T5: Volume of cashless payments and withdrawal/deposit transactions
(millions; total for the year)
«Türkiye»
 Year
« ‹ 2021 › »
 2017 2018 2019 2020 2021
PART A: Volume of cashless payments
Total volume of cashless payments5,3256,2747,2587,82110,537
Breakdown of 'total volume of cashless payments' by instrument type
Credit transfers 14705857091,0061,705
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic 24705857091,0061,705
Cross-border sentnavnavnavnavnav
Memo: cross-border receivednavnavnavnavnav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-basednavnavnavnavnav
Device-present: othernavnavnavnavnav
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-presentnavnavnavnavnav
Direct debitsnapnapnapnapnap
Breakdown of 'direct debits' into domestic and cross-border sent
Domesticnapnapnapnapnap
Cross-border sentnapnapnapnapnap
Memo: cross-border receivednapnapnapnapnap
Cheques1921171415
Partial breakdown of 'cheques'
Of which: paper-basednapnapnapnapnap
Other payment instrumentsnapnapnapnapnap
Card and e-money payments (with cards and e-money
 issued inside the country)		4,8365,6686,5316,8018,817
Breakdown of 'card and e-money payments' by function
By card with a debit function1,3601,7552,1292,2882,990
By card with a delayed debit functionnapnapnapnapnap
By card with a credit function3,4263,8464,3184,3335,361
E-money payments 3506785180466
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present payments4,4795,1555,8525,8457,327
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactless 4882135021,7273,733
Of which: magstripe 54,3914,9425,3514,1183,594
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domestic4,7375,5506,3886,6108,545
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit function1,3461,7312,0952,2182,870
By card with a delayed debit functionnapnapnapnapnap
By card with a credit function3,3423,7524,2094,2115,210
E-money payments 3506785180466
Cross-border sent98118143191272
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country)		4,7895,6226,4966,6758,679
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit function1,3661,7682,1492,2512,931
By card with a delayed debit functionnapnapnapnapnap
By card with a credit function3,3733,7884,2634,2435,281
E-money payments 6506785180466
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present payments4,4595,1785,8895,8267,327
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnapnapnapnapnap
Of which: magstripe4,4595,1785,8895,8267,327
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country 7		517310865134
Partial breakdown of 'total volume of cashless payments' by speed
Of which: fast paymentsnapnapnapnap721
Breakdown of 'fast payments' by instrument type
Credit transfers 8napnapnapnap721
Direct debitsnapnapnapnapnap
Othersnapnapnapnapnap
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnapnapnapnap
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnapnapnap
Partial breakdown of 'total volume of cashless payments' by issuer
Of which: issued by a non-bank 311234279244
MEMO: Money remittancesnavnavnavnavnav
PART B: Volume of withdrawal/deposit transactions
Total volume of withdrawals/deposits1,3651,4881,5921,3441,419
Breakdown of 'total volume of withdrawals/deposits'
 into withdrawals and deposits
Cash withdrawals1,3531,4701,5701,3181,378
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country		1,3491,4661,5661,3151,374
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMs1,3491,4661,5661,3151,374
At POS terminalsnavnavnavnavnav
At bank branches, without the use of an ATMnavnavnavnavnav
Cash withdrawals with cards issued inside the country
 at locations outside the country		44434
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country 9		1736291013
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country		1,3651,5021,5951,3251,388
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMs1,3651,5021,5951,3251,388
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMs1,3531,4701,5701,3181,378
Cash depositsnavnavnavnavnav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country		navnavnavnavnav
E-money loading/unloading transactions 101218222641
 1 Credit transfer data were partly available in 2012, since consumer payments and banking payments were performed by a single Electronic Fund Transfer System (EFT) in Turkey until December 2012. As of this date EFT has been separated into a retail payment system for consumer payments and a large value payment system for banking payments. In this context, credit transfer data include yearly retail payments data in EFT system since 2013, while credit transfer data of 2012 include only retail payments in EFT system within December 2012. 2020: included 160.554 data of PTT(a non-bank) for November and December 2020. 2  2020: included 160.554 data of PTT(a non-bank) for November and December 2020. 2021: included 720,926 data of fast payments from January 2021. 3  2020: Increase in the prevalence of e-money companies and e-money usage 2021: Increase in the prevalence of e-money companies and e-money usage 4  2018: Usage of contactless in micro payments leveled up in 2018. 2020: Prevalence of contactless usage increase in the pandemic period 2021: Prevalence of contactless usage continues to increase 5  2021: Because of the behaviour change in card users, usage of magstripe turns on to the contactless 6  2021: Increase in the prevalence of e-money companies and e-money usage 7  2021: Because of the pandemic period usage of abroad transactions decreased in 2020 8  2021: included fast payments based on the definition of fast payments in the methodology. 9  2018: 2018 was a better year for tourism 2020: Behavior change on the card users in the pandemic period 10  2018: New e-money instutions launched and e-money usage continue to spread 2021: Increase in the prevalence of e-money companies and e-money usage