T6: Value of cashless payments and withdrawal/deposit transactions
(EUR billions; total for the year)
«Germany»
 Year
« ‹ 2015 › »
 2011 2012 2013 2014 2015
PART A: Value of cashless payments
Total value of cashless payments 1nap71,69370,75752,54754,479
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers 2nap58,04256,98248,85050,359
Breakdown of 'credit transfers' into domestic and cross-border sent
Domesticnapnapnap38,89439,963
Cross-border sentnapnapnap9,95710,396
Memo: cross-border receivednapnapnap15,16515,199
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-basednap5,8435,2193,1843,288
Device-present: othernap52,19951,76345,66647,071
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnapnavnavnavnav
Device-not-presentnapnavnavnavnav
Direct debits 2nap13,22513,3503,2913,719
Breakdown of 'direct debits' into domestic and cross-border sent
Domesticnapnapnap2,9463,231
Cross-border sentnapnapnap345488
Memo: cross-border receivednapnapnap220343
Chequesnap227201170155
Partial breakdown of 'cheques'
Of which: paper-basednapnavnavnavnav
Other payment instrumentsnapnavnavnavnav
Card and e-money payments (with cards and e-money
 issued inside the country) 3		nap198224236246
Breakdown of 'card and e-money payments' by function
By card with a debit functionnap146163152160
By card with a delayed debit functionnap49567879
By card with a credit functionnap3456
E-money paymentsnap0001
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present payments 4napnapnap204216
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnapnavnavnavnav
Of which: magstripenapnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domesticnapnavnav198202
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit functionnapnavnavnavnav
By card with a delayed debit functionnapnavnavnavnav
By card with a credit functionnapnavnavnavnav
E-money paymentsnapnapnap00
Cross-border sentnapnavnav3745
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country) 5		napnavnavnavnav
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit functionnapnavnavnavnav
By card with a delayed debit functionnapnavnavnavnav
By card with a credit functionnapnavnavnavnav
E-money payments 6napnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present payments 5napnavnavnavnav
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnapnavnavnavnav
Of which: magstripenapnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country		napnavnavnavnav
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast paymentsnapnavnavnavnav
Breakdown of 'fast payments' by instrument type
Credit transfersnapnavnavnavnav
Direct debitsnapnavnavnavnav
Othersnapnavnavnavnav
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnavnavnavnav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnavnavnavnav
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-banknapnavnav4048
MEMO: Money remittancesnapnavnavnavnav
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/depositsnap1,2741,2389731,022
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawalsnap662650589619
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country		nap662650582610
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMsnap342345336364
At POS terminalsnapnapnap11
At bank branches, without the use of an ATMnap311296245245
Cash withdrawals with cards issued inside the country
 at locations outside the country		napnavnav79
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country		napnavnav65
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country		nap662650588615
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMsnap342345342369
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnap342345343373
Cash depositsnap612588384403
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country		nap612588384403
E-money loading/unloading transactions 7nap00navnav
 1 Includes transactions of national non-banks, irrespective of whether they are processed on an intra- or interbank basis. Includes both national and cross-border transactions. 2 Simple book entries are included until reference period 2013. 3 Payments with delayed debit and credit cards include transactions with specific non-rechargeable retailer cards. Direct debits initiated by a payment card (known as "ELV" transactions) are included here up to 2013. Since reference period 2014 direct debits initiated by a payment card are included in direct debits. 4 Includes only card payments. 5 Regardless of the type of card used. 6 Due to a methodological break the figures for the years prior to 2014 published in previous Red Book publications are not anymore comparable with the ones published in this Red Book publication. 7 Up to reference period 2013 only E-money-card loading transactions are included.