T6: Value of cashless payments and withdrawal/deposit transactions
(EUR billions; total for the year)
Year
«  2017  »
2013 2014 2015 2016 2017
PART A: Value of cashless payments
Total value of cashless payments 170,75752,54754,47953,56455,148
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers 256,98248,85050,35949,64351,289
Breakdown of 'credit transfers' into domestic and cross-border sent
Domesticnap38,89439,96338,77539,675
Cross-border sentnap9,95710,39610,86811,614
Memo: cross-border receivednap15,16515,19914,80515,372
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based5,2193,1843,2883,3483,003
Device-present: other51,76345,66647,07146,29548,287
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-presentnavnavnavnavnav
Direct debits 213,3503,2913,7193,5123,469
Breakdown of 'direct debits' into domestic and cross-border sent
Domesticnap2,9463,2313,0963,026
Cross-border sentnap345488417443
Memo: cross-border receivednap220343242288
Cheques201170155151109
Partial breakdown of 'cheques'
Of which: paper-basednavnavnavnavnav
Other payment instrumentsnavnavnavnavnav
Card and e-money payments (with cards and e-money
 issued inside the country) 3
224236246258281
Breakdown of 'card and e-money payments' by function
By card with a debit function163152160167182
By card with a delayed debit function5678798491
By card with a credit function45667
E-money payments00111
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present payments 4nap204216219235
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domesticnav198202212228
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnavnavnavnavnav
By card with a credit functionnavnavnavnavnav
E-money paymentsnap0011
Cross-border sentnav37454653
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country) 5
navnapnapnapnap
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit functionnavnavnavnavnav
By card with a delayed debit functionnavnavnavnavnav
By card with a credit functionnavnavnavnavnav
E-money payments 6navnapnapnapnap
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present payments 5navnapnapnapnap
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnavnavnavnavnav
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country
navnavnavnavnav
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast paymentsnavnavnavnavnav
Breakdown of 'fast payments' by instrument type
Credit transfersnavnavnavnavnav
Direct debitsnavnavnavnavnav
Othersnavnavnavnavnav
Partial breakdown of 'fast payments' on-us
Of which: on-usnavnavnavnavnav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnavnavnavnavnav
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-banknav40485461
MEMO: Money remittancesnav156156155152
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/deposits1,2389731,0221,005971
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals650589619619599
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country
650582610609589
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMs345336364376380
At POS terminalsnap1111
At bank branches, without the use of an ATM296245245233209
Cash withdrawals with cards issued inside the country
 at locations outside the country
nav791010
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country
nav6556
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country
650588615614595
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMs345342369381385
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMs345343373385390
Cash deposits588384403386371
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country
588384403386371
E-money loading/unloading transactions 70napnapnap0
 1 Includes transactions of national non-banks, irrespective of whether they are processed on an intra- or interbank basis. Includes both national and cross-border transactions. 2 Simple book entries are included until reference period 2013. 3 Payments with delayed debit and credit cards include transactions with specific non-rechargeable retailer cards. Direct debits initiated by a payment card (known as "ELV" transactions) are included here up to 2013. Since reference period 2014 direct debits initiated by a payment card are included in direct debits. 4 Includes only card payments. 5 Regardless of the type of card used. 6 Due to a methodological break the figures for the years prior to 2014published in previous Red Book publications are not anymore comparablewith the ones published in this Red Book publication. 7 Up to reference period 2013 only E-money-card loading transactions areincluded.