BIS Statistics Explorer: Table T6

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T6: Value of cashless payments and withdrawal/deposit transactions

(CAD billions; total for the year)

«Canada»	Year
« ‹ 2021 › »	2017	2018	2019	2020	2021
	2017	2018	2019	2020	2021
PART A: Value of cashless payments
Total value of cashless payments ¹	7,514	7,592	7,660	6,978	7,579
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers ²	2,960	3,116	3,256	3,579	3,713
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic	nav	nav	nav	nav	nav
Cross-border sent	nav	nav	nav	nav	nav
Memo: cross-border received	nav	nav	nav	nav	nav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based ³	3	2	1	1	1
Device-present: other ⁴	2,957	3,116	3,255	3,579	3,712
Partial breakdown of 'credit transfers, device-present: other' by accepting device
Of which: at POS terminals	nav	nav	nav	nav	nav
Device-not-present	nav	nav	nav	nav	nav
Direct debits	749	818	861	911	1,092
Breakdown of 'direct debits' into domestic and cross-border sent
Domestic	nav	nav	nav	nav	nav
Cross-border sent	nav	nav	nav	nav	nav
Memo: cross-border received	nav	nav	nav	nav	nav
Cheques ²	3,035	2,858	2,706	2,291	2,559
Partial breakdown of 'cheques'
Of which: paper-based	nav	nav	nav	nav	nav
Other payment instruments	1	1	0	0	0
Card and e-money payments (with cards and e-money issued inside the country)	770	799	836	196	215
Breakdown of 'card and e-money payments' by function
By card with a debit function ⁵	242	251	255	196	215
By card with a delayed debit function	nap	nap	nap	nap	nap
By card with a credit function ⁶	528	548	581	nav	nav
E-money payments	nav	nav	nav	nav	nav
Partial breakdown of 'card and e-money payments' by device presence/absence
Of which: device-present payments	nav	nav	nav	nav	nav
Partial breakdown of 'card and e-money payments, device-present' by technology
Of which: contactless	nav	nav	nav	nav	nav
Of which: magstripe	nav	nav	nav	nav	nav
Breakdown of 'card and e-money payments' into domestic and cross-border
Domestic	nav	nav	nav	nav	nav
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit function	nav	nav	nav	nav	nav
By card with a delayed debit function	nap	nap	nap	nap	nap
By card with a credit function	nav	nav	nav	nav	nav
E-money payments	nav	nav	nav	nav	nav
Cross-border sent	nav	nav	nav	nav	nav
MEMO: Card and e-money payments at terminals inside the country (with cards and e-money issued inside and outside country)	nav	nav	nav	nav	nav
Breakdown of 'card and e-money payments at terminals inside the country' by function
By card with a debit function	nav	nav	nav	nav	nav
By card with a delayed debit function	nav	nav	nav	nav	nav
By card with a credit function	nav	nav	nav	nav	nav
E-money payments	nav	nav	nav	nav	nav
Partial breakdown of 'card and e-money payments at terminals inside the country' by device presence/absence
Of which: device-present payments	nav	nav	nav	nav	nav
Partial breakdown down of 'card and e-money payments at terminals inside the country, device-present payments' by technology
Of which: contactless	nav	nav	nav	nav	nav
Of which: magstripe	nav	nav	nav	nav	nav
Partial breakdown of 'card and e-money payments at terminals inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money issued outside the country	nav	nav	nav	nav	nav
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast payments	nap	nap	nap	nap	nap
Breakdown of 'fast payments' by instrument type
Credit transfers	nap	nap	nap	nap	nap
Direct debits	nap	nap	nap	nap	nap
Others	nap	nap	nap	nap	nap
Partial breakdown of 'fast payments' on-us
Of which: on-us	nap	nap	nap	nap	nap
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POS	nap	nap	nap	nap	nap
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-bank	nav	nav	nav	nav	nav
MEMO: Money remittances	nav	nav	nav	nav	nav
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/deposits ⁷	745	799	nav	nav	nav
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals	745	799	nav	nav	nav
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at locations inside the country	745	799	nav	nav	nav
Breakdown of 'cash withdrawals with cards issued inside the country at locations inside the country' by terminal type
At ATMs	nav	nav	nav	nav	nav
At POS terminals ⁸	745	799	nav	nav	nav
At bank branches, without the use of an ATM	nav	nav	nav	nav	nav
Cash withdrawals with cards issued inside the country at locations outside the country	nav	nav	nav	nav	nav
Memo: Cash withdrawals with cards issued outside the country at locations inside the country	nav	nav	nav	nav	nav
Memo: Cash withdrawals with cards issued inside and outside the country at locations inside the country	nav	nav	nav	nav	nav
Partial breakdown of the memo item 'cash withdrawals with cards issued inside and outside the country at locations inside the country' by terminal type
Of which: at ATMs	nav	nav	nav	nav	nav
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMs	nav	nav	nav	nav	nav
Cash deposits	nav	nav	nav	nav	nav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country at locations inside the country	nav	nav	nav	nav	nav
E-money loading/unloading transactions	nav	nav	nav	nav	nav

¹ Data has been revised from previous editions to reflect a change in reporting methodology. 2019: Currently excludes credit card data (updating data source) ² Includes transactions cleared by the Automated Clearing Settlement System (ACSS); excludes on-us transactions. ³ Bill payments inititated at ATMs and bank tellers. ⁴ Includes bill payments initiated over the telephone or internet, Automatic Funds Transfer (AFT) credits and corporate-to-corporate credits via EDI. ⁵ Includes the value of cash-back transactions. ⁶ Excludes American Express (AMEX) card data as they opted not to participate in this year's edition of the Red Books. AMEX makes up <4% of credit card purchase volume in Canada. 2018: Excludes American Express (AMEX) card data as they opted not to participate in this year's edition of the Red Books. AMEX makes up <4% of credit card purchase volume in Canada. 2019: Excludes American Express (AMEX) card data as they opted not to participate in this year's edition of the Red Books. AMEX makes up <4% of credit card purchase volume in Canada. 2020: Figure comes from Visa and Mastercard Operational Statements. ⁷ 2019: Currently missing ATM data (revising data source) ⁸ Figures for POS transactions involving cards with a credit function represent the value of transactions for cards issued in Canada and include transactions conducted at terminals in other countries.