T5: Volume of cashless payments and withdrawal/deposit transactions
(millions; total for the year)
Year
«  2018  »
2014 2015 2016 2017 2018
PART A: Volume of cashless payments
Total volume of cashless payments 16,4906,4757,0698,1768,607
Breakdown of 'total volume of cashless payments' by instrument type
Credit transfers9188821,0331,1501,141
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic9038621,0131,1271,115
Cross-border sent1520202327
Memo: cross-border received261137153163185
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based109108111106106
Device-present: othernavnavnavnavnav
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-present8097749221,0441,035
Direct debits2,2522,0792,0932,5612,406
Breakdown of 'direct debits' into domestic and cross-border sent
Domestic2,0361,7891,8772,2151,996
Cross-border sent216290215346410
Memo: cross-border received544243264
Cheques8379757157
Partial breakdown of 'cheques'
Of which: paper-based8379757157
Other payment instruments 2476448405355299
Card and e-money payments (with cards and e-money
 issued inside the country)
2,7602,9873,4644,0394,703
Breakdown of 'card and e-money payments' by function
By card with a debit function1,3871,7122,1002,5203,221
By card with a delayed debit function 31,3731,2751,3631,5191,482
By card with a credit functionnavnavnavnavnav
E-money paymentsnav0000
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present payments2,5162,6943,0893,5304,011
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domestic2,5402,7343,1133,6254,183
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnavnavnavnavnav
By card with a credit functionnavnavnavnavnav
E-money paymentsnavnavnavnavnav
Cross-border sent220253351413520
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country) 4
2,7092,8923,2993,7954,341
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnavnavnavnavnav
By card with a credit functionnavnavnavnavnav
E-money paymentsnavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present payments2,7092,8923,2993,7954,341
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country
215265318388457
Partial breakdown of 'total volume of cashless payments' by speed
Of which: fast paymentsnavnavnavnavnav
Breakdown of 'fast payments' by instrument type
Credit transfersnavnavnavnavnav
Direct debitsnavnavnavnavnav
Othersnavnavnavnavnav
Partial breakdown of 'fast payments' on-us
Of which: on-usnavnavnavnavnav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnavnavnavnavnav
Partial breakdown of 'total volume of cashless payments' by issuer
Of which: issued by a non-bank 54963154170100
MEMO: Money remittancesnav13141517
PART B: Volume of withdrawal/deposit transactions
Total volume of withdrawals/deposits1,0891,1111,1201,1281,136
Breakdown of 'total volume of withdrawals/deposits'
 into withdrawals and deposits
Cash withdrawals1,0481,0581,0461,0381,022
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country
1,0481,0491,0361,0281,012
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMs862875879890897
At POS terminalsnavnavnavnavnav
At bank branches, without the use of an ATM 6185173157138115
Cash withdrawals with cards issued inside the country
 at locations outside the country
nav9101010
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country 7
257308363433500
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country
1,3051,3571,3991,4611,513
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMs905919923934940
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnap885889900907
Cash deposits42547389114
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country 8
42547389114
E-money loading/unloading transactions00000
 1 Data for payment instruments other than cards and e-money devices are, prior to 2014, estimations based on the information provided by a representative sample of payment service providers.2014 data are estimations based on the figures for the second half-year. 2 This series includes other services (not included in thePayment Services Directive). Estimation based on the informationprovided by a representative sample of payment service providers.It includes bills of exchange and other non-standardised paymentinfrastructures 3 Credit cards are included. It is not possible to differentiate between delayed debit and credit cards. However, it is known that the bulk of the payments are made with delayed debit cards. 4 Only transactions at physical terminals are included 5 Data refers to terminals located in Spain, provided by spanish PSPs . Non national PSPs providing terminal in Spain are not included 6 Data on OTC cash withdrawals using a bank form are, up to 2014, estimations based on the information provided by a representative sample of payment service providers. 7 Data refers to terminals located in Spain, provided by spanish PSPs . Non national PSPs providing terminals in Spain are not included. 8 These data are, up to 2014, estimations based on the information provided by a representative sample of payment service providers.