T6: Value of cashless payments and withdrawal/deposit transactions Source
(JPY trillions; total for the year)
«Japan»
 Year
« ‹ 2020 › »
 2016 2017 2018 2019 2020
PART A: Value of cashless payments
Total value of cashless payments 13,4253,3323,2503,1973,179
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers 22,9412,8932,9152,9312,958
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic 32,9412,8932,9152,9312,958
Cross-border sentnavnavnavnavnav
Memo: cross-border receivednavnavnavnavnav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-basednavnavnavnavnav
Device-present: othernavnavnavnavnav
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-presentnavnavnavnavnav
Direct debitsnavnavnavnavnav
Breakdown of 'direct debits' into domestic and cross-border sent
Domesticnavnavnavnavnav
Cross-border sentnavnavnavnavnav
Memo: cross-border receivednavnavnavnavnav
Cheques 4424374261184134
Partial breakdown of 'cheques'
Of which: paper-based424374261184134
Other payment instrumentsnavnavnavnavnav
Card and e-money payments (with cards and e-money
 issued inside the country) 1		6065748287
Breakdown of 'card and e-money payments' by function
By card with a debit function 511122
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 65458677374
E-money payments 7556710
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present paymentsnavnavnavnavnav
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domesticnavnavnavnavnav
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnavnavnavnavnav
By card with a credit functionnavnavnavnapnav
E-money payments 7556710
Cross-border sentnavnavnavnavnav
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country)		navnavnavnavnav
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnavnavnavnavnav
By card with a credit functionnavnavnavnavnav
E-money paymentsnavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present paymentsnavnavnavnavnav
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country		navnavnavnavnav
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast payments 8napnapnav880884
Breakdown of 'fast payments' by instrument type
Credit transfersnapnapnav880884
Direct debitsnapnapnapnapnap
Othersnapnapnapnapnap
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnapnavnavnav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnapnapnap
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-banknavnavnavnavnav
MEMO: Money remittancesnavnavnavnavnav
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/depositsnavnavnavnavnav
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawalsnavnavnavnavnav
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country		navnavnavnavnav
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMs 91212111110
At POS terminalsnavnavnavnavnav
At bank branches, without the use of an ATMnavnavnavnavnav
Cash withdrawals with cards issued inside the country
 at locations outside the country		navnavnavnavnav
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country		navnavnavnavnav
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country		navnavnavnavnav
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMsnavnavnavnavnav
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnavnavnavnavnav
Cash depositsnavnavnavnavnav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country		navnavnavnavnav
E-money loading/unloading transactionsnavnavnavnavnav
 1 Sum of available data. 2 Includes transactions handled by the Zengin System and other retail payment networks (domestic only); excludes credit transfers through on-us accounts. 3 Includes transactions handled by the Zengin System and other retail payment networks; excludes credit transfers through on-us accounts. 4 Total value of transactions handled by all bill and cheque clearing systems in Japan. 5 Sum of the data from April to March of the following year. Figures are calculated by submitted data from four debit card networks, i.e., J-Debit, JCB, VISA, and UnionPay. Prior to FY 2013, figures are calculated by submitted data from J-Debit and financial institutions issuing debit cards. 6 Data are not continuous owing to a change in collection methodology: data are estimated up to 2012 but actual from 2013. 7 Based on the survey by the Bank of Japan and the Payments Japan Association. From 2018, payments via QR and barcodes are added to e-money payments. Note that these payments are not separated from payments by card with credit function. 8 On October 9, 2018, the Zengin System started its 24/7 operation by launching the "More Time System" running in addition to the operation hours of the original system ("Core Time System"); excludes credit transfers through on-us accounts 9 Sum of available data. Excludes cash withdrawals from "own ATMs" of financial institutions.
Sources: Japanese Bankers Association; Japan Debit Card Promotion Association; Japan Consumer Credit Association; Bank of Japan.