CTA1: Selected data from T1-T6
«Netherlands»
Year
« ‹ 2020 › »
20162017201820192020
Basic statistical data
GDP (USD bn)784832913910908
Population (thousands)17,03117,13117,22817,34617,441
GDP per capita (USD per inhabitant)46,01448,57753,00452,46552,085
CPI inflation (% change on previous year)0.31.41.72.61.3
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)		0.9490.8340.8730.8900.815
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)		0.9040.8870.8480.8930.877
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)185217240195346
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)		24.824.527.121.335.4
Interbank deposits: Total value (USD bn)85110736166
Interbank deposits: Value as a percentage of GDP (%)11.412.48.36.76.8
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 9793949595
Number of institutions: Number per 1 million inhabitants 5.75.45.55.55.4
Number of branches or offices: Total number 2,1692,1131,9501,7231,397
Number of branches or offices:
  Number per 1 million inhabitants 		127.4123.3113.299.380.1
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)7,1767,8008,7079,4219,192
Increase in the total volume of cashless payments
 (% change on previous year)		5.68.711.68.2-2.4
Average number of cashless payments per inhabitant (units)421455505543527
Daily average volume of cashless payments (millions)2021242625
Volume of cashless payments by instrument type
 (millions)
Credit transfers 2,1122,3032,5682,8432,918
Direct debits 1,1621,2111,4061,4721,517
Cheques 00000
Card and e-money payments: Total volume 3,9024,2864,7335,1054,756
Card and e-money payments: By card with a debit function 3,7434,1054,5294,8804,549
Card and e-money payments:
  By card with a delayed debit function 		159180203225205
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 00002
Other payment instruments 00000
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 29.429.529.530.231.7
Direct debits 16.215.516.215.616.5
Cheques 0.00.00.00.00.0
Card and e-money payments: Total volume 54.454.954.454.251.7
Card and e-money payments: By card with a debit function 52.252.652.051.849.5
Card and e-money payments:
  By card with a delayed debit function 		2.22.32.32.42.2
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 7.29.111.510.72.7
Direct debits -9.94.316.14.73.1
Cheques -23.2-38.2213.83.7-94.1
Card and e-money payments: Total volume 10.49.810.47.9-6.8
Card and e-money payments: By card with a debit function 10.49.710.37.8-6.8
Card and e-money payments:
  By card with a delayed debit function 		12.513.213.110.4-8.5
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments -83.6-2.6-100.00.0nav
Other payment instruments -64.7-4.0-1.0-14.1-40.4
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 124.0134.5149.1163.9167.3
Direct debits 68.270.781.684.987.0
Cheques 0.00.00.00.00.0
Card and e-money payments: Total volume 229.1250.2274.7294.3272.7
Card and e-money payments: By card with a debit function 219.8239.6262.9281.3260.8
Card and e-money payments:
  By card with a delayed debit function 		9.310.511.812.911.8
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.00.1
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 5,7866,3107,0357,7887,995
Direct debits 3,1823,3183,8534,0344,157
Cheques 00110
Card and e-money payments: Total volume 10,69111,74112,96613,98713,031
Card and e-money payments: By card with a debit function 10,25511,24712,40713,37012,463
Card and e-money payments:
  By card with a delayed debit function 		435493557615563
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 11006
Other payment instruments 11110
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)navnavnav417,441823,596
Fast payments: By credit transfer (%)navnavnav100.0100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnav4.49.0
Fast payments: Increase in volume (%)navnavnavnav97.3
Fast payments: Average volume per inhabitant (units)navnavnav2447
Fast payments: Daily average volume (thousands)navnavnav1,1442,256
Value of cashless payments
Cashless payments: Total value (USD millions)21,555,40226,883,63823,007,72022,196,57426,231,394
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		1.123.0-15.9-6.016.7
Cashless payments: Average value per cashless payment (USD)3,0043,4472,6422,3562,854
Cashless payments: Average value per inhabitant (USD)1,265,6751,569,3361,335,4581,279,6431,503,993
Cashless payments: Value as a ratio to GDP (%)2,750.63,230.62,519.52,439.02,887.6
Cashless payments: Daily average value (USD millions)59,05673,65463,03560,81371,867
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 21,161,73226,466,00622,523,14521,720,95025,777,419
Direct debits 251,188265,575315,163308,910301,299
Cheques 1,9719562,2161,986146
Card and e-money payments: Total value 140,511151,101168,577166,060152,530
Card and e-money payments: By card with a debit function 124,508133,403148,519145,463135,491
Card and e-money payments:
  By card with a delayed debit function 		15,98717,68320,03720,57717,006
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 16150033
Other payment instruments 00000
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 98.298.497.997.998.3
Direct debits 1.21.01.41.41.1
Cheques 0.00.00.00.00.0
Card and e-money payments: Total value 0.70.60.70.70.6
Card and e-money payments: By card with a debit function 0.60.50.60.70.5
Card and e-money payments:
  By card with a delayed debit function 		0.10.10.10.10.1
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers 1.223.4-16.3-6.017.2
Direct debits -6.14.316.7-4.5-3.7
Cheques -11.0-52.1127.8-12.7-92.8
Card and e-money payments: Total value 7.26.19.7-4.0-9.3
Card and e-money payments: By card with a debit function 7.25.79.5-4.6-8.0
Card and e-money payments:
  By card with a delayed debit function 		7.29.111.40.1-18.4
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments -27.8-8.1-100.0-2.6nav
Other payment instruments 198.4-100.0-1.7-2.6-1.3
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 10,02111,4918,7717,6418,833
Direct debits 216219224210199
Cheques 12,96810,1747,5116,4898,085
Card and e-money payments: Total value 3635363332
Card and e-money payments: By card with a debit function 3332333030
Card and e-money payments:
  By card with a delayed debit function 		10198999283
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 4240navnav16
Other payment instruments 00000
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 1,242,5601,544,9561,307,3321,252,2231,477,964
Direct debits 14,74915,50318,29317,80917,275
Cheques 116561291148
Card and e-money payments: Total value 8,2508,8219,7859,5738,745
Card and e-money payments: By card with a debit function 7,3117,7878,6218,3867,768
Card and e-money payments:
  By card with a delayed debit function 		9391,0321,1631,186975
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 11002
Other payment instruments 00000
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 2,700.43,180.52,466.52,386.82,837.6
Direct debits 32.131.934.533.933.2
Cheques 0.30.10.20.20.0
Card and e-money payments: Total value 17.918.218.518.216.8
Card and e-money payments: By card with a debit function 15.916.016.316.014.9
Card and e-money payments:
  By card with a delayed debit function 		2.02.12.22.31.9
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 57,97772,51061,70759,50970,623
Direct debits 688728863846825
Cheques 53650
Card and e-money payments: Total value 385414462455418
Card and e-money payments: By card with a debit function 341365407399371
Card and e-money payments:
  By card with a delayed debit function 		4448555647
Card and e-money payments: By card with a credit function napnapnapnapnap
Card and e-money payments: E-money payments 00000
Other payment instruments 00000
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)navnavnav377,7691,045,628
Fast payments: By credit transfer (%)navnavnav100.0100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnav1.74.0
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)		navnavnavnav173.3
Fast payments: Average value per payment (USD)navnavnav9051,270
Fast payments: Average value per inhabitant (USD)navnavnav21,77959,952
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)344317412366132
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)		-4.0-7.729.8-11.1-64.0
With cards issued inside the country:
  Average volume per inhabitant (units)		201924218
With cards issued inside the country:
  Daily average volume (units)		941,419868,9121,128,1451,003,455360,882
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 323297392347118
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		308283261230104
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		161513111814
Memo: Cash withdrawals at locations inside the country 320297272240109
Cash withdrawals with cards issued outside the country 131412105
Cash deposits at locations inside and outside the country 2020201914
Cash deposits with cards issued inside the country at locations
  inside the country 		1616161512
E-money loading/unloading transactions 00000
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 94.093.795.294.989.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		89.589.263.362.778.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		4.54.631.932.110.5
Cash withdrawals:total 6.06.34.85.110.5
Cash deposits with cards issued inside the country at locations
  inside the country 		4.75.13.84.18.8
E-money loading/unloading transactions 0.00.00.00.00.0
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -4.0-8.031.9-11.4-66.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-4.7-8.1-7.8-11.8-54.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		11.7-6.3803.8-10.5-88.2
Memo: Cash withdrawals at locations inside the country -3.7-7.2-8.5-11.9-54.7
Cash withdrawals with cards issued outside the country 29.715.1-20.5-13.7-52.3
Cash withdrawals:total -3.4-3.0-0.6-4.6-26.2
Cash deposits with cards issued inside the country at locations
  inside the country 		-1.7-0.8-2.7-3.7-23.3
E-money loading/unloading transactions 0.00.00.00.00.0
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 191723207
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		181715136
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		11871
Cash withdrawals:total 11111
Cash deposits with cards issued inside the country at locations
  inside the country 		11111
E-money loading/unloading transactions 00000
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 8858151,074952323
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		843775714629285
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		434036032238
Memo: Cash withdrawals at locations inside the country 877814746657298
Cash withdrawals with cards issued outside the country 3440322713
Cash withdrawals:total 5654545238
Cash deposits with cards issued inside the country at locations
  inside the country 		4444434132
E-money loading/unloading transactions 00000
Value of withdrawals/deposits
Total value (USD millions)92,48992,214116,40399,85662,937
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		-7.8-1.724.1-16.4-37.8
Average value per transaction (USD)269291283273478
Average value per inhabitant (USD)5,4315,3836,7575,7573,609
Total value as a ratio to GDP (%)11.811.112.711.06.9
Daily average value (USD millions)253253319274172
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 50,54249,67870,38262,23837,617
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		48,05947,52647,98842,26035,031
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		2,4832,15222,39319,9792,586
Memo: Cash withdrawals at locations inside the country 49,94649,67849,74843,78235,870
Cash withdrawals with cards issued outside the country 1,8872,1521,7591,522839
Cash deposits at locations inside and outside the country 41,94742,53746,02237,61825,320
Cash deposits with cards issued inside the country at locations
  inside the country 		17,25717,27617,50615,94612,280
E-money loading/unloading transactions 00000
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 54.653.960.562.359.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		52.051.541.242.355.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		2.72.319.220.04.1
Cash withdrawals:total 45.446.139.537.740.2
Cash deposits with cards issued inside the country at locations
  inside the country 		18.718.715.016.019.5
E-money loading/unloading transactions 0.00.00.00.00.0
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -5.3-3.139.3-13.8-40.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-6.1-2.5-0.7-14.2-18.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		12.1-14.5923.3-13.1-87.2
Memo: Cash withdrawals at locations inside the country -5.4-1.9-1.5-14.2-19.1
Cash withdrawals with cards issued outside the country 16.612.5-19.6-15.7-45.6
Cash withdrawals:total -10.60.06.4-20.4-33.5
Cash deposits with cards issued inside the country at locations
  inside the country 		0.5-1.3-0.4-11.3-24.0
E-money loading/unloading transactions -0.3-1.4-1.7-2.6-1.3
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 156167180179319
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		156168184184337
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		160148170170186
Memo: Cash withdrawals at locations inside the country 156167183183330
Cash withdrawals with cards issued outside the country 150149153153177
Cash withdrawals:total 2,0502,1432,3331,9991,823
Cash deposits with cards issued inside the country at locations
  inside the country 		1,0641,0731,1171,0561,061
E-money loading/unloading transactions navnavnavnavnav
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 2,9682,9004,0853,5882,157
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2,8222,7742,7852,4362,009
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		1461261,3001,152148
Cash withdrawals:total 2,4632,4832,6712,1691,452
Cash deposits with cards issued inside the country at locations
  inside the country 		1,0131,0081,016919704
E-money loading/unloading transactions 00000
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 6.46.07.76.84.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		6.15.75.34.63.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.30.32.52.20.3
Cash withdrawals:total 5.45.15.04.12.8
Cash deposits with cards issued inside the country at locations
  inside the country 		2.22.11.91.81.4
E-money loading/unloading transactions 0.00.00.00.00.0
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 138136193171103
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		13213013111696
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		7661557
Memo: Cash withdrawals at locations inside the country 13713613612098
Cash withdrawals with cards issued outside the country 56542
Cash withdrawals:total 11511712610369
Cash deposits with cards issued inside the country at locations
  inside the country 		4747484434
E-money loading/unloading transactions 00000
Number of cards
 (thousands)
Total 32,03732,35733,01934,40735,969
With a cash function 31,11231,21131,67333,42234,592
With a debit function 17,93618,28118,55420,10621,492
With a delayed debit function 2,6142,7502,8832,9924,146
With a credit function 397379348329493
With an e-money function 2524181546
Total number of cards: of which: contactless 18,77021,85923,98726,50929,655
Total number of cards: of which: issued by a non-bank 6664697480
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total -1.31.02.04.24.5
With a cash function -2.00.31.55.53.5
With a debit function 0.51.91.58.46.9
With a delayed debit function 4.55.24.93.838.6
With a credit function -5.3-4.5-8.3-5.450.0
With an e-money function -76.2-2.8-25.8-14.5195.3
Total number of cards: of which: contactless 20.416.59.710.511.9
Total number of cards: of which: issued by a non-bank -68.0-2.97.56.87.7
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.881.891.921.982.06
With a cash function 1.831.821.841.931.98
With a debit function 1.051.071.081.161.23
With a delayed debit function 0.150.160.170.170.24
With a credit function 0.020.020.020.020.03
With an e-money function 0.000.000.000.000.00
Total number of cards: of which: contactless 1.101.281.391.531.70
Total number of cards: of which: issued by a non-bank 0.000.000.000.000.00
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 477497512479434
EFTPOS terminals: total 477497512479434
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 76652
ATMs: cash withdrawal 76652
ATMs: cash deposit 22221
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 7.24.13.1-6.4-9.5
EFTPOS terminals: total 7.24.13.1-6.4-9.5
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -3.6-5.3-7.0-16.0-51.4
ATMs: cash withdrawal -3.6-5.3-7.0-16.0-51.4
ATMs: cash deposit 1.10.0-3.6-2.6-29.5
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0280.0290.0300.0280.025
EFTPOS terminals: total 0.0280.0290.0300.0280.025
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0000.0000.0000.0000.000
ATMs: cash withdrawal 0.0000.0000.0000.0000.000
ATMs: cash deposit 0.0000.0000.0000.0000.000
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap