CTA1: Selected data from T1-T6
Year
«  2020 › »
20162017201820192020
Basic statistical data
GDP (USD bn)3,4683,6753,9603,8613,805
Population (thousands)82,34982,65782,90683,09383,157
GDP per capita (USD per inhabitant)42,11444,46147,76546,46145,755
CPI inflation (% change on previous year)0.51.51.71.40.5
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
0.9490.8340.8730.8900.815
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
0.9040.8870.8480.8930.877
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)4587546956291,297
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
13.919.318.116.231.7
Interbank deposits: Total value (USD bn)174206196171257
Interbank deposits: Value as a percentage of GDP (%)5.35.35.14.46.3
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 1,7561,6911,6461,6181,608
Number of institutions: Number per 1 million inhabitants 21.320.519.919.519.3
Number of branches or offices: Total number 32,10030,19227,95326,73224,131
Number of branches or offices:
  Number per 1 million inhabitants
389.8365.3337.2321.7290.2
Payment accounts held by end users
Total number of payment accounts (thousands)105,807106,061108,152navnav
Number of accounts per inhabitant (units)111navnav
Total value of payment accounts (USD bn)navnavnav2,7553,466
Value per inhabitant (USD)navnavnav33,15841,680
Value as a percentage of GDP (%)navnavnav71.491.1
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)19,93121,00922,28723,88526,053
Increase in the total volume of cashless payments
 (% change on previous year)
2.95.46.17.29.1
Average number of cashless payments per inhabitant (units)242254269287313
Daily average volume of cashless payments (millions)5558616571
Volume of cashless payments by instrument type
 (millions)
Credit transfers 6,1866,2996,4686,6776,892
Direct debits 9,64710,17610,47410,87011,607
Cheques 18131086
Card and e-money payments: Total volume 4,0814,5225,3356,3297,547
Card and e-money payments: By card with a debit function 2,9633,2753,9144,7165,911
Card and e-money payments:
  By card with a delayed debit function
9841,1011,2601,4351,469
Card and e-money payments: By card with a credit function 96110126145140
Card and e-money payments: E-money payments 3736353327
Other payment instruments napnapnapnapnap
Memo: Money remittances 9888nap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 31.030.029.028.026.5
Direct debits 48.448.447.045.544.6
Cheques 0.10.10.00.00.0
Card and e-money payments: Total volume 20.521.523.926.529.0
Card and e-money payments: By card with a debit function 14.915.617.619.722.7
Card and e-money payments:
  By card with a delayed debit function
4.95.25.76.05.6
Card and e-money payments: By card with a credit function 0.50.50.60.60.5
Card and e-money payments: E-money payments 0.20.20.20.10.1
Other payment instruments napnapnapnapnap
Memo: Money remittances 0.00.00.00.0nap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 2.81.82.73.23.2
Direct debits 0.45.52.93.86.8
Cheques -18.2-26.6-18.3-20.6-25.9
Card and e-money payments: Total volume 9.610.818.018.619.2
Card and e-money payments: By card with a debit function 8.810.519.520.525.4
Card and e-money payments:
  By card with a delayed debit function
11.911.914.513.82.4
Card and e-money payments: By card with a credit function 8.414.114.815.1-3.9
Card and e-money payments: E-money payments 13.8-3.5-2.4-3.4-19.1
Other payment instruments napnapnapnapnap
Memo: Money remittances 4.3-4.1-0.2-3.0nap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 75.176.278.080.482.9
Direct debits 117.1123.1126.3130.8139.6
Cheques 0.20.20.10.10.1
Card and e-money payments: Total volume 49.654.764.376.290.8
Card and e-money payments: By card with a debit function 36.039.647.256.871.1
Card and e-money payments:
  By card with a delayed debit function
11.913.315.217.317.7
Card and e-money payments: By card with a credit function 1.21.31.51.71.7
Card and e-money payments: E-money payments 0.40.40.40.40.3
Other payment instruments napnapnapnapnap
Memo: Money remittances 0.10.10.10.1nap
Daily average volume of cashless payments
 (thousands)
Credit transfers 16,94817,25617,72118,29418,883
Direct debits 26,43027,88028,69629,78131,801
Cheques 4835292317
Card and e-money payments: Total volume 11,18012,38814,61617,34120,677
Card and e-money payments: By card with a debit function 8,1198,97410,72312,92016,196
Card and e-money payments:
  By card with a delayed debit function
2,6963,0163,4533,9314,025
Card and e-money payments: By card with a credit function 264301346398383
Card and e-money payments: E-money payments 10197959274
Other payment instruments napnapnapnapnap
Memo: Money remittances 24232322nap
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)59,259,83562,171,16465,791,25566,076,35370,212,711
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-2.43.44.0-1.05.7
Cashless payments: Average value per cashless payment (USD)2,9732,9592,9522,7662,695
Cashless payments: Average value per inhabitant (USD)719,618752,158793,564795,210844,339
Cashless payments: Value as a ratio to GDP (%)1,708.71,691.71,661.41,711.61,845.4
Cashless payments: Daily average value (USD millions)162,356170,332180,250181,031192,364
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 54,921,85757,821,00161,054,29461,337,53864,863,605
Direct debits 3,885,5393,910,4114,259,0584,264,4274,875,973
Cheques 167,022123,031106,28481,09657,750
Card and e-money payments: Total value 285,418316,722371,618393,292415,383
Card and e-money payments: By card with a debit function 184,902205,685242,784259,409305,124
Card and e-money payments:
  By card with a delayed debit function
93,036102,472118,648122,895100,614
Card and e-money payments: By card with a credit function 6,6577,6629,1859,9798,571
Card and e-money payments: E-money payments 8218971,0001,0101,073
Other payment instruments napnapnapnapnap
Memo: Money remittances 171,867171,815174,476160,779nap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 92.793.092.892.892.4
Direct debits 6.66.36.56.56.9
Cheques 0.30.20.20.10.1
Card and e-money payments: Total value 0.50.50.60.60.6
Card and e-money payments: By card with a debit function 0.30.30.40.40.4
Card and e-money payments:
  By card with a delayed debit function
0.20.20.20.20.1
Card and e-money payments: By card with a credit function 0.00.00.00.00.0
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments napnapnapnapnap
Memo: Money remittances 0.30.30.30.2nap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -2.13.73.8-1.05.2
Direct debits -6.2-0.97.1-1.313.8
Cheques -3.3-27.4-15.1-24.8-29.1
Card and e-money payments: Total value 4.09.315.34.35.1
Card and e-money payments: By card with a debit function 3.49.616.05.317.0
Card and e-money payments:
  By card with a delayed debit function
5.18.513.82.1-18.5
Card and e-money payments: By card with a credit function 2.713.417.87.1-14.5
Card and e-money payments: E-money payments 44.17.69.6-0.45.7
Other payment instruments napnapnapnapnap
Memo: Money remittances -0.9-1.5-0.2-9.2nap
Average value of cashless payments per payment
 (USD)
Credit transfers 8,8789,1809,4399,1869,411
Direct debits 403384407392420
Cheques 9,5389,57610,1299,7329,354
Card and e-money payments: Total value 7070706255
Card and e-money payments: By card with a debit function 6263625552
Card and e-money payments:
  By card with a delayed debit function
9593948668
Card and e-money payments: By card with a credit function 6970736961
Card and e-money payments: E-money payments 2225293040
Other payment instruments napnapnapnapnap
Memo: Money remittances 19,78720,61620,98319,930nap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 666,940699,529736,428738,179780,014
Direct debits 47,18447,30951,37251,32158,636
Cheques 2,0281,4881,282976694
Card and e-money payments: Total value 3,4663,8324,4824,7334,995
Card and e-money payments: By card with a debit function 2,2452,4882,9283,1223,669
Card and e-money payments:
  By card with a delayed debit function
1,1301,2401,4311,4791,210
Card and e-money payments: By card with a credit function 8193111120103
Card and e-money payments: E-money payments 1011121213
Other payment instruments napnapnapnapnap
Memo: Money remittances 2,0872,0792,1051,935nap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 1,583.71,573.41,541.81,588.81,704.8
Direct debits 112.0106.4107.6110.5128.2
Cheques 4.83.32.72.11.5
Card and e-money payments: Total value 8.28.69.410.210.9
Card and e-money payments: By card with a debit function 5.35.66.16.78.0
Card and e-money payments:
  By card with a delayed debit function
2.72.83.03.22.6
Card and e-money payments: By card with a credit function 0.20.20.20.30.2
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments napnapnapnapnap
Memo: Money remittances 5.04.74.44.2nap
Daily average value of cashless payments
 (USD millions)
Credit transfers 150,471158,414167,272168,048177,709
Direct debits 10,64510,71311,66911,68313,359
Cheques 458337291222158
Card and e-money payments: Total value 7828681,0181,0781,138
Card and e-money payments: By card with a debit function 507564665711836
Card and e-money payments:
  By card with a delayed debit function
255281325337276
Card and e-money payments: By card with a credit function 1821252723
Card and e-money payments: E-money payments 22333
Other payment instruments napnapnapnapnap
Memo: Money remittances 471471478440nap
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)2,6742,5942,5452,4441,913
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
-0.7-3.0-1.9-3.9-21.7
With cards issued inside the country:
  Average volume per inhabitant (units)
3231312923
With cards issued inside the country:
  Daily average volume (units)
7,325,0307,106,4086,971,7896,696,9265,241,786
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 2,4042,3322,2842,1921,696
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2,3532,2792,2282,1321,663
Cash withdrawals with cards issued inside the country:
  at locations outside the country
5152566033
Memo: Cash withdrawals at locations inside the country 2,3872,3142,2702,1731,688
Cash withdrawals with cards issued outside the country 3435424125
Cash deposits at locations inside and outside the country 265259257249216
Cash deposits with cards issued inside the country at locations
  inside the country
265259257249216
E-money loading/unloading transactions nav3221
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 89.989.989.889.788.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country
88.087.987.687.286.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1.92.02.22.51.7
Cash withdrawals:total 9.910.010.110.211.3
Cash deposits with cards issued inside the country at locations
  inside the country
9.910.010.110.211.3
E-money loading/unloading transactions nav0.10.10.10.1
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -0.7-3.0-2.0-4.0-22.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-0.8-3.1-2.2-4.3-22.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country
5.01.77.87.2-45.4
Memo: Cash withdrawals at locations inside the country -0.6-3.0-1.9-4.3-22.3
Cash withdrawals with cards issued outside the country 23.43.220.4-1.9-39.6
Cash withdrawals:total -0.1-2.4-0.6-3.0-13.6
Cash deposits with cards issued inside the country at locations
  inside the country
-0.1-2.4-0.6-3.0-13.6
E-money loading/unloading transactions navnav-18.0-11.1-44.7
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 2928282620
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2928272620
Cash withdrawals with cards issued inside the country:
  at locations outside the country
11110
Cash withdrawals:total 33333
Cash deposits with cards issued inside the country at locations
  inside the country
33333
E-money loading/unloading transactions nav0000
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 6,5886,3886,2596,0064,646
Cash withdrawals with cards issued inside the country:
  at locations inside the country
6,4476,2456,1055,8414,556
Cash withdrawals with cards issued inside the country:
  at locations outside the country
14114315416590
Memo: Cash withdrawals at locations inside the country 6,5396,3406,2205,9534,624
Cash withdrawals with cards issued outside the country 929511511368
Cash withdrawals:total 727709705683590
Cash deposits with cards issued inside the country at locations
  inside the country
727709705683590
E-money loading/unloading transactions nav7653
Value of withdrawals/deposits
Total value (USD millions)1,111,8661,094,3931,131,0631,050,097917,507
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-2.4-3.01.6-8.5-13.1
Average value per transaction (USD)416422444430480
Average value per inhabitant (USD)13,50213,24013,64312,63811,033
Total value as a ratio to GDP (%)32.129.828.627.224.1
Daily average value (USD millions)3,0462,9983,0992,8772,514
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 684,467675,764700,007653,721572,718
Cash withdrawals with cards issued inside the country:
  at locations inside the country
673,770664,476687,475640,920564,812
Cash withdrawals with cards issued inside the country:
  at locations outside the country
10,69611,28812,53112,8017,906
Memo: Cash withdrawals at locations inside the country 679,835670,678695,371648,344570,323
Cash withdrawals with cards issued outside the country 6,0656,2027,8967,4245,511
Cash deposits at locations inside and outside the country 427,250418,499430,935396,273344,714
Cash deposits with cards issued inside the country at locations
  inside the country
427,250418,499430,935396,273344,714
E-money loading/unloading transactions nav99867046
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 61.661.761.962.362.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country
60.660.760.861.061.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1.01.01.11.20.9
Cash withdrawals:total 38.438.238.137.737.6
Cash deposits with cards issued inside the country at locations
  inside the country
38.438.238.137.737.6
E-money loading/unloading transactions nav0.00.00.00.0
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -0.8-2.71.8-7.9-12.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-0.9-2.81.7-8.1-12.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country
3.84.09.10.7-38.5
Memo: Cash withdrawals at locations inside the country -0.8-2.81.9-8.1-12.5
Cash withdrawals with cards issued outside the country 15.70.725.1-7.3-26.1
Cash withdrawals:total -4.8-3.51.2-9.4-13.4
Cash deposits with cards issued inside the country at locations
  inside the country
-4.8-3.51.2-9.4-13.4
E-money loading/unloading transactions navnav-14.9-19.8-35.0
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 285290306298338
Cash withdrawals with cards issued inside the country:
  at locations inside the country
286292309301340
Cash withdrawals with cards issued inside the country:
  at locations outside the country
209216223212240
Memo: Cash withdrawals at locations inside the country 285290306298338
Cash withdrawals with cards issued outside the country 180178188181222
Cash withdrawals:total 1,6111,6171,6761,5891,599
Cash deposits with cards issued inside the country at locations
  inside the country
1,6111,6171,6761,5891,599
E-money loading/unloading transactions nav38403744
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 8,3128,1768,4437,8676,887
Cash withdrawals with cards issued inside the country:
  at locations inside the country
8,1828,0398,2927,7136,792
Cash withdrawals with cards issued inside the country:
  at locations outside the country
13013715115495
Cash withdrawals:total 5,1885,0635,1984,7694,145
Cash deposits with cards issued inside the country at locations
  inside the country
5,1885,0635,1984,7694,145
E-money loading/unloading transactions nav1111
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 19.718.417.716.915.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country
19.418.117.416.614.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.30.30.30.30.2
Cash withdrawals:total 12.311.410.910.39.1
Cash deposits with cards issued inside the country at locations
  inside the country
12.311.410.910.39.1
E-money loading/unloading transactions nav0.00.00.00.0
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 1,8751,8511,9181,7911,569
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,8461,8201,8831,7561,547
Cash withdrawals with cards issued inside the country:
  at locations outside the country
2931343522
Memo: Cash withdrawals at locations inside the country 1,8631,8371,9051,7761,563
Cash withdrawals with cards issued outside the country 1717222015
Cash withdrawals:total 1,1711,1471,1811,086944
Cash deposits with cards issued inside the country at locations
  inside the country
1,1711,1471,1811,086944
E-money loading/unloading transactions nav0000
Number of cards
 (thousands)
Total 155,586156,985159,378164,760173,932
With a cash function 149,884151,014153,977159,106161,574
With a debit function 108,951109,312111,551115,665118,280
With a delayed debit function 28,73329,77230,22131,55234,718
With a credit function 4,9925,2805,6775,7315,839
With an e-money function 86,74578,62877,20777,44968,935
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank 2,7442,8553,0183,1587,523
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 2.90.91.53.45.6
With a cash function 1.80.82.03.31.6
With a debit function 2.70.32.03.72.3
With a delayed debit function 1.73.61.54.410.0
With a credit function 1.95.87.51.01.9
With an e-money function -5.6-9.4-1.80.3-11.0
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank nav4.15.74.6138.2
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.891.901.921.982.09
With a cash function 1.821.831.861.911.94
With a debit function 1.321.321.351.391.42
With a delayed debit function 0.350.360.360.380.42
With a credit function 0.060.060.070.070.07
With an e-money function 1.050.950.930.930.83
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank 0.030.030.040.040.09
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 1,1411,2071,1791,1471,176
EFTPOS terminals: total 796816840871904
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 9495968888
ATMs: cash withdrawal 6768696161
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 2828282726
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 1.15.7-2.3-2.82.5
EFTPOS terminals: total 1.52.52.93.73.7
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 9.00.71.3-9.20.3
ATMs: cash withdrawal 14.51.11.4-12.30.9
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.5-0.00.2-4.2-1.9
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0140.0150.0140.0140.014
EFTPOS terminals: total 0.0100.0100.0100.0100.011
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.0000.0000.0000.0000.000
ATMs: contactless napnapnapnapnap