T3: Institutions offering payment services / instruments
(units, unless otherwise stated; end of year)| Year | |||||
|---|---|---|---|---|---|
| 2014 | 2015 | 2016 | 2017 | 2018 | |
 Total number of institutions offeringpayment services/instruments | 1,761 | 1,768 | 1,768 | 1,745 | 1,731 |
| Breakdown of 'total number of institutions offering payment services/instruments' by category | |||||
| Central bank | 1 | 1 | 1 | 1 | 1 |
| Number of branches or offices | 20 | 20 | 30 | 34 | 34 |
| Number of payment accounts | 48 | 51 | 51 | 119 | 561 |
| Value of payment accounts (INR billions) | 4,624 | 4,954 | 5,415 | 5,690 | 6,020 |
| Banks | |||||
| Total number of entities | 1,730 | 1,726 | 1,718 | 1,706 | 1,699 |
| Number of branches or offices | 136,964 | 144,164 | 149,147 | 154,130 | 157,563 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Partial breakdown of 'banks, number of payment accounts' | |||||
| Of which: internet-linked (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 100,585 | 107,938 | 119,235 | 126,549 | 137,762 |
| Breakdown of 'banks' by subcategory | |||||
| Public sector banks | |||||
| Total number of entities | 27 | 27 | 27 | 21 | 20 |
| Number of branches or offices | 87,278 | 90,420 | 92,440 | 91,125 | 88,773 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 71,955 | 74,862 | 80,793 | 82,623 | 84,862 |
| Private banks | |||||
| Total number of entities | 20 | 21 | 21 | 21 | 22 |
| Number of branches or offices | 20,070 | 22,799 | 24,672 | 28,768 | 32,358 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 18,345 | 21,477 | 25,648 | 30,137 | 37,700 |
| Regional rural banks | |||||
| Total number of entities | 56 | 56 | 56 | 56 | 56 |
| Number of branches or offices | 19,472 | 20,416 | 21,057 | 21,747 | 22,014 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 2,662 | 3,066 | 3,651 | 4,005 | 4,005 |
| Urban co-operative banks | |||||
| Total number of entities | 1,579 | 1,574 | 1,562 | 1,551 | 1,544 |
| Number of branches or offices | 9,722 | 10,091 | 10,221 | 10,646 | 10,366 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 3,551 | 3,922 | 4,435 | 4,565 | 4,812 |
| Non-scheduled commercial banks | |||||
| Total number of entities | 4 | 4 | 3 | 3 | 3 |
| Number of branches or offices | 106 | 118 | 80 | 91 | 91 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 20 | 24 | 6 | 7 | 7 |
| Bank type VI | |||||
| Total number of entities | nap | nap | 6 | 9 | 10 |
| Number of branches or offices | nap | nap | 393 | 1,467 | 3,662 |
| Number of payment accounts (thousands) | nap | nap | nav | nav | nav |
| Value of payment accounts (INR billions) | nap | nap | 50 | 263 | 557 |
| Bank type VII | |||||
| Total number of entities | nap | nap | nap | nap | nap |
| Number of branches or offices | nap | nap | nap | nap | nap |
| Number of payment accounts (thousands) | nap | nap | nap | nap | nap |
| Value of payment accounts (INR billions) | nap | nap | nap | nap | nap |
| Bank type VIII | |||||
| Total number of entities | nap | nap | nap | nap | nap |
| Number of branches or offices | nap | nap | nap | nap | nap |
| Number of payment accounts (thousands) | nap | nap | nap | nap | nap |
| Value of payment accounts (INR billions) | nap | nap | nap | nap | nap |
| Branches of foreign banks | |||||
| Total number of entities | 44 | 44 | 43 | 45 | 44 |
| Number of branches of foreign banks | 316 | 320 | 284 | 286 | 299 |
| Number of payment accounts (thousands) | nav | nav | nav | nav | nav |
| Value of payment accounts (INR billions) | 4,052 | 4,588 | 4,653 | 4,949 | 5,818 |
| Non-banks offering payment services/instruments | |||||
| Total number of entities | 30 | 41 | 49 | 46 | 47 |
| Breakdown of 'non-banks offering payment services/ instruments, total number of entities' by subcategory | |||||
| Non-banks offering storage of value (on a payment account or on a device) | |||||
| Total number of entities | 30 | 41 | 49 | 46 | 47 |
| Number of branches or offices | nav | nav | nav | nav | nav |
| Number of payment accounts (thousands) | 195,784 | 363,597 | 590,905 | 297,799 | 903,859 |
| Value of payment accounts (INR billions) | 7 | 12 | 24 | 15 | 19 |
| Non-banks relying on storage of value on payment accounts or on a device offered by others | |||||
| Total number of entities | nav | nav | nav | nav | nav |
| MEMO: FOCUS on E-MONEY | |||||
| Total number of e-money issuers | 68 | 76 | 91 | 106 | 104 |
| Partial breakdown of 'total number of e-money issuers' by type of institution | |||||
| Of which: non-banks | 30 | 41 | 49 | 46 | 47 |
| Total outstanding e-money value (INR billions) | 14 | 21 | 34 | 48 | 61 |
| Partial breakdown of 'total outstanding e-money value' by type of institution | |||||
| Of which: issued by a non-bank (INR billions) | 7 | 12 | 24 | 15 | 19 |