BIS Statistics Explorer: Table T5

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T5: Volume of cashless payments and withdrawal/deposit transactions ^Source

(billions; total for the year)

«United States»	Year
« ‹ 2021 › »	2017	2018	2019	2020	2021
	2017	2018	2019	2020	2021
PART A: Volume of cashless payments
Total volume of cashless payments ¹	152	162	172	184	196
Breakdown of 'total volume of cashless payments' by instrument type
Credit transfers ²	11	12	13	14	16
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic	nav	nav	nav	nav	nav
Cross-border sent	nav	nav	nav	nav	nav
Memo: cross-border received	nav	nav	nav	nav	nav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based	nav	nav	nav	nav	nav
Device-present: other	nav	nav	nav	nav	nav
Partial breakdown of 'credit transfers, device-present: other' by accepting device
Of which: at POS terminals	0	0	0	0	0
Device-not-present	nav	nav	nav	nav	nav
Direct debits ²	16	17	18	19	20
Breakdown of 'direct debits' into domestic and cross-border sent
Domestic	nav	nav	nav	nav	nav
Cross-border sent	nav	nav	nav	nav	nav
Memo: cross-border received	nav	nav	nav	nav	nav
Cheques ³	15	14	13	11	10
Partial breakdown of 'cheques'
Of which: paper-based	nav	nav	nav	nav	nav
Other payment instruments	nap	nap	nap	nap	nap
Card and e-money payments (with cards and e-money issued inside the country) ⁴	110	120	129	139	150
Breakdown of 'card and e-money payments' by function
By card with a debit function ⁵	67	73	78	84	91
By card with a delayed debit function	nav	nav	nav	nav	nav
By card with a credit function	38	41	44	47	51
E-money payments ⁶	5	6	7	7	8
Partial breakdown of 'card and e-money payments' by device presence/absence
Of which: device-present payments	82	86	90	94	98
Partial breakdown of 'card and e-money payments, device-present' by technology
Of which: contactless	nav	nav	nav	nav	nav
Of which: magstripe	48	42	37	31	25
Breakdown of 'card and e-money payments' into domestic and cross-border
Domestic	109	118	128	137	147
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit function	66	72	78	84	90
By card with a delayed debit function	nav	nav	nav	nav	nav
By card with a credit function	37	40	43	46	49
E-money payments	5	6	7	7	8
Cross-border sent	1	1	2	2	2
MEMO: Card and e-money payments at terminals inside the country (with cards and e-money issued inside and outside country)	nav	nav	nav	nav	nav
Breakdown of 'card and e-money payments at terminals inside the country' by function
By card with a debit function ⁷	71	78	84	87	99
By card with a delayed debit function	nav	nav	nav	nav	nav
By card with a credit function ⁸	40	43	47	44	51
E-money payments	nav	nav	nav	nav	nav
Partial breakdown of 'card and e-money payments at terminals inside the country' by device presence/absence
Of which: device-present payments	nav	nav	nav	nav	nav
Partial breakdown down of 'card and e-money payments at terminals inside the country, device-present payments' by technology
Of which: contactless	nav	nav	nav	nav	nav
Of which: magstripe	nav	nav	nav	nav	nav
Partial breakdown of 'card and e-money payments at terminals inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money issued outside the country	nav	nav	nav	nav	nav
Partial breakdown of 'total volume of cashless payments' by speed
Of which: fast payments	nav	nav	nav	nav	nav
Breakdown of 'fast payments' by instrument type
Credit transfers	nav	nav	nav	nav	nav
Direct debits	nav	nav	nav	nav	nav
Others	nav	nav	nav	nav	nav
Partial breakdown of 'fast payments' on-us
Of which: on-us	nav	nav	nav	nav	nav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POS	nav	nav	nav	nav	nav
Partial breakdown of 'total volume of cashless payments' by issuer
Of which: issued by a non-bank	nav	nav	nav	nav	nav
MEMO: Money remittances	nav	nav	nav	nav	nav
PART B: Volume of withdrawal/deposit transactions
Total volume of withdrawals/deposits	nav	nav	nav	nav	nav
Breakdown of 'total volume of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals	nav	nav	nav	nav	nav
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at locations inside the country	nav	nav	nav	nav	nav
Breakdown of 'cash withdrawals with cards issued inside the country at locations inside the country' by terminal type
At ATMs	nav	nav	nav	nav	nav
At POS terminals	nav	nav	nav	nav	nav
At bank branches, without the use of an ATM	nav	nav	nav	nav	nav
Cash withdrawals with cards issued inside the country at locations outside the country	nav	nav	nav	nav	nav
Memo: Cash withdrawals with cards issued outside the country at locations inside the country	nav	nav	nav	nav	nav
Memo: Cash withdrawals with cards issued inside and outside the country at locations inside the country	nav	nav	nav	nav	nav
Partial breakdown of the memo item 'cash withdrawals with cards issued inside and outside the country at locations inside the country' by terminal type
Of which: at ATMs	5	5	5	5	5
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMs	nav	nav	nav	nav	nav
Cash deposits	nav	nav	nav	nav	nav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country at locations inside the country	nav	nav	nav	nav	nav
E-money loading/unloading transactions	nav	nav	nav	nav	nav

¹ Total figure does not include payments by "card with a delayed debit function" or "other payment instruments". Breakdown figures for "credit transfers", "direct debits" and "cheques" include estimates of on-us payments. Breakdown figures for "cheques", "card and e-money payments", exlucluding the MEMO items, and "cash withdrawals", derive from the triennial Federal Reserve Payment Study, which began in 2000 and estimates annual figures every three years; figures for other years are derived from those estimates. ² The 2013-2019 figures for credit transfers and direct debits have been revised for consistency with recent estimates from the Federal Reserve Payments Study. ³ Figure includes commercial cheques, US Treasury cheques and postal money orders. ⁴ Total figure does not include payments by "card with a delayed debit function". ⁵ Figure reflects payment by non-prepaid debit cards. ⁶ Figure reflects payments by prepaid debit cards. ⁷ Excludes cash back. ⁸ Excludes cash advances.
Sources: Federal Reserve; National Automated Clearing House Association (NACHA);The Nilson Report (HSN Consultants Inc).