T6: Value of cashless payments and withdrawal/deposit transactions
(EUR billions; total for the year)
«Germany»
 Year
« ‹ 2018 › »
 2014 2015 2016 2017 2018
PART A: Value of cashless payments
Total value of cashless payments 152,54754,47953,56455,14455,753
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers 248,85050,35949,64351,28951,749
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic38,89439,96338,77539,67540,360
Cross-border sent9,95710,39610,86811,61411,388
Memo: cross-border received15,16515,19914,80515,37215,720
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based3,1843,2883,3483,0032,862
Device-present: other45,66647,07146,29548,28748,886
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-presentnavnavnavnavnav
Direct debits 23,2913,7193,5123,4643,599
Breakdown of 'direct debits' into domestic and cross-border sent
Domestic2,9463,2313,0963,0213,079
Cross-border sent345488417443520
Memo: cross-border received220343242288272
Cheques17015515110990
Partial breakdown of 'cheques'
Of which: paper-basednavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Card and e-money payments (with cards and e-money
 issued inside the country) 3		236246258281315
Breakdown of 'card and e-money payments' by function
By card with a debit function152160167182206
By card with a delayed debit function78798491101
By card with a credit function56678
E-money payments01111
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present payments 4204216219235262
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domestic198202212228257
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnavnavnavnavnav
By card with a credit functionnavnavnavnavnav
E-money payments00111
Cross-border sent3745465358
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country) 5		navnavnavnavnav
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnavnavnavnavnav
By card with a credit functionnavnavnavnavnav
E-money payments 6navnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present payments 5navnavnavnavnav
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country		navnavnavnavnav
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast paymentsnavnavnavnavnav
Breakdown of 'fast payments' by instrument type
Credit transfersnavnavnavnavnav
Direct debitsnavnavnavnavnav
Othersnavnavnavnavnav
Partial breakdown of 'fast payments' on-us
Of which: on-usnavnavnavnavnav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnavnavnavnavnav
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-bank4048546168
MEMO: Money remittancesnavnavnavnavnav
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/deposits9731,0221,007973959
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals589619621602593
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country		582610611592583
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMs336364378382385
At POS terminals11111
At bank branches, without the use of an ATM245245233209196
Cash withdrawals with cards issued inside the country
 at locations outside the country		79101011
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country		65777
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country		588615618598589
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMs342369384389392
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMs343373387392396
Cash deposits384403386371365
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country		384403386371365
E-money loading/unloading transactions 7navnavnav00
 1 Includes transactions of national non-banks, irrespective of whether they are processed on an intra- or interbank basis. Includes both national and cross-border transactions. 2 Simple book entries are included until reference period 2013. 3 Payments with delayed debit and credit cards include transactions with specific non-rechargeable retailer cards. Direct debits initiated by a payment card (known as "ELV" transactions) are included here up to 2013. Since reference period 2014 direct debits initiated by a payment card are included in direct debits. 4 Includes only card payments. 5 Regardless of the type of card used. 6 Due to a methodological break the figures for the years prior to 2014 published in previous Red Book publications are not anymore comparable with the ones published in this Red Book publication. 7 Up to reference period 2013 only E-money-card loading transactions are included.