T5: Volume of cashless payments and withdrawal/deposit transactions
(millions; total for the year)
Year
«  2018  »
2014 2015 2016 2017 2018
PART A: Volume of cashless payments
Total volume of cashless payments 117,62019,37019,93121,00922,287
Breakdown of 'total volume of cashless payments' by instrument type
Credit transfers 25,6336,0206,1866,2996,468
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic5,5075,8886,0426,1336,266
Cross-border sent126132144165202
Memo: cross-border received103120129182187
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based623612570521483
Device-present: other5,0105,4075,6165,7775,985
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-presentnavnavnavnavnav
Direct debits 28,4899,6069,64710,17610,474
Breakdown of 'direct debits' into domestic and cross-border sent
Domestic8,4539,5669,59910,08610,354
Cross-border sent37404890120
Memo: cross-border received65109165220266
Cheques3021181310
Partial breakdown of 'cheques'
Of which: paper-basednavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Card and e-money payments (with cards and e-money
 issued inside the country) 3
3,4683,7234,0814,5225,335
Breakdown of 'card and e-money payments' by function
By card with a debit function2,5952,7232,9633,2753,914
By card with a delayed debit function7628799841,1011,260
By card with a credit function768996110126
E-money payments3432373635
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present payments 43,0833,2933,5223,8644,560
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domestic3,0553,1273,4273,7344,428
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnavnavnavnavnav
By card with a credit functionnavnavnavnavnav
E-money payments3331322927
Cross-border sent413596653788907
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country) 5
navnavnavnavnav
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnavnavnavnavnav
By card with a credit functionnavnavnavnavnav
E-money payments 6navnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present payments 5navnavnavnavnav
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country
navnavnavnavnav
Partial breakdown of 'total volume of cashless payments' by speed
Of which: fast paymentsnavnavnavnavnav
Breakdown of 'fast payments' by instrument type
Credit transfersnavnavnavnavnav
Direct debitsnavnavnavnavnav
Othersnavnavnavnavnav
Partial breakdown of 'fast payments' on-us
Of which: on-usnavnavnavnavnav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnavnavnavnavnav
Partial breakdown of 'total volume of cashless payments' by issuer
Of which: issued by a non-bank236290344428453
MEMO: Money remittances78988
PART B: Volume of withdrawal/deposit transactions
Total volume of withdrawals/deposits2,5782,6922,6742,5942,545
Breakdown of 'total volume of withdrawals/deposits'
 into withdrawals and deposits
Cash withdrawals2,3092,4222,4042,3322,284
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country
2,2732,3732,3532,2792,228
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMs2,0312,1612,1632,1152,084
At POS terminals77665
At bank branches, without the use of an ATM236205184158139
Cash withdrawals with cards issued inside the country
 at locations outside the country
3649515256
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country
3327343542
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country
2,3062,4002,3872,3142,270
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMs2,0642,1892,1972,1502,126
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMs2,0672,2102,2142,1672,140
Cash deposits263266265259257
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country
263266265259257
E-money loading/unloading transactions 7navnavnav32
 1 Includes transactions of national non-banks, irrespective of whether they are processed on an intra- or interbank basis. Includes both national and cross-border transactions. 2 Simple book entries are included until reference period 2013. 3 Payments with delayed debit and credit cards include transactions with specific non-rechargeable retailer cards. Direct debits initiated by a payment card (known as "ELV" transactions) are included here up to 2013. Since reference period 2014 direct debits initiated by a payment card are included in direct debits. 4 Includes only card payments. 5 Regardless of the type of card used. 6 Due to a methodological break the figures for the years prior to 2014 published in previous Red Book publications are not anymore comparable with the ones published in this Red Book publication. 7 Up to reference period 2013 only E-money-card loading transactions are included.