T6: Value of cashless payments and withdrawal/deposit transactions
(EUR billions; total for the year)
Year
«  2014  »
2010 2011 2012 2013 2014
PART A: Value of cashless payments
Total value of cashless payments 1napnap71,69370,75752,547
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers 2napnap58,04256,98248,850
Breakdown of 'credit transfers' into domestic and cross-border sent
Domesticnapnapnapnap38,894
Cross-border sentnapnapnapnap9,957
Memo: cross-border receivednapnapnapnap15,165
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-basednapnap5,8435,2193,184
Device-present: othernapnap52,19951,76345,666
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnapnapnavnavnav
Device-not-presentnapnapnavnavnav
Direct debits 2napnap13,22513,3503,291
Breakdown of 'direct debits' into domestic and cross-border sent
Domesticnapnapnapnap2,946
Cross-border sentnapnapnapnap345
Memo: cross-border receivednapnapnapnap220
Chequesnapnap227201170
Partial breakdown of 'cheques'
Of which: paper-basednapnapnavnavnav
Other payment instrumentsnapnapnavnavnav
Card and e-money payments (with cards and e-money
 issued inside the country) 3
napnap198224236
Breakdown of 'card and e-money payments' by function
By card with a debit functionnapnap146163152
By card with a delayed debit functionnapnap495678
By card with a credit functionnapnap345
E-money paymentsnapnap000
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present payments 4napnapnapnap204
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnapnapnavnavnav
Of which: magstripenapnapnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domesticnapnapnavnav198
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit functionnapnapnavnavnav
By card with a delayed debit functionnapnapnavnavnav
By card with a credit functionnapnapnavnavnav
E-money paymentsnapnapnapnap0
Cross-border sentnapnapnavnav37
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country) 5
napnapnavnavnav
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit functionnapnapnavnavnav
By card with a delayed debit functionnapnapnavnavnav
By card with a credit functionnapnapnavnavnav
E-money payments 6napnapnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present payments 5napnapnavnavnav
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnapnapnavnavnav
Of which: magstripenapnapnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country
napnapnavnavnav
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast paymentsnapnapnavnavnav
Breakdown of 'fast payments' by instrument type
Credit transfersnapnapnavnavnav
Direct debitsnapnapnavnavnav
Othersnapnapnavnavnav
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnapnavnavnav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnavnavnav
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-banknapnapnavnav40
MEMO: Money remittancesnapnapnavnavnav
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/depositsnapnap1,2741,238973
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawalsnapnap662650589
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country
napnap662650582
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMsnapnap342345336
At POS terminalsnapnapnapnap1
At bank branches, without the use of an ATMnapnap311296245
Cash withdrawals with cards issued inside the country
 at locations outside the country
napnapnavnav7
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country
napnapnavnav6
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country
napnap662650588
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMsnapnap342345342
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnapnap342345343
Cash depositsnapnap612588384
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country
napnap612588384
E-money loading/unloading transactions 7napnap00nav
 1 Includes transactions of national non-banks, irrespective of whether they are processed on an intra- or interbank basis. Includes both national and cross-border transactions. 2 Simple book entries are included until reference period 2013. 3 Payments with delayed debit and credit cards include transactions with specific non-rechargeable retailer cards. Direct debits initiated by a payment card (known as "ELV" transactions) are included here up to 2013. Since reference period 2014 direct debits initiated by a payment card are included in direct debits. 4 Includes only card payments. 5 Regardless of the type of card used. 6 Due to a methodological break the figures for the years prior to 2014 published in previous Red Book publications are not anymore comparable with the ones published in this Red Book publication. 7 Up to reference period 2013 only E-money-card loading transactions are included.