T5: Volume of cashless payments and withdrawal/deposit transactions
(millions; total for the year)
Year
«  2020 › »
2016 2017 2018 2019 2020
PART A: Volume of cashless payments
Total volume of cashless payments 112,61013,54214,45214,84315,171
Breakdown of 'total volume of cashless payments' by instrument type
Credit transfers 21,3511,3821,4291,4591,552
Breakdown of 'credit transfers' into domestic and cross-border sent
Domesticnavnavnavnavnav
Cross-border sentnavnavnavnavnav
Memo: cross-border receivednavnavnavnavnav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based 321100
Device-present: other 41,3481,3811,4281,4291,552
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-presentnavnavnavnavnav
Direct debits 2826872918942965
Breakdown of 'direct debits' into domestic and cross-border sent
Domesticnavnavnavnavnav
Cross-border sentnavnavnavnavnav
Memo: cross-border receivednavnavnavnavnav
Cheques 2503551501444383
Partial breakdown of 'cheques'
Of which: paper-basednavnavnavnavnav
Other payment instruments00000
Card and e-money payments (with cards and e-money
 issued inside the country)
9,93110,73711,60311,99812,270
Breakdown of 'card and e-money payments' by function
By card with a debit function5,4285,7846,0426,2495,685
By card with a delayed debit functionnapnapnapnapnap
By card with a credit function 54,5034,9535,7305,7496,585
E-money paymentsnavnavnavnavnav
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present paymentsnavnavnavnavnav
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domesticnavnavnavnavnav
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnapnapnapnapnav
By card with a credit functionnavnavnavnavnav
E-money paymentsnavnavnavnavnav
Cross-border sentnavnavnavnavnav
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country)
navnavnavnavnav
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnavnavnavnavnav
By card with a credit functionnavnavnavnavnav
E-money paymentsnavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present paymentsnavnavnavnavnav
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country
navnavnavnavnav
Partial breakdown of 'total volume of cashless payments' by speed
Of which: fast paymentsnapnapnapnapnap
Breakdown of 'fast payments' by instrument type
Credit transfersnapnapnapnapnap
Direct debitsnapnapnapnapnap
Othersnapnapnapnapnap
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnapnapnapnap
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnapnapnap
Partial breakdown of 'total volume of cashless payments' by issuer
Of which: issued by a non-banknavnavnavnavnav
MEMO: Money remittancesnavnavnavnavnav
PART B: Volume of withdrawal/deposit transactions
Total volume of withdrawals/deposits 610,57911,328navnavnav
Breakdown of 'total volume of withdrawals/deposits'
 into withdrawals and deposits
Cash withdrawals 710,41411,173navnavnav
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country 8
10,41411,173navnavnav
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMs 9484437navnavnav
At POS terminals 109,93110,73711,603navnav
At bank branches, without the use of an ATMnavnavnavnavnav
Cash withdrawals with cards issued inside the country
 at locations outside the country
navnavnavnavnav
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country
navnavnavnavnav
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country
navnavnavnavnav
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMs 9484437navnavnav
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMs 11484437navnavnav
Cash deposits 12165155navnavnav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country 11
165155navnavnav
E-money loading/unloading transactionsnavnavnavnavnav
 1 Data has been revised from previous editions to reflect a change in reporting methodology. 2 Includes transactions cleared by the Automated Clearing Settlement System (ACSS); excludes on-us transactions. 3 Bill payments initiated at ATMs and bank tellers. 4 Includes bill payments inititiated over the telephone or internet. 5 Excludes American Express (AMEX) card data as they opted not to participate in this year's edition of the Red Books. AMEX makes up <4% of credit card purchase volume in Canada. 2018: Excludes American Express (AMEX) card data as they opted not to participate in this year's edition of the Red Books. AMEX makes up <4% of credit card purchase volume in Canada. 2020: Figure comes from Visa and Mastercard Operational Statements. 6 Figure also includes POS payment transactions (no breakdown available). 2018: Revising data source 7 Transactions are reported for eight of the largest banks operating in Canada. Values include on-us transactions. 2018: Revising data source 8  2018: Revising data source 9  2017: Data only represents ATM withdrawals from machines owned by one of the Big 6 Banks for 2017 2018: Revising data source 10 Figures for POS Transactions involving cards with a credit funciton represent the volume of transactions for cards issued in Canada and include transactions conducted at terminals in other countries. 11  2017: Data only represents ATM withdrawals from machines owned by one of the Big 6 Banks for 2017 12 Data only includes ATM deposits. 2017: Data only represents ATM withdrawals from machines owned by one of the Big 6 Banks for 2017