CTA1: Selected data from T1-T6
«Germany»
Year
« ‹ 2015 › »
20112012201320142015
Basic statistical data
GDP (USD bn)nap3,5253,7323,8833,355
Population (thousands)nap80,42680,64680,98381,687
GDP per capita (USD per inhabitant)nap43,82746,28147,94641,076
CPI inflation (% change on previous year)nap2.01.50.90.5
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)		nap0.7580.7250.8240.919
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)		nap0.7790.7530.7540.902
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)nap283119110244
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)		nap7.83.13.17.4
Interbank deposits: Total value (USD bn)nap157129151137
Interbank deposits: Value as a percentage of GDP (%)nap4.33.34.34.2
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number nap1,9181,8931,8571,828
Number of institutions: Number per 1 million inhabitants nap23.823.522.922.4
Number of branches or offices: Total number napnavnavnavnav
Number of branches or offices:
  Number per 1 million inhabitants 		napnavnavnavnav
Payment accounts held by end users
Total number of payment accounts (thousands)napnavnavnav103,128
Number of accounts per inhabitant (units)napnavnavnav1
Total value of payment accounts (USD bn)napnavnavnavnav
Value per inhabitant (USD)napnavnavnavnav
Value as a percentage of GDP (%)napnavnavnavnav
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)nap18,21119,59017,62019,370
Increase in the total volume of cashless payments
 (% change on previous year)		nap2.77.6-10.19.9
Average number of cashless payments per inhabitant (units)nap226243218237
Daily average volume of cashless payments (millions)nap50544853
Volume of cashless payments by instrument type
 (millions)
Credit transfers nap6,1516,2175,6336,020
Direct debits nap8,8099,6768,4899,606
Cheques nap34313021
Card and e-money payments: Total volume nap3,2163,6653,4683,723
Card and e-money payments: By card with a debit function nap2,5792,8852,5952,723
Card and e-money payments:
  By card with a delayed debit function 		nap560682762879
Card and e-money payments: By card with a credit function nap43667689
Card and e-money payments: E-money payments nap34323432
Other payment instruments napnapnapnapnap
Memo: Money remittances napnavnav78
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers nap33.831.732.031.1
Direct debits nap48.449.448.249.6
Cheques nap0.20.20.20.1
Card and e-money payments: Total volume nap17.718.719.719.2
Card and e-money payments: By card with a debit function nap14.214.714.714.1
Card and e-money payments:
  By card with a delayed debit function 		nap3.13.54.34.5
Card and e-money payments: By card with a credit function nap0.20.30.40.5
Card and e-money payments: E-money payments nap0.20.20.20.2
Other payment instruments napnapnapnapnap
Memo: Money remittances napnavnav0.00.0
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers nap1.31.1-9.46.9
Direct debits nap1.99.8-12.313.2
Cheques nap-15.3-9.0-4.6-28.4
Card and e-money payments: Total volume napnap14.0-5.47.4
Card and e-money payments: By card with a debit function nap7.511.9-10.14.9
Card and e-money payments:
  By card with a delayed debit function 		nap11.721.811.915.3
Card and e-money payments: By card with a credit function nap7.152.015.716.6
Card and e-money payments: E-money payments nap-6.5-5.57.1-4.9
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnavnav14.4
Volume of cashless payments per inhabitant
 (units)
Credit transfers nap76.577.169.673.7
Direct debits nap109.5120.0104.8117.6
Cheques nap0.40.40.40.3
Card and e-money payments: Total volume nap40.045.442.845.6
Card and e-money payments: By card with a debit function nap32.135.832.033.3
Card and e-money payments:
  By card with a delayed debit function 		nap7.08.59.410.8
Card and e-money payments: By card with a credit function nap0.50.80.91.1
Card and e-money payments: E-money payments nap0.40.40.40.4
Other payment instruments napnapnapnapnap
Memo: Money remittances napnavnav0.10.1
Daily average volume of cashless payments
 (thousands)
Credit transfers nap16,85217,03415,43316,492
Direct debits nap24,13626,51123,25926,318
Cheques nap94868259
Card and e-money payments: Total volume nap8,81010,0409,50110,200
Card and e-money payments: By card with a debit function nap7,0667,9057,1107,459
Card and e-money payments:
  By card with a delayed debit function 		nap1,5331,8672,0892,408
Card and e-money payments: By card with a credit function nap119181209244
Card and e-money payments: E-money payments nap92879389
Other payment instruments napnapnapnapnap
Memo: Money remittances napnavnav2023
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)nap92,049,42693,937,01069,696,43560,405,475
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		nap-8.30.5-26.5-13.8
Cashless payments: Average value per cashless payment (USD)nap5,0554,7953,9553,119
Cashless payments: Average value per inhabitant (USD)nap1,144,5231,164,807860,630739,475
Cashless payments: Value as a ratio to GDP (%)nap2,611.52,516.81,795.01,800.3
Cashless payments: Daily average value (USD millions)nap252,190257,362190,949165,494
Value of cashless payments by instrument type
 (USD millions)
Credit transfers nap74,522,97875,649,17164,793,14455,837,047
Direct debits nap16,980,27317,723,5364,364,7004,123,496
Cheques nap291,374267,337226,102171,891
Card and e-money payments: Total value nap254,801296,966312,489273,041
Card and e-money payments: By card with a debit function nap187,313216,533201,899177,956
Card and e-money payments:
  By card with a delayed debit function 		nap63,12074,377103,49088,070
Card and e-money payments: By card with a credit function nap4,2135,9136,5516,449
Card and e-money payments: E-money payments nap155143549567
Other payment instruments napnapnapnapnap
Memo: Money remittances napnavnav206,323172,569
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers nap81.080.593.092.4
Direct debits nap18.418.96.36.8
Cheques nap0.30.30.30.3
Card and e-money payments: Total value nap0.30.30.40.5
Card and e-money payments: By card with a debit function nap0.20.20.30.3
Card and e-money payments:
  By card with a delayed debit function 		nap0.10.10.10.1
Card and e-money payments: By card with a credit function nap0.00.00.00.0
Card and e-money payments: E-money payments nap0.00.00.00.0
Other payment instruments napnapnapnapnap
Memo: Money remittances napnavnav0.30.3
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers nap-7.90.0-15.1-14.3
Direct debits nap-9.92.8-75.6-6.0
Cheques nap-18.4-9.6-16.2-24.4
Card and e-money payments: Total value napnap14.84.2-13.1
Card and e-money payments: By card with a debit function nap-4.213.9-7.6-12.3
Card and e-money payments:
  By card with a delayed debit function 		nap-2.816.137.8-15.4
Card and e-money payments: By card with a credit function nap-5.538.39.8-2.1
Card and e-money payments: E-money payments nap-10.2-9.1279.32.8
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnavnav-16.8
Average value of cashless payments per payment
 (USD)
Credit transfers nap12,11612,16711,5029,276
Direct debits nap1,9281,832514429
Cheques nap8,4688,5347,5688,034
Card and e-money payments: Total value nap79819073
Card and e-money payments: By card with a debit function nap73757865
Card and e-money payments:
  By card with a delayed debit function 		nap113109136100
Card and e-money payments: By card with a credit function nap97908672
Card and e-money payments: E-money payments nap551618
Other payment instruments napnapnapnapnap
Memo: Money remittances napnavnav28,33720,717
Average value of cashless payments per inhabitant
 (USD)
Credit transfers nap926,603938,040800,083683,549
Direct debits nap211,129219,77053,89750,479
Cheques nap3,6233,3152,7922,104
Card and e-money payments: Total value nap3,1683,6823,8593,343
Card and e-money payments: By card with a debit function nap2,3292,6852,4932,179
Card and e-money payments:
  By card with a delayed debit function 		nap7859221,2781,078
Card and e-money payments: By card with a credit function nap52738179
Card and e-money payments: E-money payments nap2277
Other payment instruments napnapnapnapnap
Memo: Money remittances napnavnav2,5482,113
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers nap2,114.22,026.81,668.71,664.1
Direct debits nap481.7474.9112.4122.9
Cheques nap8.37.25.85.1
Card and e-money payments: Total value nap7.28.08.08.1
Card and e-money payments: By card with a debit function nap5.35.85.25.3
Card and e-money payments:
  By card with a delayed debit function 		nap1.82.02.72.6
Card and e-money payments: By card with a credit function nap0.10.20.20.2
Card and e-money payments: E-money payments nap0.00.00.00.0
Other payment instruments napnapnapnapnap
Memo: Money remittances napnavnav5.35.1
Daily average value of cashless payments
 (USD millions)
Credit transfers nap204,173207,258177,515152,978
Direct debits nap46,52148,55811,95811,297
Cheques nap798732619471
Card and e-money payments: Total value nap698814856748
Card and e-money payments: By card with a debit function nap513593553488
Card and e-money payments:
  By card with a delayed debit function 		nap173204284241
Card and e-money payments: By card with a credit function nap12161818
Card and e-money payments: E-money payments nap0022
Other payment instruments napnapnapnapnap
Memo: Money remittances napnavnav565473
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)		napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)nap2,7082,6752,5782,692
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)		napnap-1.2-3.64.4
With cards issued inside the country:
  Average volume per inhabitant (units)		nap34333233
With cards issued inside the country:
  Daily average volume (units)		nap7,418,5217,328,5407,062,9647,375,293
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country nap2,4282,3962,3092,422
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap2,4282,3962,2732,373
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnav3649
Memo: Cash withdrawals at locations inside the country nap2,4282,3962,3062,400
Cash withdrawals with cards issued outside the country napnavnav3327
Cash deposits at locations inside and outside the country nap274272263266
Cash deposits with cards issued inside the country at locations
  inside the country 		nap274272263266
E-money loading/unloading transactions nap67navnav
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country nap89.789.689.690.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap89.789.688.288.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnav1.41.8
Cash withdrawals:total nap10.110.210.29.9
Cash deposits with cards issued inside the country at locations
  inside the country 		nap10.110.210.29.9
E-money loading/unloading transactions nap0.20.2navnav
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country napnap-1.3-3.64.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		napnap-1.3-5.14.4
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnapnavnav36.2
Memo: Cash withdrawals at locations inside the country napnap-1.3-3.84.1
Cash withdrawals with cards issued outside the country napnapnavnav-16.3
Cash withdrawals:total napnap-0.7-3.41.0
Cash deposits with cards issued inside the country at locations
  inside the country 		napnap-0.7-3.41.0
E-money loading/unloading transactions nap-3.46.9navnav
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country nap30302930
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap30302829
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnav01
Cash withdrawals:total nap3333
Cash deposits with cards issued inside the country at locations
  inside the country 		nap3333
E-money loading/unloading transactions nap00navnav
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country nap6,6516,5656,3276,635
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap6,6516,5656,2286,501
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnav98134
Memo: Cash withdrawals at locations inside the country nap6,6516,5656,3186,576
Cash withdrawals with cards issued outside the country napnavnav9075
Cash withdrawals:total nap750745720727
Cash deposits with cards issued inside the country at locations
  inside the country 		nap750745720727
E-money loading/unloading transactions nap1718navnav
Value of withdrawals/deposits
Total value (USD millions)nap1,635,1181,643,2581,290,2881,133,298
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		napnap-1.0-22.2-12.6
Average value per transaction (USD)nap604614501421
Average value per inhabitant (USD)nap20,33120,37615,93313,874
Total value as a ratio to GDP (%)nap46.444.033.233.8
Daily average value (USD millions)nap4,4804,5023,5353,105
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country nap849,425862,295780,921686,742
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap849,425862,295772,020676,490
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnav8,90110,251
Memo: Cash withdrawals at locations inside the country nap849,425862,295779,864681,707
Cash withdrawals with cards issued outside the country napnavnav7,8445,217
Cash deposits at locations inside and outside the country nap785,457780,751509,103446,383
Cash deposits with cards issued inside the country at locations
  inside the country 		nap785,457780,751509,103446,383
E-money loading/unloading transactions nap235212navnav
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country nap51.952.560.560.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap51.952.559.859.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnav0.70.9
Cash withdrawals:total nap48.047.539.539.4
Cash deposits with cards issued inside the country at locations
  inside the country 		nap48.047.539.539.4
E-money loading/unloading transactions nap0.00.0navnav
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country napnap0.0-10.3-12.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		napnap0.0-11.3-12.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnapnavnav14.5
Memo: Cash withdrawals at locations inside the country napnap0.0-10.4-13.1
Cash withdrawals with cards issued outside the country napnapnavnav-33.8
Cash withdrawals:total napnap-2.1-35.4-12.8
Cash deposits with cards issued inside the country at locations
  inside the country 		napnap-2.1-35.4-12.8
E-money loading/unloading transactions nap-10.4-10.9navnav
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country nap350360338284
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap350360340285
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnav248210
Memo: Cash withdrawals at locations inside the country nap350360338284
Cash withdrawals with cards issued outside the country napnavnav240191
Cash withdrawals:total nap2,8682,8711,9371,681
Cash deposits with cards issued inside the country at locations
  inside the country 		nap2,8682,8711,9371,681
E-money loading/unloading transactions nap3832navnav
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country nap10,56210,6929,6438,407
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap10,56210,6929,5338,281
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnav110125
Cash withdrawals:total nap9,7669,6816,2875,465
Cash deposits with cards issued inside the country at locations
  inside the country 		nap9,7669,6816,2875,465
E-money loading/unloading transactions nap33navnav
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country nap24.123.120.120.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap24.123.119.920.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnav0.20.3
Cash withdrawals:total nap22.320.913.113.3
Cash deposits with cards issued inside the country at locations
  inside the country 		nap22.320.913.113.3
E-money loading/unloading transactions nap0.00.0navnav
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country nap2,3272,3622,1401,881
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		nap2,3272,3622,1151,853
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnavnav2428
Memo: Cash withdrawals at locations inside the country nap2,3272,3622,1371,868
Cash withdrawals with cards issued outside the country napnavnav2114
Cash withdrawals:total nap2,1522,1391,3951,223
Cash deposits with cards issued inside the country at locations
  inside the country 		nap2,1522,1391,3951,223
E-money loading/unloading transactions nap11navnav
Number of cards
 (thousands)
Total nap141,869143,114148,348151,136
With a cash function nap135,344137,227144,283147,295
With a debit function nap105,594105,169104,100106,103
With a delayed debit function nap23,91024,78126,86228,245
With a credit function nap3,6853,9024,3924,900
With an e-money function nap97,99098,96295,55791,908
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnavnavnavnav
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total napnap0.93.71.9
With a cash function napnav1.45.12.1
With a debit function napnap-0.4-1.01.9
With a delayed debit function napnap3.68.45.2
With a credit function napnap5.912.611.6
With an e-money function napnap1.0-3.4-3.8
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnavnavnav
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of cards per inhabitant
 (units)
Total nap1.761.771.831.85
With a cash function nap1.681.701.781.80
With a debit function nap1.311.301.291.30
With a delayed debit function nap0.300.310.330.35
With a credit function nap0.050.050.050.06
With an e-money function nap1.221.231.181.13
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnavnavnavnav
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of terminals
 (thousands)
POS terminals nap7207441,1471,129
EFTPOS terminals: total nap720744766784
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total nap83838787
ATMs: cash withdrawal nap56565859
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer nap27272828
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals nap1.33.354.3-1.6
EFTPOS terminals: total nap1.33.33.12.3
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total nap-1.80.24.8-0.1
ATMs: cash withdrawal nap-0.70.03.51.4
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer nap-5.91.71.5-0.3
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals nap0.0090.0090.0140.014
EFTPOS terminals: total nap0.0090.0090.0090.010
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total nap0.0010.0010.0010.001
ATMs: cash withdrawal nap0.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer nap0.0000.0000.0000.000
ATMs: contactless napnapnapnapnap