T3: Institutions offering payment services / instruments
(units, unless otherwise stated; end of year)| Year | |||||
|---|---|---|---|---|---|
| 2012 | 2013 | 2014 | 2015 | 2016 | |
 Total number of institutions offeringpayment services/instruments | 1,760 | 1,772 | 1,761 | 1,768 | 1,768 |
| Breakdown of 'total number of institutions offering payment services/instruments' by category | |||||
| Central bank | 1 | 1 | 1 | 1 | 1 |
| Number of branches or offices | 17 | 17 | 20 | 20 | 30 |
| Number of payment accounts | 84 | 84 | 48 | 51 | 51 |
| Value of payment accounts (INR billions) | 2,025 | 2,327 | 4,624 | 4,954 | 5,415 |
| Banks | |||||
| Total number of entities | 1,759 | 1,740 | 1,730 | 1,726 | 1,718 |
| Number of branches or offices | 122,093 | 128,203 | 136,964 | 144,164 | 149,147 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Partial breakdown of 'banks, number of payment accounts' | |||||
| Of which: internet-linked (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 79,140 | 90,859 | 100,585 | 107,938 | 119,235 |
| Breakdown of 'banks' by subcategory | |||||
| Public sector banks | |||||
| Total number of entities | 26 | 27 | 27 | 27 | 27 |
| Number of branches or offices | 73,818 | 81,760 | 87,278 | 90,420 | 92,440 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 57,457 | 65,890 | 71,955 | 74,862 | 80,793 |
| Private banks | |||||
| Total number of entities | 20 | 20 | 20 | 21 | 21 |
| Number of branches or offices | 21,985 | 18,090 | 20,070 | 22,799 | 24,672 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 13,958 | 15,917 | 18,345 | 21,477 | 25,648 |
| Regional rural banks | |||||
| Total number of entities | 62 | 57 | 56 | 56 | 56 |
| Number of branches or offices | 17,096 | 18,426 | 19,472 | 20,416 | 21,057 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 2,065 | 2,334 | 2,662 | 3,066 | 3,651 |
| Urban co-operative banks | |||||
| Total number of entities | 1,606 | 1,589 | 1,579 | 1,574 | 1,562 |
| Number of branches or offices | 8,790 | 9,526 | 9,722 | 10,091 | 10,221 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 2,769 | 3,178 | 3,551 | 3,922 | 4,435 |
| Non-scheduled commercial banks | |||||
| Total number of entities | 4 | 4 | 4 | 4 | 3 |
| Number of branches or offices | 79 | 90 | 106 | 118 | 80 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 13 | 16 | 20 | 24 | 6 |
| Bank type VI | |||||
| Total number of entities | nap | nap | nap | nap | 6 |
| Number of branches or offices | nap | nap | nap | nap | 393 |
| Number of payment accounts (thousands) | nap | nap | nap | nap | nav |
| Value of payment accounts (INR billions) | nap | nap | nap | nap | 50 |
| Bank type VII | |||||
| Total number of entities | nap | nap | nap | nap | nap |
| Number of branches or offices | nap | nap | nap | nap | nap |
| Number of payment accounts (thousands) | nap | nap | nap | nap | nap |
| Value of payment accounts (INR billions) | nap | nap | nap | nap | nap |
| Bank type VIII | |||||
| Total number of entities | nap | nap | nap | nap | nap |
| Number of branches or offices | nap | nap | nap | nap | nap |
| Number of payment accounts (thousands) | nap | nap | nap | nap | nap |
| Value of payment accounts (INR billions) | nap | nap | nap | nap | nap |
| Branches of foreign banks | |||||
| Total number of entities | 41 | 43 | 44 | 44 | 43 |
| Number of branches of foreign banks | 325 | 311 | 316 | 320 | 284 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 2,878 | 3,524 | 4,052 | 4,588 | 4,653 |
| Non-banks offering payment services/instruments | |||||
| Total number of entities | nav | 31 | 30 | 41 | 49 |
| Breakdown of 'non-banks offering payment services/ instruments, total number of entities' by subcategory | |||||
| Non-banks offering storage of value (on a payment account or on a device) | |||||
| Total number of entities | nav | 31 | 30 | 41 | 49 |
| Number of branches or offices | nav | nav | nav | nav | nav |
| Number of payment accounts (thousands) | nav | 120,342 | 195,784 | 363,597 | 590,905 |
| Value of payment accounts (INR billions) | nav | 6 | 7 | 12 | 24 |
| Non-banks relying on storage of value on payment accounts or on a device offered by others | |||||
| Total number of entities | nav | nav | nav | nav | nav |
| MEMO: FOCUS on E-MONEY | |||||
| Total number of e-money issuers | nav | 68 | 68 | 76 | 91 |
| Partial breakdown of 'total number of e-money issuers' by type of institution | |||||
| Of which: non-banks | nav | 31 | 30 | 41 | 49 |
| Total outstanding e-money value (INR billions) | nav | 10 | 14 | 21 | 34 |
| Partial breakdown of 'total outstanding e-money value' by type of institution | |||||
| Of which: issued by a non-bank (INR billions) | nav | 6 | 7 | 12 | 24 |