T5: Volume of cashless payments and withdrawal/deposit transactions
(millions; total for the year)
«Türkiye»
 Year
« ‹ 2020 › »
 2016 2017 2018 2019 2020
PART A: Volume of cashless payments
Total volume of cashless payments4,6205,3256,2747,2587,821
Breakdown of 'total volume of cashless payments' by instrument type
Credit transfers 13754705857091,006
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic 23754705857091,006
Cross-border sentnavnavnavnavnav
Memo: cross-border receivednavnavnavnavnav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-basednavnavnavnavnav
Device-present: othernavnavnavnavnav
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-presentnavnavnavnavnav
Direct debitsnapnapnapnapnap
Breakdown of 'direct debits' into domestic and cross-border sent
Domesticnapnapnapnapnap
Cross-border sentnapnapnapnapnap
Memo: cross-border receivednapnapnapnapnap
Cheques2019211714
Partial breakdown of 'cheques'
Of which: paper-basednapnapnapnapnap
Other payment instrumentsnapnapnapnapnap
Card and e-money payments (with cards and e-money
 issued inside the country)		4,2254,8365,6686,5316,801
Breakdown of 'card and e-money payments' by function
By card with a debit function1,0281,3601,7552,1292,288
By card with a delayed debit functionnapnapnapnapnap
By card with a credit function3,1383,4263,8464,3184,333
E-money payments 359506785180
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present payments3,9184,4795,1555,8525,845
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactless 445882135021,727
Of which: magstripe 53,8734,3914,9425,3514,118
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domestic4,1494,7375,5506,3886,610
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit function1,0191,3461,7312,0952,218
By card with a delayed debit functionnapnapnapnapnap
By card with a credit function3,0713,3423,7524,2094,211
E-money payments 359506785180
Cross-border sent7698118143191
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country)		4,1884,7895,6226,4966,675
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit function1,0381,3661,7682,1492,251
By card with a delayed debit functionnapnapnapnapnap
By card with a credit function3,0913,3733,7884,2634,243
E-money payments 659506785180
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present payments3,9244,4595,1785,8895,826
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnapnapnapnapnap
Of which: magstripe3,9244,4595,1785,8895,826
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country 7		39517310865
Partial breakdown of 'total volume of cashless payments' by speed
Of which: fast paymentsnapnapnapnapnap
Breakdown of 'fast payments' by instrument type
Credit transfers 8napnapnapnapnap
Direct debitsnapnapnapnapnap
Othersnapnapnapnapnap
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnapnapnapnap
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnapnapnap
Partial breakdown of 'total volume of cashless payments' by issuer
Of which: issued by a non-bank 3nav11234279
MEMO: Money remittancesnavnavnavnavnav
PART B: Volume of withdrawal/deposit transactions
Total volume of withdrawals/deposits1,2811,3651,4881,5921,344
Breakdown of 'total volume of withdrawals/deposits'
 into withdrawals and deposits
Cash withdrawals1,2741,3531,4701,5701,318
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country		1,2701,3491,4661,5661,315
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMs1,2701,3491,4661,5661,315
At POS terminalsnavnavnavnavnav
At bank branches, without the use of an ATMnavnavnavnavnav
Cash withdrawals with cards issued inside the country
 at locations outside the country		44443
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country 9		1717362910
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country		1,2871,3651,5021,5951,325
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMs1,2871,3651,5021,5951,325
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMs1,2741,3531,4701,5701,318
Cash depositsnavnavnavnavnav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country		navnavnavnavnav
E-money loading/unloading transactions 10812182226
 1 Credit transfer data were partly available in 2012, since consumer payments and banking payments were performed by a single Electronic Fund Transfer System (EFT) in Turkey until December 2012. As of this date EFT has been separated into a retail payment system for consumer payments and a large value payment system for banking payments. In this context, credit transfer data include yearly retail payments data in EFT system since 2013, while credit transfer data of 2012 include only retail payments in EFT system within December 2012. 2020: included 160.554 data of PTT(a non-bank) for November and December 2020. 2  2020: included 160.554 data of PTT(a non-bank) for November and December 2020. 2021: included 720,926 data of fast payments from January 2021. 3  2020: Increase in the prevalence of e-money companies and e-money usage 2021: Increase in the prevalence of e-money companies and e-money usage 4  2018: Usage of contactless in micro payments leveled up in 2018. 2020: Prevalence of contactless usage increase in the pandemic period 2021: Prevalence of contactless usage continues to increase 5  2021: Because of the behaviour change in card users, usage of magstripe turns on to the contactless 6  2021: Increase in the prevalence of e-money companies and e-money usage 7  2021: Because of the pandemic period usage of abroad transactions decreased in 2020 8  2021: included fast payments based on the definition of fast payments in the methodology. 9  2018: 2018 was a better year for tourism 2020: Behavior change on the card users in the pandemic period 10  2018: New e-money instutions launched and e-money usage continue to spread 2021: Increase in the prevalence of e-money companies and e-money usage