T5: Volume of cashless payments and withdrawal/deposit transactions
(millions; total for the year)
Year
«  2020 › »
2016 2017 2018 2019 2020
PART A: Volume of cashless payments
Total volume of cashless payments 12,1462,3272,5472,7772,921
Breakdown of 'total volume of cashless payments' by instrument type
Credit transfers 29741,0091,0351,0621,095
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic9711,0051,0311,0591,091
Cross-border sent34344
Memo: cross-border receivednavnavnavnavnav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based235220205186161
Device-present: othernavnavnavnavnav
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-present 3739789830877934
Direct debits 46062636465
Breakdown of 'direct debits' into domestic and cross-border sent
Domestic6062636465
Cross-border sent00000
Memo: cross-border receivednavnavnavnavnav
Cheques 5navnavnavnavnav
Partial breakdown of 'cheques'
Of which: paper-based 5navnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Card and e-money payments (with cards and e-money
 issued inside the country) 1
1,1121,2561,4491,6501,761
Breakdown of 'card and e-money payments' by function
By card with a debit function 67378179341,0611,183
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 7345401465530515
E-money payments 83039496064
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present payments9621,0711,2211,3811,483
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactless 954152348587881
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domestic 109191,0351,1931,3681,523
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit function 67057808931,0141,149
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 11204241282329345
E-money payments1013182530
Cross-border sent 10193222255282238
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country) 1
9811,1071,2761,4691,585
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit function 67167949091,0331,164
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 11254299349410390
E-money payments1114192631
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present payments9161,0241,1721,3291,444
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactless56157360615909
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country
61728310162
Partial breakdown of 'total volume of cashless payments' by speed
Of which: fast paymentsnapnapnapnapnap
Breakdown of 'fast payments' by instrument type
Credit transfersnapnapnapnapnap
Direct debitsnapnapnapnapnap
Othersnapnapnapnapnap
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnapnapnapnap
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnapnapnap
Partial breakdown of 'total volume of cashless payments' by issuer
Of which: issued by a non-bank7708781,0181,1791,270
MEMO: Money remittancesnapnapnapnapnap
PART B: Volume of withdrawal/deposit transactions
Total volume of withdrawals/deposits152143147185165
Breakdown of 'total volume of withdrawals/deposits'
 into withdrawals and deposits
Cash withdrawals148138140175152
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country 12
129119122158143
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMsnavnavnavnavnav
At POS terminalsnavnavnavnavnav
At bank branches, without the use of an ATMnavnavnavnavnav
Cash withdrawals with cards issued inside the country
 at locations outside the country
181918179
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country
55553
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country
135124127163146
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMsnavnavnavnavnav
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnavnavnavnavnav
Cash depositsnavnavnavnavnav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country
navnavnavnavnav
E-money loading/unloading transactions 134571013
 1  2015: Between November 2014 and December 2014, the reporting population and the survey approach for debit cards, credit cards and e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years. 2 These and all following data on credit transfers include transactions in CHF only, data on credit transfers in other currencies are not available. 2012: Due to the change in the survey concept and reporting population all data on credit transfers as of 2012 may not be directly comparable with those of previous years. 3 All non-paper based credit transfers (including credit transfers initiated via online banking, via e-bills, via standing orders etc.). 4 These and all following data on direct debits include transactions in CHF only, data on direct debits in other currencies are not available. 2012: Due to the change in the survey concept and reporting population all data on direct debits as of 2012 may not be directly comparable with those of previous years. 5 As of 2014, data on cheques are no longer collected, since this payment instrument has declined in importance significantly. 6  2015: Adjustment of the reporting population and survey approach for debit cards in December 2014. 7  2015: Adjustment of the reporting population and survey approach for credit cards in December 2014 8  2015: Adjustment of the reporting population and survey approach for e-money in December 2014. 9 Contactless payments at terminals inside the country only. 10  2015: Between November and December 2014, the reporting population and the survey approach for debit cards, credit cards and e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years. 11  2015: Adjustment of the reporting population and survey approach for credit cards in December 2014. 12 Cash withdrawals at POS terminals and at ATMs, if the cash withdrawal is processed via the infrastructure of a card network. 13 Loading only. 2015: Between November and December 2014, the reporting population and the survey approach for e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years.