T6: Value of cashless payments and withdrawal/deposit transactions
(CAD billions; total for the year)
«Canada»
 Year
« ‹ 2019 › »
 2015 2016 2017 2018 2019
PART A: Value of cashless payments
Total value of cashless payments 16,8786,5507,5147,5927,660
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers 22,5702,7232,9603,1163,256
Breakdown of 'credit transfers' into domestic and cross-border sent
Domesticnavnavnavnavnav
Cross-border sentnavnavnavnavnav
Memo: cross-border receivednavnavnavnavnav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based 384321
Device-present: other 42,5622,7192,9573,1163,255
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-presentnavnavnavnavnav
Direct debits677695749818861
Breakdown of 'direct debits' into domestic and cross-border sent
Domesticnavnavnavnavnav
Cross-border sentnavnavnavnavnav
Memo: cross-border receivednavnavnavnavnav
Cheques 22,9982,4653,0352,8582,706
Partial breakdown of 'cheques'
Of which: paper-basednavnavnavnavnav
Other payment instruments11110
Card and e-money payments (with cards and e-money
 issued inside the country)		633666770799836
Breakdown of 'card and e-money payments' by function
By card with a debit function 5217222242251255
By card with a delayed debit functionnapnapnapnapnap
By card with a credit function 6416444528548581
E-money paymentsnavnavnavnavnav
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present paymentsnavnavnavnavnav
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domesticnavnavnavnavnav
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnapnapnapnapnap
By card with a credit functionnavnavnavnavnav
E-money paymentsnavnavnavnavnav
Cross-border sentnavnavnavnavnav
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country)		navnavnavnavnav
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnavnavnavnavnav
By card with a credit functionnavnavnavnavnav
E-money paymentsnavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present paymentsnavnavnavnavnav
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country		navnavnavnavnav
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast paymentsnapnapnapnapnap
Breakdown of 'fast payments' by instrument type
Credit transfersnapnapnapnapnap
Direct debitsnapnapnapnapnap
Othersnapnapnapnapnap
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnapnapnapnap
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnapnapnap
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-banknavnavnavnavnav
MEMO: Money remittancesnavnavnavnavnav
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/deposits 7633666745799nav
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals633666745799nav
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country		633666745799nav
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMsnavnavnavnavnav
At POS terminals 8633666745799nav
At bank branches, without the use of an ATMnavnavnavnavnav
Cash withdrawals with cards issued inside the country
 at locations outside the country		navnavnavnavnav
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country		navnavnavnavnav
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country		navnavnavnavnav
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMsnavnavnavnavnav
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnavnavnavnavnav
Cash depositsnavnavnavnavnav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country		navnavnavnavnav
E-money loading/unloading transactionsnavnavnavnavnav
 1 Data has been revised from previous editions to reflect a change in reporting methodology. 2019: Currently excludes credit card data (updating data source) 2 Includes transactions cleared by the Automated Clearing Settlement System (ACSS); excludes on-us transactions. 3 Bill payments inititated at ATMs and bank tellers. 4 Includes bill payments initiated over the telephone or internet, Automatic Funds Transfer (AFT) credits and corporate-to-corporate credits via EDI. 5 Includes the value of cash-back transactions. 6 Excludes American Express (AMEX) card data as they opted not to participate in this year's edition of the Red Books. AMEX makes up <4% of credit card purchase volume in Canada. 2018: Excludes American Express (AMEX) card data as they opted not to participate in this year's edition of the Red Books. AMEX makes up <4% of credit card purchase volume in Canada. 2019: Excludes American Express (AMEX) card data as they opted not to participate in this year's edition of the Red Books. AMEX makes up <4% of credit card purchase volume in Canada. 2020: Figure comes from Visa and Mastercard Operational Statements. 7  2019: Currently missing ATM data (revising data source) 8 Figures for POS transactions involving cards with a credit function represent the value of transactions for cards issued in Canada and include transactions conducted at terminals in other countries.