CTA1: Selected data from T1-T6
Year
«  2019  »
20152016201720182019
Basic statistical data
GDP (USD bn)462476502543535
Population (thousands)11,26811,32211,37611,43111,493
GDP per capita (USD per inhabitant)41,00442,02644,10447,48146,568
CPI inflation (% change on previous year)0.62.02.12.11.4
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
0.9190.9490.8340.8730.890
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
0.9020.9040.8870.8480.893
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)1419273159
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
3.14.25.15.911.0
Interbank deposits: Total value (USD bn)4244564248
Interbank deposits: Value as a percentage of GDP (%)9.39.710.68.09.0
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 125118117115125
Number of institutions: Number per 1 million inhabitants 11.110.410.310.110.9
Number of branches or offices: Total number 8,0648,1937,7607,0686,666
Number of branches or offices:
  Number per 1 million inhabitants
715.7723.6682.1618.3580.0
Payment accounts held by end users
Total number of payment accounts (thousands)21,19122,86124,37826,53533,755
Number of accounts per inhabitant (units)22223
Total value of payment accounts (USD bn)220233273261260
Value per inhabitant (USD)19,49420,61724,03322,81422,657
Value as a percentage of GDP (%)47.549.154.548.148.6
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)3,1873,4603,7724,2384,601
Increase in the total volume of cashless payments
 (% change on previous year)
-7.28.69.012.48.6
Average number of cashless payments per inhabitant (units)283306332371400
Daily average volume of cashless payments (millions)99101213
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,2871,3061,4801,5951,703
Direct debits 413446468500527
Cheques 22111
Card and e-money payments: Total volume 1,4831,7051,8212,1412,369
Card and e-money payments: By card with a debit function 1,2761,4821,5641,8322,041
Card and e-money payments:
  By card with a delayed debit function
128134151162178
Card and e-money payments: By card with a credit function 72798897105
Card and e-money payments: E-money payments 711185045
Other payment instruments 11111
Memo: Money remittances 000121
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 40.437.739.237.637.0
Direct debits 13.012.912.411.811.5
Cheques 0.10.10.00.00.0
Card and e-money payments: Total volume 46.549.348.350.551.5
Card and e-money payments: By card with a debit function 40.042.841.543.244.4
Card and e-money payments:
  By card with a delayed debit function
4.03.94.03.83.9
Card and e-money payments: By card with a credit function 2.32.32.32.32.3
Card and e-money payments: E-money payments 0.20.30.51.21.0
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances 0.00.00.00.00.5
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers -5.81.513.37.86.8
Direct debits -21.97.85.06.95.4
Cheques -13.9-20.6-25.4-20.9-27.8
Card and e-money payments: Total volume -3.315.06.817.510.7
Card and e-money payments: By card with a debit function -2.316.15.617.111.4
Card and e-money payments:
  By card with a delayed debit function
-12.14.213.47.09.7
Card and e-money payments: By card with a credit function 3.19.111.410.78.6
Card and e-money payments: E-money payments -42.955.566.9172.2-9.6
Other payment instruments -18.744.4-27.6-38.2-3.1
Memo: Money remittances -1.121.1-5.061.33,189.2
Volume of cashless payments per inhabitant
 (units)
Credit transfers 114.2115.4130.1139.5148.2
Direct debits 36.739.441.143.745.9
Cheques 0.20.20.10.10.1
Card and e-money payments: Total volume 131.6150.6160.1187.3206.1
Card and e-money payments: By card with a debit function 113.2130.9137.5160.3177.6
Card and e-money payments:
  By card with a delayed debit function
11.411.813.314.215.5
Card and e-money payments: By card with a credit function 6.46.97.78.59.2
Card and e-money payments: E-money payments 0.61.01.64.33.9
Other payment instruments 0.10.10.10.10.1
Memo: Money remittances 0.00.00.00.11.9
Daily average volume of cashless payments
 (thousands)
Credit transfers 3,5263,5784,0554,3704,667
Direct debits 1,1321,2211,2821,3701,444
Cheques 75432
Card and e-money payments: Total volume 4,0634,6704,9905,8666,491
Card and e-money payments: By card with a debit function 3,4954,0594,2855,0205,592
Card and e-money payments:
  By card with a delayed debit function
351366415444487
Card and e-money payments: By card with a credit function 198215240266289
Card and e-money payments: E-money payments 193050136123
Other payment instruments 34322
Memo: Money remittances 111259
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)6,977,2396,853,0456,994,5048,601,1939,484,459
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-24.2-3.7-0.120.58.7
Cashless payments: Average value per cashless payment (USD)2,1891,9811,8542,0302,061
Cashless payments: Average value per inhabitant (USD)619,208605,286614,847752,445825,238
Cashless payments: Value as a ratio to GDP (%)1,510.11,440.21,393.91,584.81,772.0
Cashless payments: Daily average value (USD millions)19,11618,77519,16323,56525,985
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 6,750,6616,618,7346,743,8288,312,0509,199,163
Direct debits 112,474115,631124,550156,018157,344
Cheques 19,82613,58010,0588,5545,842
Card and e-money payments: Total value 92,112101,461112,510121,003119,696
Card and e-money payments: By card with a debit function 72,32680,96782,66590,54292,972
Card and e-money payments:
  By card with a delayed debit function
13,43813,67222,00320,40716,582
Card and e-money payments: By card with a credit function 5,9436,1206,8817,6487,590
Card and e-money payments: E-money payments 4067039622,4062,553
Other payment instruments 2,1663,6393,5583,5672,413
Memo: Money remittances 1,2481,3881,5691,6487,616
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 96.896.696.496.697.0
Direct debits 1.61.71.81.81.7
Cheques 0.30.20.10.10.1
Card and e-money payments: Total value 1.31.51.61.41.3
Card and e-money payments: By card with a debit function 1.01.21.21.11.0
Card and e-money payments:
  By card with a delayed debit function
0.20.20.30.20.2
Card and e-money payments: By card with a credit function 0.10.10.10.10.1
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 0.00.10.10.00.0
Memo: Money remittances 0.00.00.00.00.1
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -24.2-3.9-0.220.89.1
Direct debits -29.80.85.522.7-0.6
Cheques -38.0-32.8-27.5-16.7-32.7
Card and e-money payments: Total value -12.88.08.65.4-2.5
Card and e-money payments: By card with a debit function -14.49.8-0.07.31.2
Card and e-money payments:
  By card with a delayed debit function
0.6-0.257.6-9.1-19.9
Card and e-money payments: By card with a credit function -19.71.010.18.9-2.2
Card and e-money payments: E-money payments 0.169.834.0145.14.6
Other payment instruments -19.164.7-4.3-1.8-33.3
Memo: Money remittances -40.09.110.62.9355.7
Average value of cashless payments per payment
 (USD)
Credit transfers 5,2455,0684,5565,2115,400
Direct debits 272259266312299
Cheques 8,0826,9756,9227,4397,039
Card and e-money payments: Total value 6260625751
Card and e-money payments: By card with a debit function 5755534946
Card and e-money payments:
  By card with a delayed debit function
10510214512693
Card and e-money payments: By card with a credit function 8278797972
Card and e-money payments: E-money payments 5864534857
Other payment instruments 2,1882,5453,4385,5733,892
Memo: Money remittances 3,5653,2743,8932,535356
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 599,100584,591592,812727,150800,414
Direct debits 9,98210,21310,94813,64913,690
Cheques 1,7591,199884748508
Card and e-money payments: Total value 8,1758,9619,89010,58610,415
Card and e-money payments: By card with a debit function 6,4197,1517,2677,9218,089
Card and e-money payments:
  By card with a delayed debit function
1,1931,2081,9341,7851,443
Card and e-money payments: By card with a credit function 527541605669660
Card and e-money payments: E-money payments 366285210222
Other payment instruments 192321313312210
Memo: Money remittances 111123138144663
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 1,461.11,391.01,344.01,531.61,718.7
Direct debits 24.324.324.828.729.4
Cheques 4.32.92.01.61.1
Card and e-money payments: Total value 19.921.322.422.322.4
Card and e-money payments: By card with a debit function 15.717.016.516.717.4
Card and e-money payments:
  By card with a delayed debit function
2.92.94.43.83.1
Card and e-money payments: By card with a credit function 1.31.31.41.41.4
Card and e-money payments: E-money payments 0.10.10.20.40.5
Other payment instruments 0.50.80.70.70.5
Memo: Money remittances 0.30.30.30.31.4
Daily average value of cashless payments
 (USD millions)
Credit transfers 18,49518,13418,47622,77325,203
Direct debits 308317341427431
Cheques 5437282316
Card and e-money payments: Total value 252278308332328
Card and e-money payments: By card with a debit function 198222226248255
Card and e-money payments:
  By card with a delayed debit function
3737605645
Card and e-money payments: By card with a credit function 1617192121
Card and e-money payments: E-money payments 12377
Other payment instruments 61010107
Memo: Money remittances 344521
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)340336328322287
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
-6.7-1.3-2.4-1.8-10.8
With cards issued inside the country:
  Average volume per inhabitant (units)
3030292825
With cards issued inside the country:
  Daily average volume (units)
932,630920,712898,647882,375787,370
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 316309300285249
Cash withdrawals with cards issued inside the country:
  at locations inside the country
301294285270234
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1515151516
Memo: Cash withdrawals at locations inside the country 308302291277243
Cash withdrawals with cards issued outside the country 786710
Cash deposits at locations inside and outside the country 2325243231
Cash deposits with cards issued inside the country at locations
  inside the country
2325243231
E-money loading/unloading transactions 12457
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 92.892.091.488.486.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country
88.587.586.983.981.4
Cash withdrawals with cards issued inside the country:
  at locations outside the country
4.34.54.54.55.4
Cash withdrawals:total 6.87.37.510.010.9
Cash deposits with cards issued inside the country at locations
  inside the country
6.87.37.510.010.9
E-money loading/unloading transactions 0.40.71.21.62.3
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -6.5-2.1-3.0-5.0-12.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-5.8-2.4-3.1-5.1-13.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-17.73.1-1.8-1.96.8
Memo: Cash withdrawals at locations inside the country -5.6-2.0-3.4-5.0-12.1
Cash withdrawals with cards issued outside the country 5.314.6-14.42.443.3
Cash withdrawals:total -8.86.2-0.131.3-2.6
Cash deposits with cards issued inside the country at locations
  inside the country
-8.86.2-0.131.3-2.6
E-money loading/unloading transactions -15.863.156.034.731.0
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 2827262522
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2726252420
Cash withdrawals with cards issued inside the country:
  at locations outside the country
11111
Cash withdrawals:total 22233
Cash deposits with cards issued inside the country at locations
  inside the country
22233
E-money loading/unloading transactions 00001
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 865847821780683
Cash withdrawals with cards issued inside the country:
  at locations inside the country
825806781740641
Cash withdrawals with cards issued inside the country:
  at locations outside the country
4041414043
Memo: Cash withdrawals at locations inside the country 843826798759667
Cash withdrawals with cards issued outside the country 1821181826
Cash withdrawals:total 6367678886
Cash deposits with cards issued inside the country at locations
  inside the country
6367678886
E-money loading/unloading transactions 47101418
Value of withdrawals/deposits
Total value (USD millions)74,60877,78574,76475,67676,311
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-33.42.2-5.9-0.8-0.6
Average value per transaction (USD)219231228235266
Average value per inhabitant (USD)6,6216,8706,5726,6206,640
Total value as a ratio to GDP (%)16.116.314.913.914.3
Daily average value (USD millions)204213205207209
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 53,68852,69850,32652,28945,515
Cash withdrawals with cards issued inside the country:
  at locations inside the country
51,35750,32147,95549,80642,995
Cash withdrawals with cards issued inside the country:
  at locations outside the country
2,3312,3772,3722,4822,520
Memo: Cash withdrawals at locations inside the country 52,43051,32849,08351,04744,365
Cash withdrawals with cards issued outside the country 1,0731,0071,1291,2411,370
Cash deposits at locations inside and outside the country 24,12523,99323,65333,34630,089
Cash deposits with cards issued inside the country at locations
  inside the country
24,12523,99323,65333,34630,089
E-money loading/unloading transactions 196302445599708
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 72.067.767.369.159.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country
68.864.764.165.856.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country
3.13.13.23.33.3
Cash withdrawals:total 32.330.831.644.139.4
Cash deposits with cards issued inside the country at locations
  inside the country
32.330.831.644.139.4
E-money loading/unloading transactions 0.30.40.60.80.9
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -19.6-3.7-6.51.8-14.2
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-19.3-3.9-6.71.8-14.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-26.1-0.0-2.32.60.1
Memo: Cash withdrawals at locations inside the country -19.2-4.0-6.41.9-14.3
Cash withdrawals with cards issued outside the country -11.3-7.99.77.78.8
Cash withdrawals:total -45.0-2.5-3.538.1-11.0
Cash deposits with cards issued inside the country at locations
  inside the country
-45.0-2.5-3.538.1-11.0
E-money loading/unloading transactions 31.150.844.531.716.5
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 170170168184182
Cash withdrawals with cards issued inside the country:
  at locations inside the country
171171168184184
Cash withdrawals with cards issued inside the country:
  at locations outside the country
159158160171162
Memo: Cash withdrawals at locations inside the country 170170168184182
Cash withdrawals with cards issued outside the country 162133174187144
Cash withdrawals:total 1,0469799661,037961
Cash deposits with cards issued inside the country at locations
  inside the country
1,0469799661,037961
E-money loading/unloading transactions 132124118117106
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 4,7654,6544,4244,5743,960
Cash withdrawals with cards issued inside the country:
  at locations inside the country
4,5584,4454,2154,3573,741
Cash withdrawals with cards issued inside the country:
  at locations outside the country
207210208217219
Cash withdrawals:total 2,1412,1192,0792,9172,618
Cash deposits with cards issued inside the country at locations
  inside the country
2,1412,1192,0792,9172,618
E-money loading/unloading transactions 1727395262
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 11.611.110.09.68.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country
11.110.69.69.28.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.50.50.50.50.5
Cash withdrawals:total 5.25.04.76.15.6
Cash deposits with cards issued inside the country at locations
  inside the country
5.25.04.76.15.6
E-money loading/unloading transactions 0.00.10.10.10.1
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 147144138143125
Cash withdrawals with cards issued inside the country:
  at locations inside the country
141138131136118
Cash withdrawals with cards issued inside the country:
  at locations outside the country
67677
Memo: Cash withdrawals at locations inside the country 144141134140122
Cash withdrawals with cards issued outside the country 33334
Cash withdrawals:total 6666659182
Cash deposits with cards issued inside the country at locations
  inside the country
6666659182
E-money loading/unloading transactions 11122
Number of cards
 (thousands)
Total 22,95423,09823,08625,24841,934
With a cash function 21,87522,59322,53823,90535,187
With a debit function 17,02216,90116,39717,95333,903
With a delayed debit function 3,2253,3313,4403,6263,827
With a credit function 2,3332,2762,3592,2602,265
With an e-money function 4,8244,8634,6801,5432,111
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 0.80.6-0.19.466.1
With a cash function 2.23.3-0.26.147.2
With a debit function 4.9-0.7-3.09.588.8
With a delayed debit function 12.63.33.35.45.5
With a credit function 11.0-2.43.7-4.20.2
With an e-money function -54.80.8-3.7-67.036.8
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.042.042.032.213.65
With a cash function 1.942.001.982.093.06
With a debit function 1.511.491.441.572.95
With a delayed debit function 0.290.290.300.320.33
With a credit function 0.210.200.210.200.20
With an e-money function 0.430.430.410.130.18
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 185190215218234
EFTPOS terminals: total 185190215218234
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 161210109
ATMs: cash withdrawal 88887
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 88665
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 1.12.712.91.47.4
EFTPOS terminals: total 1.12.712.91.47.3
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 26.0-27.5-10.5-6.0-9.5
ATMs: cash withdrawal -0.2-1.2-0.7-7.0-6.6
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 1.6-1.7-20.0-4.5-11.8
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0160.0170.0190.0190.020
EFTPOS terminals: total 0.0160.0170.0190.0190.020
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.0010.0010.0010.0010.000
ATMs: contactless napnapnapnapnap