheques -13.4-14.3-16.3-20.0-19.7
Card and e-money payments: Total volume 11.110.611.212.413.0
Card and e-money payments: By card with a debit function 12.912.012.413.815.4
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 8.08.19.29.98.2
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 4.94.83.42.22.2
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 75.475.980.586.291.5
Direct debits 34.837.540.944.650.0
Cheques 8.47.15.84.63.6
Card and e-money payments: Total volume 228.8249.3273.3302.5336.3
Card and e-money payments: By card with a debit function 146.1161.2178.5200.0227.2
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 82.788.194.8102.5109.2
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 15.015.415.715.815.9
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 4,7844,8895,2665,7286,176
Direct debits 2,2122,4192,6762,9653,377
Cheques 533457382306246
Card and e-money payments: Total volume 14,52416,06317,87020,09422,705
Card and e-money payments: By card with a debit function 9,27210,38511,67313,28315,335
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 5,2515,6786,1976,8117,371
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 9499951,0291,0521,075
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)navnavnavnavnav
Fast payments: By credit transfer (%)navnavnavnavnav
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnavnavnav
Fast payments: Increase in volume (%)navnavnavnavnav
Fast payments: Average volume per inhabitant (units)navnavnavnavnav
Fast payments: Daily average volume (thousands)navnavnavnavnav
Value of cashless payments
Cashless payments: Total value (USD millions)15,039,37214,028,94412,110,96812,197,04213,304,997
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-4.6-9.0-15.0-0.67.0
Cashless payments: Average value per cashless payment (USD)1,7911,5481,2191,1091,086
Cashless payments: Average value per inhabitant (USD)649,024596,436507,529503,084539,974
Cashless payments: Value as a ratio to GDP (%)994.0964.6985.0965.2963.4
Cashless payments: Daily average value (USD millions)41,20438,43533,18133,41736,452
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 7,471,5127,130,0136,196,2846,275,8256,956,210
Direct debits 5,687,8575,073,8934,347,6754,383,6274,739,379
Cheques 1,176,8781,107,528921,993858,715851,130
Card and e-money payments: Total value 435,225437,931390,324410,351451,983
Card and e-money payments: By card with a debit function 182,078187,470171,161185,206210,146
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 253,147250,461219,164225,145241,837
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 267,899279,579254,691268,523306,295
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 49.750.851.251.552.3
Direct debits 37.836.235.935.935.6
Cheques 7.87.97.67.06.4
Card and e-money payments: Total value 2.93.13.23.43.4
Card and e-money payments: By card with a debit function 1.21.31.41.51.6
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1.71.81.81.81.8
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 1.82.02.12.22.3
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -1.2-6.9-14.40.08.7
Direct debits -8.4-13.0-15.6-0.46.0
Cheques -8.1-8.2-18.0-8.0-2.8
Card and e-money payments: Total value -2.9-1.8-12.23.88.0
Card and e-money payments: By card with a debit function -0.00.5-10.16.811.3
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function -4.8-3.5-13.81.45.4
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments -0.71.8-10.34.111.9
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 4,2793,9953,2243,0023,086
Direct debits 7,0445,7464,4524,0503,845
Cheques 6,0546,6466,6077,6919,492
Card and e-money payments: Total value 8275605655
Card and e-money payments: By card with a debit function 5449403838
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 132121979190
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 773770678699781
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 322,433303,130259,665258,855282,313
Direct debits 245,459215,715182,196180,809192,345
Cheques 50,78847,08638,63835,41934,543
Card and e-money payments: Total value 18,78218,61916,35716,92618,343
Card and e-money payments: By card with a debit function 7,8587,9707,1737,6398,529
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 10,92510,6489,1849,2869,815
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 11,56111,88610,67311,07612,431
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 493.8490.3503.9496.6503.7
Direct debits 375.9348.9353.6346.9343.2
Cheques 77.876.275.068.061.6
Card and e-money payments: Total value 28.830.131.732.532.7
Card and e-money payments: By card with a debit function 12.012.913.914.715.2
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 16.717.217.817.817.5
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 17.719.220.721.222.2
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 20,47019,53416,97617,19419,058
Direct debits 15,58313,90111,91112,01012,985
Cheques 3,2243,0342,5262,3532,332
Card and e-money payments: Total value 1,1921,2001,0691,1241,238
Card and e-money payments: By card with a debit function 499514469507576
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 694686600617663
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 734766698736839
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)navnavnavnavnav
Fast payments: By credit transfer (%)navnavnavnavnav
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnavnavnav
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
navnavnavnavnav
Fast payments: Average value per payment (USD)navnavnavnavnav
Fast payments: Average value per inhabitant (USD)navnavnavnavnav
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)napnapnapnapnap
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
napnapnapnapnap
With cards issued inside the country:
  Average volume per inhabitant (units)
napnapnapnapnap
With cards issued inside the country:
  Daily average volume (units)
napnapnapnapnap
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,1131,0661,012942880
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,0951,048994925864
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1818171716
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 1212121111
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -2.9-4.2-5.1-6.9-6.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-3.0-4.3-5.1-7.0-6.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country
6.1-0.8-4.9-3.0-4.5
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country -2.23.8-0.7-5.9-1.7
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 4845423936
Cash withdrawals with cards issued inside the country:
  at locations inside the country
4745423835
Cash withdrawals with cards issued inside the country:
  at locations outside the country
11111
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 3,0492,9212,7722,5812,410
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2,9992,8712,7252,5352,366
Cash withdrawals with cards issued inside the country:
  at locations outside the country
5050474644
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 3233333130
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits
Total value (USD millions)napnapnapnapnap
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Average value per transaction (USD)napnapnapnapnap
Average value per inhabitant (USD)napnapnapnapnap
Total value as a ratio to GDP (%)napnapnapnapnap
Daily average value (USD millions)napnapnapnapnap
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 239,504221,626186,769181,951186,200
Cash withdrawals with cards issued inside the country:
  at locations inside the country
235,103217,399183,203178,620182,920
Cash withdrawals with cards issued inside the country:
  at locations outside the country
4,4014,2263,5663,3313,280
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 3,0453,2063,0473,0353,182
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -7.3-9.7-17.0-3.80.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-7.4-9.8-17.0-3.70.4
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1.2-6.3-16.9-7.8-3.4
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country -4.92.7-6.3-1.72.9
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 215208185193212
Cash withdrawals with cards issued inside the country:
  at locations inside the country
215207184193212
Cash withdrawals with cards issued inside the country:
  at locations outside the country
240233207199205
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 265268257272290
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 10,3369,4227,8277,5057,557
Cash withdrawals with cards issued inside the country:
  at locations inside the country
10,1469,2437,6777,3677,424
Cash withdrawals with cards issued inside the country:
  at locations outside the country
190180149137133
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 15.815.215.214.413.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country
15.514.914.914.113.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.30.30.30.30.2
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 656607512498510
Cash withdrawals with cards issued inside the country:
  at locations inside the country
644596502489501
Cash withdrawals with cards issued inside the country:
  at locations outside the country
12121099
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 89889
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Number of cards
 (thousands)
Total 63,05264,69966,60269,45469,624
With a cash function 63,05264,69966,60269,45469,624
With a debit function 40,10441,26442,71445,19746,227
With a delayed debit function napnapnapnapnap
With a credit function 22,94923,43523,88824,25723,397
With an e-money function navnavnavnavnav
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 3.32.62.94.30.2
With a cash function 3.32.62.94.30.2
With a debit function 2.92.93.55.82.3
With a delayed debit function napnapnapnapnap
With a credit function 4.22.11.91.5-3.5
With an e-money function navnavnavnavnav
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.722.752.792.862.83
With a cash function 2.722.752.792.862.83
With a debit function 1.731.751.791.861.88
With a delayed debit function napnapnapnapnap
With a credit function 0.991.001.001.000.95
With an e-money function navnavnavnavnav
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 804844956954960
EFTPOS terminals: total 804844956954960
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 3031323332
ATMs: cash withdrawal 3031323332
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 6.54.913.3-0.20.6
EFTPOS terminals: total 6.54.913.3-0.20.6
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -0.44.10.63.8-2.9
ATMs: cash withdrawal -0.44.10.63.8-2.9
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0350.0360.0400.0390.039
EFTPOS terminals: total 0.0350.0360.0400.0390.039
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap