CTA1: Selected data from T1-T6
Year
«  2020 › »
20162017201820192020
Basic statistical data
GDP (USD bn)1,2661,3851,4201,3901,358
Population (thousands)24,24624,64925,03625,42225,682
GDP per capita (USD per inhabitant)52,22156,17156,71154,69252,880
CPI inflation (% change on previous year)1.31.91.91.60.8
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
1.3851.2801.4171.4241.295
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
1.3451.3051.3391.4391.452
Banknotes and coins in circulation
Total value (USD bn)5864606279
Value per inhabitant (USD)2,3752,6062,4032,4343,089
Value as a percentage of GDP (%)4.74.54.54.45.2
Value as a percentage of narrow money (%)10.19.59.78.27.5
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)1822202084
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
1.51.51.51.45.5
Interbank deposits: Total value (USD bn)napnapnapnapnap
Interbank deposits: Value as a percentage of GDP (%)napnapnapnapnap
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number napnapnapnapnap
Number of institutions: Number per 1 million inhabitants napnapnapnapnap
Number of branches or offices: Total number 5,9036,2786,0175,7015,457
Number of branches or offices:
  Number per 1 million inhabitants
243.5254.7240.3224.3212.5
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)1,8282,0221,8631,5702,354
Value per inhabitant (USD)75,37482,04274,41061,74891,648
Value as a percentage of GDP (%)144.3146.1131.2112.9173.3
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)11,00312,25713,05814,25414,867
Increase in the total volume of cashless payments
 (% change on previous year)
10.711.46.59.24.3
Average number of cashless payments per inhabitant (units)454497522561579
Daily average volume of cashless payments (millions)3034363941
Volume of cashless payments by instrument type
 (millions)
Credit transfers 2,0912,2542,1622,3032,497
Direct debits 1,0821,2331,000976899
Cheques 11290725742
Card and e-money payments: Total volume 7,3348,2879,41210,51011,028
Card and e-money payments: By card with a debit function 4,8485,5976,5507,3898,065
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 2,4862,6902,8622,9892,872
Card and e-money payments: E-money payments navnavnav13291
Other payment instruments 384392413408401
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 19.018.416.616.216.8
Direct debits 9.810.17.76.86.0
Cheques 1.00.70.50.40.3
Card and e-money payments: Total volume 66.767.672.173.774.2
Card and e-money payments: By card with a debit function 44.145.750.251.854.2
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 22.622.021.921.019.3
Card and e-money payments: E-money payments navnavnav0.90.6
Other payment instruments 3.53.23.22.92.7
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 8.87.8-4.16.58.4
Direct debits 10.813.9-18.9-2.4-7.8
Cheques -20.0-19.7-20.0-20.6-27.1
Card and e-money payments: Total volume 12.413.013.611.74.9
Card and e-money payments: By card with a debit function 13.815.417.012.89.1
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 9.98.26.44.4-3.9
Card and e-money payments: E-money payments navnavnavnav-31.1
Other payment instruments 2.22.25.3-1.1-1.8
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 86.291.586.390.697.2
Direct debits 44.650.039.938.435.0
Cheques 4.63.62.92.21.6
Card and e-money payments: Total volume 302.5336.2375.9413.4429.4
Card and e-money payments: By card with a debit function 200.0227.1261.6290.6314.0
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 102.5109.1114.3117.6111.8
Card and e-money payments: E-money payments navnavnav5.23.6
Other payment instruments 15.815.916.516.115.6
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 5,7286,1765,9226,3086,840
Direct debits 2,9653,3772,7402,6742,464
Cheques 306246196156114
Card and e-money payments: Total volume 20,09422,70525,78528,79430,214
Card and e-money payments: By card with a debit function 13,28315,33517,94420,24322,095
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 6,8117,3717,8418,1887,869
Card and e-money payments: E-money payments navnavnav363250
Other payment instruments 1,0521,0751,1321,1191,098
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)navnav74,021274,869570,298
Fast payments: By credit transfer (%)navnav100.0100.0100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnav0.61.93.8
Fast payments: Increase in volume (%)navnavnav271.3107.5
Fast payments: Average volume per inhabitant (units)navnav31122
Fast payments: Daily average volume (thousands)navnav2037531,562
Value of cashless payments
Cashless payments: Total value (USD millions)12,197,04213,304,99710,425,5909,720,59110,064,094
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-0.67.0-23.1-8.22.7
Cashless payments: Average value per cashless payment (USD)1,1091,086798682677
Cashless payments: Average value per inhabitant (USD)503,054539,778416,424382,369391,873
Cashless payments: Value as a ratio to GDP (%)963.3961.0734.3699.1741.1
Cashless payments: Daily average value (USD millions)33,41736,45228,56326,63227,573
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 6,275,8256,956,2106,309,3856,113,9346,501,831
Direct debits 4,383,6274,739,3792,641,3942,391,2832,490,584
Cheques 858,715851,130661,043418,332280,382
Card and e-money payments: Total value 410,351451,983477,463472,038475,823
Card and e-money payments: By card with a debit function 185,206210,146232,969234,858267,520
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 225,145241,837244,494231,954205,270
Card and e-money payments: E-money payments navnavnav5,2253,033
Other payment instruments 268,523306,295336,304325,005315,474
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 51.552.360.562.964.6
Direct debits 35.935.625.324.624.7
Cheques 7.06.46.34.32.8
Card and e-money payments: Total value 3.43.44.64.94.7
Card and e-money payments: By card with a debit function 1.51.62.22.42.7
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1.81.82.32.42.0
Card and e-money payments: E-money payments navnavnav0.10.0
Other payment instruments 2.22.33.23.33.1
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers 0.08.7-11.0-4.65.5
Direct debits -0.46.0-45.3-10.93.3
Cheques -8.0-2.8-23.8-37.7-33.5
Card and e-money payments: Total value 3.88.03.7-2.7-0.0
Card and e-money payments: By card with a debit function 6.811.38.8-0.813.0
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1.45.4-0.8-6.6-12.2
Card and e-money payments: E-money payments navnavnavnav-42.5
Other payment instruments 4.111.97.7-4.9-3.7
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 3,0023,0862,9192,6552,604
Direct debits 4,0503,8452,6412,4502,769
Cheques 7,6919,4929,2177,3496,756
Card and e-money payments: Total value 5655514543
Card and e-money payments: By card with a debit function 3838363233
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 9190857871
Card and e-money payments: E-money payments navnavnav3933
Other payment instruments 699781814796787
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 258,840282,211252,013240,498253,167
Direct debits 180,798192,275105,50494,06496,978
Cheques 35,41734,53026,40416,45610,917
Card and e-money payments: Total value 16,92418,33719,07118,56818,527
Card and e-money payments: By card with a debit function 7,6398,5269,3059,23810,417
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 9,2869,8119,7669,1247,993
Card and e-money payments: E-money payments navnavnav206118
Other payment instruments 11,07512,42613,43312,78412,284
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 495.7502.4444.4439.7478.8
Direct debits 346.2342.3186.0172.0183.4
Cheques 67.861.546.630.120.6
Card and e-money payments: Total value 32.432.633.633.935.0
Card and e-money payments: By card with a debit function 14.615.216.416.919.7
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 17.817.517.216.715.1
Card and e-money payments: E-money payments navnavnav0.40.2
Other payment instruments 21.222.123.723.423.2
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 17,19419,05817,28616,75117,813
Direct debits 12,01012,9857,2376,5516,824
Cheques 2,3532,3321,8111,146768
Card and e-money payments: Total value 1,1241,2381,3081,2931,304
Card and e-money payments: By card with a debit function 507576638643733
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 617663670635562
Card and e-money payments: E-money payments navnavnav148
Other payment instruments 736839921890864
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)navnav46,093173,746397,279
Fast payments: By credit transfer (%)navnav100.0100.0100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnav0.41.83.9
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
navnavnav271.0126.7
Fast payments: Average value per payment (USD)navnav623632697
Fast payments: Average value per inhabitant (USD)navnav1,8416,83415,469
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)napnapnapnapnap
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
napnapnapnapnap
With cards issued inside the country:
  Average volume per inhabitant (units)
napnapnapnapnap
With cards issued inside the country:
  Daily average volume (units)
napnapnapnapnap
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 942880844784552
Cash withdrawals with cards issued inside the country:
  at locations inside the country
925864826765546
Cash withdrawals with cards issued inside the country:
  at locations outside the country
171618186
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 11111094
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -6.9-6.6-4.0-7.2-29.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-7.0-6.7-4.3-7.4-28.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-3.0-4.513.80.8-66.0
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country -5.9-1.7-6.8-13.4-55.4
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 3936343122
Cash withdrawals with cards issued inside the country:
  at locations inside the country
3835333021
Cash withdrawals with cards issued inside the country:
  at locations outside the country
11110
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 2,5812,4102,3132,1471,513
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2,5352,3662,2632,0971,496
Cash withdrawals with cards issued inside the country:
  at locations outside the country
4644505017
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 3130282411
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits
Total value (USD millions)napnapnapnapnap
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Average value per transaction (USD)napnapnapnapnap
Average value per inhabitant (USD)napnapnapnapnap
Total value as a ratio to GDP (%)napnapnapnapnap
Daily average value (USD millions)napnapnapnapnap
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 181,951186,200162,843143,153114,701
Cash withdrawals with cards issued inside the country:
  at locations inside the country
178,620182,920159,329139,848113,576
Cash withdrawals with cards issued inside the country:
  at locations outside the country
3,3313,2803,5133,3051,125
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 3,0353,1822,9562,4991,385
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -3.80.4-14.2-13.5-20.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-3.70.4-14.5-13.6-19.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-7.8-3.45.1-7.4-66.3
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country -1.72.9-8.9-16.8-45.0
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 193212193183208
Cash withdrawals with cards issued inside the country:
  at locations inside the country
193212193183208
Cash withdrawals with cards issued inside the country:
  at locations outside the country
199205193180181
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 272290289282351
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 7,5047,5546,5045,6314,466
Cash withdrawals with cards issued inside the country:
  at locations inside the country
7,3677,4216,3645,5014,422
Cash withdrawals with cards issued inside the country:
  at locations outside the country
13713314013044
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 14.413.411.510.38.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country
14.113.211.210.18.4
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.30.20.20.20.1
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 498510446392314
Cash withdrawals with cards issued inside the country:
  at locations inside the country
489501437383311
Cash withdrawals with cards issued inside the country:
  at locations outside the country
991093
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 89874
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Number of cards
 (thousands)
Total 69,45469,62469,00270,28369,916
With a cash function 69,45469,62469,00270,28369,916
With a debit function 45,19746,22737,88039,61940,475
With a delayed debit function napnapnapnapnap
With a credit function 24,25723,39721,17520,18118,340
With an e-money function navnav9,94710,48211,100
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 4.30.2-0.91.9-0.5
With a cash function 4.30.2-0.91.9-0.5
With a debit function 5.82.3-18.14.62.2
With a delayed debit function napnapnapnapnap
With a credit function 1.5-3.5-9.5-4.7-9.1
With an e-money function navnavnav5.45.9
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.862.822.762.762.72
With a cash function 2.862.822.762.762.72
With a debit function 1.861.881.511.561.58
With a delayed debit function napnapnapnapnap
With a credit function 1.000.950.850.790.71
With an e-money function navnav0.400.410.43
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 954960976926924
EFTPOS terminals: total 954960976926924
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 3332302827
ATMs: cash withdrawal 3332302827
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals -0.20.61.7-5.0-0.3
EFTPOS terminals: total -0.20.61.7-5.0-0.3
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 3.8-2.9-7.6-5.3-3.8
ATMs: cash withdrawal 3.8-2.9-7.6-5.3-3.8
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0390.0390.0390.0360.036
EFTPOS terminals: total 0.0390.0390.0390.0360.036
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap