T3: Institutions offering payment services / instruments
(units, unless otherwise stated; end of year)
«Switzerland»
 Year
« ‹ 2021 › »
 2017 2018 2019 2020 2021
Total number of institutions offering
 payment services/instruments		263258257254248
Breakdown of 'total number of institutions offering
 payment services/instruments' by category
Central bank11111
Number of branches or offices 188888
Number of payment accounts 2422409403394390
Value of payment accounts (CHF millions)572,317573,433590,071701,456725,754
Banks
Total number of entities253248246243239
Number of branches or offices2,3152,2562,2112,1582,135
Number of payment accounts (thousands)navnavnavnavnav
Partial breakdown of 'banks, number of payment accounts'
Of which: internet-linked (thousands)navnavnavnavnav
Value of payment accounts (CHF millions) 3890,002880,621898,9541,161,6431,280,980
Breakdown of 'banks' by subcategory
Cantonal banks
Total number of entities 42424242424
Number of branches or offices621608598587571
Number of payment accounts (thousands)navnavnavnavnav
Value of payment accounts (CHF millions) 5114,353127,268152,669191,655227,860
Big banks
Total number of entities 644444
Number of branches or offices503487467476471
Number of payment accounts (thousands)navnavnavnavnav
Value of payment accounts (CHF millions) 5349,113339,276331,999463,607490,861
Regional and savings banks
Total number of entities 76260605959
Number of branches or offices352345351317321
Number of payment accounts (thousands)navnavnavnavnav
Value of payment accounts (CHF millions) 328,44730,23231,66731,65340,424
Raiffeisen banks
Total number of entities 811111
Number of branches or offices262253236232226
Number of payment accounts (thousands)navnavnavnavnav
Value of payment accounts (CHF millions) 555,36960,05766,44678,15186,006
Other bank categories
Total number of entities 9139136134131125
Number of branches or offices546532528514517
Number of payment accounts (thousands)navnavnavnavnav
Value of payment accounts (CHF millions) 5332,996314,971307,247384,750420,847
Bank type VI
Total number of entitiesnapnapnapnapnap
Number of branches or officesnapnapnapnapnap
Number of payment accounts (thousands)napnapnapnapnap
Value of payment accounts (CHF millions)napnapnapnapnap
Bank type VII
Total number of entitiesnapnapnapnapnap
Number of branches or officesnapnapnapnapnap
Number of payment accounts (thousands)napnapnapnapnap
Value of payment accounts (CHF millions)napnapnapnapnap
Bank type VIII
Total number of entitiesnapnapnapnapnap
Number of branches or officesnapnapnapnapnap
Number of payment accounts (thousands)napnapnapnapnap
Value of payment accounts (CHF millions)napnapnapnapnap
Branches of foreign banks
Total number of entities2323232426
Number of branches of foreign banks3131313229
Number of payment accounts (thousands)navnavnavnavnav
Value of payment accounts (CHF millions) 59,7238,8178,92611,82714,982
Non-banks offering payment services/instruments
Total number of entities9910108
Breakdown of 'non-banks offering payment services/
 instruments, total number of entities' by subcategory
Non-banks offering storage of value
 (on a payment account or on a device)
Total number of entities 1045554
Number of branches or officesnavnavnavnavnav
Number of payment accounts (thousands)navnavnavnavnav
Value of payment accounts (CHF millions) 11247283299397451
Non-banks relying on storage of value on payment
 accounts or on a device offered by others
Total number of entities54554
MEMO: FOCUS on E-MONEY
Total number of e-money issuers88887
Partial breakdown of 'total number of e-money issuers'
 by type of institution
Of which: non-banks45554
Total outstanding e-money value (CHF millions) 11701724740812854
Partial breakdown of 'total outstanding e-money value'
 by type of institution
Of which: issued by a non-bank (CHF millions) 11247283299397451
 1 The Swiss National Bank (SNB) has two head offices (Berne and Zurich) and six representative offices (Basel, Geneva, Lausanne, Lucerne, Lugano and St Gallen). 2 Number of sight deposits of banks and non-banks held at the SNB. 3 Liabilities due to customers on sight in all currencies 4 The subcatories of banks are defined by the SNB and are based on a number of different characteristics such as business focus, geographic scope of activities and legal status of banks rather than their importance in the Swiss payment industry. For information on cantonal banks, see https://data.snb.ch/en/topics/banken#!/doc/explanations_banken#banks_cat. 5 Liabilities due to customers on sight in all currencies. 6 The subcatories of banks are defined by the SNB and are based on a number of different characteristics such as business focus, geographic scope of activities and legal status of banks rather than their importance in the Swiss payment industry. For information on big banks, see https://data.snb.ch/en/topics/banken#!/doc/explanations_banken#banks_cat. 7 The subcatories of banks are defined by the SNB and are based on a number of different characteristics such as business focus, geographic scope of activities and legal status of banks rather than their importance in the Swiss payment industry. For information on regional and savings banks, see https://data.snb.ch/en/topics/banken#!/doc/explanations_banken#banks_cat. 8 The subcatories of banks are defined by the SNB and are based on a number of different characteristics such as business focus, geographic scope of activities and legal status of banks rather than their importance in the Swiss payment industry. Together, legally autonomous Raiffeisen banks form the Raiffeisen Switzerland Cooperative, which takes on tasks for the Raiffeisen banks as one group. For further information on Raiffeisen banks, see https://data.snb.ch/en/topics/banken#!/doc/explanations_banken#banks_cat. 9 The subcategories of banks are defined by the SNB and are based on a number of different characteristics such as business focus, geographic scope of activities and legal status of banks rather than their importance in the Swiss payment industry. Other bank categories comprises stock exchange banks, private bankers, foreign-controlled banks and other banking institutions. For further information on these SNB bank categories, see https://data.snb.ch/en/topics/banken#!/doc/explanations_banken#banks_cat. 10  2012: PostFinance, the financial unit of Swiss Post, has been offering payment services as a non-bank based on the Postal Organisation Act. Since mid-2013, PostFinance has held a banking licence. As of 2013, data relating to PostFinance are reported under "Banks". For consistency reasons with the revised red book methodology, 2012 data relating to PostFinance are not shown in this time series. In 2012, the number of PostFinance's branches and offices, including post offices and agenies of Swiss Post that offered payment services, was 2,226, the number of accounts 4,549 thousand, the value of accounts CHF 99,160 million. 11  2017: Improvement of data quality due to entities' adjustments of their reporting practice.