T5: Volume of cashless payments and withdrawal/deposit transactions
(millions; total for the year)
«Switzerland»
 Year
« ‹ 2021 › »
 2017 2018 2019 2020 2021
PART A: Volume of cashless payments
Total volume of cashless payments 12,3272,5472,7772,9213,243
Breakdown of 'total volume of cashless payments' by instrument type
Credit transfers 21,0091,0351,0621,0951,166
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic1,0051,0311,0591,0911,162
Cross-border sent43444
Memo: cross-border receivednavnavnavnavnav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based220205186161141
Device-present: othernavnavnavnavnav
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-present 37898308779341,025
Direct debits 46263646567
Breakdown of 'direct debits' into domestic and cross-border sent
Domestic6263646567
Cross-border sent00000
Memo: cross-border receivednavnavnavnavnav
Cheques 5navnavnavnavnav
Partial breakdown of 'cheques'
Of which: paper-based 5navnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Card and e-money payments (with cards and e-money
 issued inside the country) 1		1,2561,4491,6501,7612,010
Breakdown of 'card and e-money payments' by function
By card with a debit function 68179341,0611,1831,346
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 7401465530515587
E-money payments 83949606476
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present payments1,0711,2211,3811,4831,690
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactless 91523485878811,179
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domestic 101,0351,1931,3681,5231,716
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit function 67808931,0141,1491,295
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 11241282329345385
E-money payments1318253036
Cross-border sent 10222255282238294
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country) 1		1,1071,2761,4691,5851,791
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit function 67949091,0331,1641,320
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 11299349410390434
E-money payments1419263137
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present payments1,0241,1721,3291,4441,632
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactless1573606159091,213
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country		72831016275
Partial breakdown of 'total volume of cashless payments' by speed
Of which: fast paymentsnapnapnapnapnap
Breakdown of 'fast payments' by instrument type
Credit transfersnapnapnapnapnap
Direct debitsnapnapnapnapnap
Othersnapnapnapnapnap
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnapnapnapnap
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnapnapnap
Partial breakdown of 'total volume of cashless payments' by issuer
Of which: issued by a non-bank8781,0181,1791,2701,472
MEMO: Money remittancesnapnapnapnapnap
PART B: Volume of withdrawal/deposit transactions
Total volume of withdrawals/deposits143147185165161
Breakdown of 'total volume of withdrawals/deposits'
 into withdrawals and deposits
Cash withdrawals138140175152145
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country 12		119122158143132
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMsnavnavnavnavnav
At POS terminalsnavnavnavnavnav
At bank branches, without the use of an ATMnavnavnavnavnav
Cash withdrawals with cards issued inside the country
 at locations outside the country		191817913
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country		55533
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country		124127163146135
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMsnavnavnavnavnav
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnavnavnavnavnav
Cash depositsnavnavnavnavnav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country		navnavnavnavnav
E-money loading/unloading transactions 1357101316
 1  2015: Between November 2014 and December 2014, the reporting population and the survey approach for debit cards, credit cards and e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years. 2 These and all following data on credit transfers include transactions in CHF only, data on credit transfers in other currencies are not available. 2012: Due to the change in the survey concept and reporting population all data on credit transfers as of 2012 may not be directly comparable with those of previous years. 3 All non-paper based credit transfers (including credit transfers initiated via online banking, via e-bills, via standing orders etc.). 4 These and all following data on direct debits include transactions in CHF only, data on direct debits in other currencies are not available. 2012: Due to the change in the survey concept and reporting population all data on direct debits as of 2012 may not be directly comparable with those of previous years. 5 As of 2014, data on cheques are no longer collected, since this payment instrument has declined in importance significantly. 6  2015: Adjustment of the reporting population and survey approach for debit cards in December 2014. 7  2015: Adjustment of the reporting population and survey approach for credit cards in December 2014 8  2015: Adjustment of the reporting population and survey approach for e-money in December 2014. 9 Contactless payments at terminals inside the country only. 10  2015: Between November and December 2014, the reporting population and the survey approach for debit cards, credit cards and e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years. 11  2015: Adjustment of the reporting population and survey approach for credit cards in December 2014. 12 Cash withdrawals at POS terminals and at ATMs, if the cash withdrawal is processed via the infrastructure of a card network. 13 Loading only. 2015: Between November and December 2014, the reporting population and the survey approach for e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years.