BIS Statistics Explorer: Table T5

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T5: Volume of cashless payments and withdrawal/deposit transactions

(millions; total for the year)

«Switzerland»	Year
« ‹ 2018 › »	2014	2015	2016	2017	2018
	2014	2015	2016	2017	2018
PART A: Volume of cashless payments
Total volume of cashless payments ¹	1,799	2,022	2,146	2,327	2,547
Breakdown of 'total volume of cashless payments' by instrument type
Credit transfers ²	961	976	974	1,009	1,035
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic	958	973	971	1,005	1,031
Cross-border sent	3	3	3	4	3
Memo: cross-border received	nav	nav	nav	nav	nav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based	265	252	235	220	205
Device-present: other	nav	nav	nav	nav	nav
Partial breakdown of 'credit transfers, device-present: other' by accepting device
Of which: at POS terminals	nav	nav	nav	nav	nav
Device-not-present ³	696	724	739	789	830
Direct debits ⁴	58	59	60	62	63
Breakdown of 'direct debits' into domestic and cross-border sent
Domestic	58	59	60	62	63
Cross-border sent	0	0	0	0	0
Memo: cross-border received	nav	nav	nav	nav	nav
Cheques ⁵	nav	nav	nav	nav	nav
Partial breakdown of 'cheques'
Of which: paper-based ⁵	nav	nav	nav	nav	nav
Other payment instruments	nav	nav	nav	nav	nav
Card and e-money payments (with cards and e-money issued inside the country) ¹	780	988	1,112	1,256	1,449
Breakdown of 'card and e-money payments' by function
By card with a debit function ⁶	509	669	737	817	934
By card with a delayed debit function	nav	nav	nav	nav	nav
By card with a credit function ⁷	270	296	345	401	465
E-money payments ⁸	2	23	30	39	49
Partial breakdown of 'card and e-money payments' by device presence/absence
Of which: device-present payments	nav	869	962	1,071	1,221
Partial breakdown of 'card and e-money payments, device-present' by technology
Of which: contactless ⁹	nav	21	54	152	348
Of which: magstripe	nav	nav	nav	nav	nav
Breakdown of 'card and e-money payments' into domestic and cross-border
Domestic ¹⁰	636	819	919	1,035	1,193
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit function ⁶	486	641	705	780	893
By card with a delayed debit function	nav	nav	nav	nav	nav
By card with a credit function ¹¹	150	172	204	241	282
E-money payments	nav	7	10	13	18
Cross-border sent ¹⁰	144	168	193	222	255
MEMO: Card and e-money payments at terminals inside the country (with cards and e-money issued inside and outside country) ¹	694	871	981	1,107	1,276
Breakdown of 'card and e-money payments at terminals inside the country' by function
By card with a debit function ⁶	493	650	716	794	909
By card with a delayed debit function	nav	nav	nav	nav	nav
By card with a credit function ¹¹	201	214	254	299	349
E-money payments	nav	7	11	14	19
Partial breakdown of 'card and e-money payments at terminals inside the country' by device presence/absence
Of which: device-present payments	nav	825	916	1,024	1,172
Partial breakdown down of 'card and e-money payments at terminals inside the country, device-present payments' by technology
Of which: contactless	nav	21	56	157	360
Of which: magstripe	nav	nav	nav	nav	nav
Partial breakdown of 'card and e-money payments at terminals inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money issued outside the country	58	51	61	72	83
Partial breakdown of 'total volume of cashless payments' by speed
Of which: fast payments	nap	nap	nap	nap	nap
Breakdown of 'fast payments' by instrument type
Credit transfers	nap	nap	nap	nap	nap
Direct debits	nap	nap	nap	nap	nap
Others	nap	nap	nap	nap	nap
Partial breakdown of 'fast payments' on-us
Of which: on-us	nap	nap	nap	nap	nap
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POS	nap	nap	nap	nap	nap
Partial breakdown of 'total volume of cashless payments' by issuer
Of which: issued by a non-bank	nav	687	770	878	1,018
MEMO: Money remittances	nap	nap	nap	nap	nap
PART B: Volume of withdrawal/deposit transactions
Total volume of withdrawals/deposits	144	153	152	143	147
Breakdown of 'total volume of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals	143	150	148	138	140
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at locations inside the country ¹²	126	131	129	119	122
Breakdown of 'cash withdrawals with cards issued inside the country at locations inside the country' by terminal type
At ATMs	nav	nav	nav	nav	nav
At POS terminals	nav	nav	nav	nav	nav
At bank branches, without the use of an ATM	nav	nav	nav	nav	nav
Cash withdrawals with cards issued inside the country at locations outside the country	17	19	18	19	18
Memo: Cash withdrawals with cards issued outside the country at locations inside the country	6	6	5	5	5
Memo: Cash withdrawals with cards issued inside and outside the country at locations inside the country	131	137	135	124	127
Partial breakdown of the memo item 'cash withdrawals with cards issued inside and outside the country at locations inside the country' by terminal type
Of which: at ATMs	nav	nav	nav	nav	nav
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMs	nav	nav	nav	nav	nav
Cash deposits	nav	nav	nav	nav	nav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country at locations inside the country	nav	nav	nav	nav	nav
E-money loading/unloading transactions ¹³	0	3	4	5	7

¹ 2015: Between November 2014 and December 2014, the reporting population and the survey approach for debit cards, credit cards and e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years. ² These and all following data on credit transfers include transactions in CHF only, data on credit transfers in other currencies are not available. 2012: Due to the change in the survey concept and reporting population all data on credit transfers as of 2012 may not be directly comparable with those of previous years. ³ All non-paper based credit transfers (including credit transfers initiated via online banking, via e-bills, via standing orders etc.). ⁴ These and all following data on direct debits include transactions in CHF only, data on direct debits in other currencies are not available. 2012: Due to the change in the survey concept and reporting population all data on direct debits as of 2012 may not be directly comparable with those of previous years. ⁵ As of 2014, data on cheques are no longer collected, since this payment instrument has declined in importance significantly. ⁶ 2015: Adjustment of the reporting population and survey approach for debit cards in December 2014. ⁷ 2015: Adjustment of the reporting population and survey approach for credit cards in December 2014 ⁸ 2015: Adjustment of the reporting population and survey approach for e-money in December 2014. ⁹ Contactless payments at terminals inside the country only. ¹⁰ 2015: Between November and December 2014, the reporting population and the survey approach for debit cards, credit cards and e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years. ¹¹ 2015: Adjustment of the reporting population and survey approach for credit cards in December 2014. ¹² Cash withdrawals at POS terminals and at ATMs, if the cash withdrawal is processed via the infrastructure of a card network. ¹³ Loading only. 2015: Between November and December 2014, the reporting population and the survey approach for e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years.