T5: Volume of cashless payments and withdrawal/deposit transactions
(millions; total for the year)
«Australia»
 Year
« ‹ 2021 › »
 2017 2018 2019 2020 2021
PART A: Volume of cashless payments
Total volume of cashless payments 112,25713,05814,25414,86716,458
Breakdown of 'total volume of cashless payments' by instrument type
Credit transfers 22,2542,1622,3032,4972,816
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic2,2542,1622,3032,4972,816
Cross-border sentnavnavnavnavnav
Memo: cross-border receivednavnavnavnavnav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-basednapnapnapnapnap
Device-present: othernavnavnavnavnav
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-presentnavnavnavnavnav
Direct debits1,2331,0009768991,005
Breakdown of 'direct debits' into domestic and cross-border sent
Domestic1,2331,0009768991,005
Cross-border sentnavnavnavnavnav
Memo: cross-border receivednavnavnavnavnav
Cheques9072574233
Partial breakdown of 'cheques'
Of which: paper-based9072574233
Other payment instruments 3392413408401400
Card and e-money payments (with cards and e-money
 issued inside the country)		8,2879,41210,51011,02812,204
Breakdown of 'card and e-money payments' by function
By card with a debit function5,5976,5507,3898,0659,042
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 42,6902,8622,9892,8723,084
E-money paymentsnavnav1329178
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present payments6,8707,6888,3998,2358,198
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domestic8,0269,09510,17510,76211,932
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit function5,4626,3657,2227,8888,847
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function2,5642,7302,8602,7923,011
E-money paymentsnavnav938274
Cross-border sent261317335266272
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country)		8,0119,08510,02710,07110,081
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit function5,2796,1847,0857,3937,539
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function2,7322,9012,9422,6782,541
E-money paymentsnavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present payments6,8707,6888,3998,2358,198
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country		14417319512298
Partial breakdown of 'total volume of cashless payments' by speed
Of which: fast payments 5nap74275570937
Breakdown of 'fast payments' by instrument type
Credit transfersnap74275570937
Direct debitsnapnapnapnapnap
Othersnapnapnapnapnap
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnavnavnavnav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnapnapnap
Partial breakdown of 'total volume of cashless payments' by issuer
Of which: issued by a non-banknavnavnavnavnav
MEMO: Money remittancesnavnavnavnavnav
PART B: Volume of withdrawal/deposit transactions
Total volume of withdrawals/deposits 1navnavnavnavnav
Breakdown of 'total volume of withdrawals/deposits'
 into withdrawals and deposits
Cash withdrawals 6880844784552501
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country		864826765546498
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMs596573531390356
At POS terminals248224204132120
At bank branches, without the use of an ATM1929312421
Cash withdrawals with cards issued inside the country
 at locations outside the country		16181863
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country		1110942
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country		navnavnavnavnav
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMs622600554402366
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnavnavnavnavnav
Cash depositsnavnavnavnavnav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country		navnavnavnavnav
E-money loading/unloading transactionsnavnavnavnavnav
 1 There is a break in all series in 2018 due to the introduction of new reporting forms, changes in reporting methodology and changes in the sample of reporting institutions. 2 Excludes BPAY. 3 BPAY. 4 Excludes BPAY. Includes payments by cards with a delayed debit function. 5 The New Payments Platform (NPP) went live on 13 February 2018. 6 Includes cash-outs at point-of-sale terminals.