T6: Value of cashless payments and withdrawal/deposit transactions
(CAD billions; total for the year)
«Canada»
 Year
« ‹ 2015 › »
 2011 2012 2013 2014 2015
PART A: Value of cashless payments
Total value of cashless payments 1nap6,1576,3616,6566,878
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers 2nap2,0442,2422,4212,570
Breakdown of 'credit transfers' into domestic and cross-border sent
Domesticnapnavnavnavnav
Cross-border sentnapnavnavnavnav
Memo: cross-border receivednapnavnavnavnav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based 3nap1011118
Device-present: other 4nap2,0342,2312,4102,562
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnapnavnavnavnav
Device-not-presentnapnavnavnavnav
Direct debitsnap575611642677
Breakdown of 'direct debits' into domestic and cross-border sent
Domesticnapnavnavnavnav
Cross-border sentnapnavnavnavnav
Memo: cross-border receivednapnavnavnavnav
Cheques 2nap2,9912,9352,9772,998
Partial breakdown of 'cheques'
Of which: paper-basednapnavnavnavnav
Other payment instrumentsnap1111
Card and e-money payments (with cards and e-money
 issued inside the country)		nap546571615633
Breakdown of 'card and e-money payments' by function
By card with a debit function 5nap190196211217
By card with a delayed debit functionnapnapnapnapnap
By card with a credit function 6nap356375404416
E-money paymentsnapnavnavnavnav
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present paymentsnapnavnavnavnav
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnapnavnavnavnav
Of which: magstripenapnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domesticnapnavnavnavnav
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit functionnapnavnavnavnav
By card with a delayed debit functionnapnapnapnapnap
By card with a credit functionnapnavnavnavnav
E-money paymentsnapnavnavnavnav
Cross-border sentnapnavnavnavnav
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country)		napnavnavnavnav
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit functionnapnavnavnavnav
By card with a delayed debit functionnapnavnavnavnav
By card with a credit functionnapnavnavnavnav
E-money paymentsnapnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present paymentsnapnavnavnavnav
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnapnavnavnavnav
Of which: magstripenapnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country		napnavnavnavnav
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast paymentsnapnapnapnapnap
Breakdown of 'fast payments' by instrument type
Credit transfersnapnapnapnapnap
Direct debitsnapnapnapnapnap
Othersnapnapnapnapnap
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnapnapnapnap
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnapnapnap
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-banknapnavnavnavnav
MEMO: Money remittancesnapnavnavnavnav
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/deposits 7nap546571615633
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawalsnap546571615633
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country		nap546571615633
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMsnapnavnavnavnav
At POS terminals 8nap546571615633
At bank branches, without the use of an ATMnapnavnavnavnav
Cash withdrawals with cards issued inside the country
 at locations outside the country		napnavnavnavnav
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country		napnavnavnavnav
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country		napnavnavnavnav
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMsnapnavnavnavnav
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnapnavnavnavnav
Cash depositsnapnavnavnavnav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country		napnavnavnavnav
E-money loading/unloading transactionsnapnavnavnavnav
 1 Data has been revised from previous editions to reflect a change in reporting methodology. 2019: Currently excludes credit card data (updating data source) 2 Includes transactions cleared by the Automated Clearing Settlement System (ACSS); excludes on-us transactions. 3 Bill payments inititated at ATMs and bank tellers. 4 Includes bill payments initiated over the telephone or internet, Automatic Funds Transfer (AFT) credits and corporate-to-corporate credits via EDI. 5 Includes the value of cash-back transactions. 6 Excludes American Express (AMEX) card data as they opted not to participate in this year's edition of the Red Books. AMEX makes up <4% of credit card purchase volume in Canada. 2018: Excludes American Express (AMEX) card data as they opted not to participate in this year's edition of the Red Books. AMEX makes up <4% of credit card purchase volume in Canada. 2019: Excludes American Express (AMEX) card data as they opted not to participate in this year's edition of the Red Books. AMEX makes up <4% of credit card purchase volume in Canada. 2020: Figure comes from Visa and Mastercard Operational Statements. 7  2019: Currently missing ATM data (revising data source) 8 Figures for POS transactions involving cards with a credit function represent the value of transactions for cards issued in Canada and include transactions conducted at terminals in other countries.