T6: Value of cashless payments and withdrawal/deposit transactions
(CAD billions; total for the year)
Year
«  2017  »
2013 2014 2015 2016 2017
PART A: Value of cashless payments
Total value of cashless payments 16,3616,6566,8786,5506,101
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers 22,2422,4212,5702,7232,960
Breakdown of 'credit transfers' into domestic and cross-border sent
Domesticnavnavnavnavnav
Cross-border sentnavnavnavnavnav
Memo: cross-border receivednavnavnavnavnav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based 31111843
Device-present: other 42,2312,4102,5622,7192,957
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-presentnavnavnavnavnav
Direct debits611642677695749
Breakdown of 'direct debits' into domestic and cross-border sent
Domesticnavnavnavnavnav
Cross-border sentnavnavnavnavnav
Memo: cross-border receivednavnavnavnavnav
Cheques 22,9352,9772,9982,4653,035
Partial breakdown of 'cheques'
Of which: paper-basednavnavnavnavnav
Other payment instruments11111
Card and e-money payments (with cards and e-money
 issued inside the country)
571615633666770
Breakdown of 'card and e-money payments' by function
By card with a debit function 5196211217222242
By card with a delayed debit functionnapnapnapnapnap
By card with a credit function 6375404416444528
E-money paymentsnavnavnavnavnav
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present paymentsnavnavnavnavnav
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domesticnavnavnavnavnav
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnapnapnapnapnap
By card with a credit functionnavnavnavnavnav
E-money paymentsnavnavnavnavnav
Cross-border sentnavnavnavnavnav
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country)
navnavnavnavnav
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnavnavnavnavnav
By card with a credit functionnavnavnavnavnav
E-money paymentsnavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present paymentsnavnavnavnavnav
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country
navnavnavnavnav
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast paymentsnapnapnapnapnap
Breakdown of 'fast payments' by instrument type
Credit transfersnapnapnapnapnap
Direct debitsnapnapnapnapnap
Othersnapnapnapnapnap
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnapnapnapnap
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnapnapnap
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-banknavnavnavnavnav
MEMO: Money remittancesnavnavnavnavnav
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/deposits571615633666745
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals571615633666745
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country
571615633666745
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMsnavnavnavnavnav
At POS terminals 7571615633666745
At bank branches, without the use of an ATMnavnavnavnavnav
Cash withdrawals with cards issued inside the country
 at locations outside the country
navnavnavnavnav
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country
navnavnavnavnav
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country
navnavnavnavnav
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMsnavnavnavnavnav
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnavnavnavnavnav
Cash depositsnavnavnavnavnav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country
navnavnavnavnav
E-money loading/unloading transactionsnavnavnavnavnav
 1 Data has been revised from previous editions to reflect a change in reporting methodology. 2 Includes transactions cleared by the Automated Clearing Settlement System (ACSS); excludes on-us transactions. 3 Bill payments inititated at ATMs and bank tellers. 4 Includes bill payments initiated over the telephone or internet, Automatic Funds Transfer (AFT) credits and corporate-to-corporate credits via EDI. 5 Includes the value of cash-back transactions. 6  2018: Excludes American Express (AMEX) card data as they opted not to participate in this year's edition of the Red Books. AMEX makes up <4% of credit card purchase volume in Canada. 7 Figures for POS transactions involving cards with a credit function represent the value of transactions for cards issued in Canada and include transactions conducted at terminals in other countries.