T6: Value of cashless payments and withdrawal/deposit transactions
(CHF billions; total for the year)
«Switzerland»
 Year
« ‹ 2017 › »
 2013 2014 2015 2016 2017
PART A: Value of cashless payments
Total value of cashless payments 14,1044,1594,8164,4174,405
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers 23,9514,0034,6534,2514,231
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic3,8693,9164,5684,1774,143
Cross-border sent8287857387
Memo: cross-border receivednavnavnavnavnav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based586567892503469
Device-present: othernavnavnavnavnav
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-present 33,3653,4373,7613,7483,761
Direct debits 48585828184
Breakdown of 'direct debits' into domestic and cross-border sent
Domestic8585828184
Cross-border sent00000
Memo: cross-border receivednavnavnavnavnav
Cheques 51navnavnavnav
Partial breakdown of 'cheques'
Of which: paper-based 51navnavnavnav
Other payment instrumentsnavnavnavnavnav
Card and e-money payments (with cards and e-money
 issued inside the country) 6		6771818590
Breakdown of 'card and e-money payments' by function
By card with a debit function 73436444648
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 83335353740
E-money payments 900222
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present paymentsnavnav676973
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactless 10navnav114
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domestic 114951606367
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit function 123234424344
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 81718182021
E-money paymentsnavnav011
Cross-border sent 111819202224
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country) 13		5760697276
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit function 73334424445
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 72425262730
E-money paymentsnavnav111
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present paymentsnavnav636467
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnavnav124
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country		888910
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast paymentsnapnapnapnapnap
Breakdown of 'fast payments' by instrument type
Credit transfersnapnapnapnapnap
Direct debitsnapnapnapnapnap
Othersnapnapnapnapnap
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnapnapnapnap
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnapnapnap
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-banknavnav596266
MEMO: Money remittancesnapnapnapnapnap
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/deposits3131363633
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals3131343431
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country 14		2727292926
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMsnavnavnavnavnav
At POS terminalsnavnavnavnavnav
At bank branches, without the use of an ATMnavnavnavnavnav
Cash withdrawals with cards issued inside the country
 at locations outside the country		45555
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country		11111
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country		2828313027
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMsnavnavnavnavnav
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnavnavnavnavnav
Cash depositsnavnavnavnavnav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country		navnavnavnavnav
E-money loading/unloading transactions 1500222
 1 The data include credit transfer and direct debit transactions in CHF only, while card and e-money payments include transactions in CHF and in foreign currencies. 2012: Due to the change in the survey concept and reporting population all data on credit transfers and on direct debits as of 2012 may not be directly comparable with those of previous years. 2015: Between November 2014 and December 2014, the reporting population and the survey approach for debit cards, credit cards and e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years. 2 These and all following data on credit transfers include transactions in CHF only, data on credit transfers in other currencies are not available. 2012: Due to the change in the survey concept and reporting population all data on credit transfers as of 2012 may not be directly comparable with those of previous years. 3 All non-paper based credit transfers (including credit transfers initiated via online banking, via e-bills, via standing orders etc.). 4 These and all following data on direct debits include transactions in CHF only, data on direct debits in other currencies are not available. 2012: Due to the change in the survey concept and reporting population all data on direct debits as of 2012 may not be directly comparable with those of previous years. 5 As of 2014, data on cheques are no longer collected, since this payment instrument has declined in importance significantly. 6  2015: Between November 2014 and December 2014, the reporting population and the survey approach for debit cards, credit cards and e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years. 7  2015: Adjustment of the reporting population and survey approach for debit cards in December 2014. 8  2015: Adjustment of the reporting population and survey approach for credit cards in December 2014. 9  2015: Adjustment of the reporting population and survey approach for e-money in December 2014. 10 Contactless payments at terminals inside the country only. 11  2015: Between November and December 2014, the reporting population and the survey approach for debit cards, credit cards and e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years. 12  2015: Adjustment of the reporting population and survey approach for debit cards in December 2014 13  2015: some data from 2015 may not be directly comparable with those of previous years. 14 Cash withdrawals at POS terminals and at ATMs, if the cash withdrawal is processed via the infrastructure of a card network. 15 Loading only. 2012: Due to the change in the survey concept and reporting population all data on credit transfers and on direct debits as of 2012 may not be directly comparable with those of previous years. 2015: Between November and December 2014, the reporting population and the survey approach for e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years.