T5: Volume of cashless payments and withdrawal/deposit transactions
(millions; total for the year)
Year
«  2015  »
2011 2012 2013 2014 2015
PART A: Volume of cashless payments
Total volume of cashless payments 1napnavnav6,4906,475
Breakdown of 'total volume of cashless payments' by instrument type
Credit transfersnapnavnav918882
Breakdown of 'credit transfers' into domestic and cross-border sent
Domesticnapnavnav903862
Cross-border sentnapnavnav1520
Memo: cross-border receivednapnavnav261137
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-basednap116117109108
Device-present: othernapnavnavnavnav
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnapnavnavnavnav
Device-not-presentnap733769809774
Direct debitsnapnavnav2,2522,079
Breakdown of 'direct debits' into domestic and cross-border sent
Domesticnapnavnav2,0361,789
Cross-border sentnapnavnav216290
Memo: cross-border receivednapnavnav5442
Chequesnapnavnav8379
Partial breakdown of 'cheques'
Of which: paper-basednapnavnav8379
Other payment instruments 2napnavnav476448
Card and e-money payments (with cards and e-money
 issued inside the country)
nap2,4002,4852,7602,987
Breakdown of 'card and e-money payments' by function
By card with a debit functionnap1,0961,1751,3871,712
By card with a delayed debit function 3nap1,3031,3101,3731,275
By card with a credit functionnapnavnavnavnav
E-money paymentsnapnavnavnav0
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present paymentsnapnavnav2,5162,694
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnapnavnavnavnav
Of which: magstripenapnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domesticnapnavnav2,5402,734
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit functionnapnavnavnavnav
By card with a delayed debit functionnapnavnavnavnav
By card with a credit functionnapnavnavnavnav
E-money paymentsnapnavnavnavnav
Cross-border sentnapnavnav220253
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country) 4
napnavnav2,7092,892
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit functionnapnavnavnavnav
By card with a delayed debit functionnapnavnavnavnav
By card with a credit functionnapnavnavnavnav
E-money paymentsnapnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present paymentsnapnavnav2,7092,892
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnapnavnavnavnav
Of which: magstripenapnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country
napnavnav215265
Partial breakdown of 'total volume of cashless payments' by speed
Of which: fast paymentsnapnavnavnavnav
Breakdown of 'fast payments' by instrument type
Credit transfersnapnavnavnavnav
Direct debitsnapnavnavnavnav
Othersnapnavnavnavnav
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnavnavnavnav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnavnavnavnav
Partial breakdown of 'total volume of cashless payments' by issuer
Of which: issued by a non-banknapnavnav4963
MEMO: Money remittancesnapnavnavnav13
PART B: Volume of withdrawal/deposit transactions
Total volume of withdrawals/depositsnapnavnav1,0891,111
Breakdown of 'total volume of withdrawals/deposits'
 into withdrawals and deposits
Cash withdrawalsnap2282181,0481,058
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country
nap2282181,0481,049
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMsnapnavnav862875
At POS terminalsnapnavnavnavnav
At bank branches, without the use of an ATM 5nap228218185173
Cash withdrawals with cards issued inside the country
 at locations outside the country
napnavnavnav9
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country 6
napnavnav4343
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country
nap2282181,0911,092
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMsnapnapnap905919
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnapnapnapnap885
Cash depositsnapnapnap4254
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country 7
napnapnap4254
E-money loading/unloading transactionsnap0000
 1 Data for payment instruments other than cards and e-money devices are, prior to 2014, estimations based on the information provided by a representative sample of payment service providers. 2014 data are estimations based on the figures for the second half-year. 2 This series includes other services (not included in the Payment Services Directive). Estimation based on the information provided by a representative sample of payment service providers. It includes bills of exchange and other non-standardised payment infrastructures 3 Credit cards are included. It is not possible to differentiate between delayed debit and credit cards. However, it is known that the bulk of the payments are made with delayed debit cards. 4 Only transactions at physical terminals are included 5 Data on OTC cash withdrawals using a bank form are, up to 2014, estimations based on the information provided by a representative sample of payment service providers. 6 Data refers to terminals located in Spain, provided by spanish PSPs . Non national PSPs providing terminals in Spain are not included. 7 These data are, up to 2014, estimations based on the information provided by a representative sample of payment service providers.