T5: Volume of cashless payments and withdrawal/deposit transactions
(millions; total for the year)
«Germany»
 Year
« ‹ 2015 › »
 2011 2012 2013 2014 2015
PART A: Volume of cashless payments
Total volume of cashless payments 1nap18,21119,59017,62019,370
Breakdown of 'total volume of cashless payments' by instrument type
Credit transfers 2nap6,1516,2175,6336,020
Breakdown of 'credit transfers' into domestic and cross-border sent
Domesticnapnapnap5,5075,888
Cross-border sentnapnapnap126132
Memo: cross-border receivednapnapnap103120
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-basednap847816623612
Device-present: othernap5,3045,4015,0105,407
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnapnavnavnavnav
Device-not-presentnapnavnavnavnav
Direct debits 2nap8,8099,6768,4899,606
Breakdown of 'direct debits' into domestic and cross-border sent
Domesticnapnapnap8,4539,566
Cross-border sentnapnapnap3740
Memo: cross-border receivednapnapnap65109
Chequesnap34313021
Partial breakdown of 'cheques'
Of which: paper-basednapnavnavnavnav
Other payment instrumentsnapnavnavnavnav
Card and e-money payments (with cards and e-money
 issued inside the country) 3		nap3,2163,6653,4683,723
Breakdown of 'card and e-money payments' by function
By card with a debit functionnap2,5792,8852,5952,723
By card with a delayed debit functionnap560682762879
By card with a credit functionnap43667689
E-money paymentsnap34323432
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present payments 4napnapnap3,0833,293
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnapnavnavnavnav
Of which: magstripenapnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domesticnapnavnav3,0553,127
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit functionnapnavnavnavnav
By card with a delayed debit functionnapnavnavnavnav
By card with a credit functionnapnavnavnavnav
E-money paymentsnapnapnap3331
Cross-border sentnapnavnav413596
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country) 5		napnavnavnavnav
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit functionnapnavnavnavnav
By card with a delayed debit functionnapnavnavnavnav
By card with a credit functionnapnavnavnavnav
E-money payments 6napnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present payments 5napnavnavnavnav
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnapnavnavnavnav
Of which: magstripenapnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country		napnavnavnavnav
Partial breakdown of 'total volume of cashless payments' by speed
Of which: fast paymentsnapnavnavnavnav
Breakdown of 'fast payments' by instrument type
Credit transfersnapnavnavnavnav
Direct debitsnapnavnavnavnav
Othersnapnavnavnavnav
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnavnavnavnav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnavnavnavnav
Partial breakdown of 'total volume of cashless payments' by issuer
Of which: issued by a non-banknapnavnav236290
MEMO: Money remittancesnapnavnavnavnav
PART B: Volume of withdrawal/deposit transactions
Total volume of withdrawals/depositsnap2,7082,6752,5782,692
Breakdown of 'total volume of withdrawals/deposits'
 into withdrawals and deposits
Cash withdrawalsnap2,4282,3962,3092,422
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country		nap2,4282,3962,2732,373
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMsnap2,1282,1152,0312,161
At POS terminalsnapnavnav77
At bank branches, without the use of an ATMnap257238236205
Cash withdrawals with cards issued inside the country
 at locations outside the country		napnavnav3649
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country		napnavnav3327
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country		nap2,4282,3962,3062,400
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMsnap2,1282,1152,0642,189
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnap2,1282,1152,0672,210
Cash depositsnap274272263266
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country		nap274272263266
E-money loading/unloading transactions 7nap67navnav
 1 Includes transactions of national non-banks, irrespective of whether they are processed on an intra- or interbank basis. Includes both national and cross-border transactions. 2 Simple book entries are included until reference period 2013. 3 Payments with delayed debit and credit cards include transactions with specific non-rechargeable retailer cards. Direct debits initiated by a payment card (known as "ELV" transactions) are included here up to 2013. Since reference period 2014 direct debits initiated by a payment card are included in direct debits. 4 Includes only card payments. 5 Regardless of the type of card used. 6 Due to a methodological break the figures for the years prior to 2014 published in previous Red Book publications are not anymore comparable with the ones published in this Red Book publication. 7 Up to reference period 2013 only E-money-card loading transactions are included.