T6: Value of cashless payments and withdrawal/deposit transactions
(EUR billions; total for the year)
Year
«  2014  »
2010 2011 2012 2013 2014
PART A: Value of cashless payments
Total value of cashless payments 1napnapnavnav17,820
Breakdown of 'total value of cashless payments' by instrument type
Credit transfersnapnapnavnav16,248
Breakdown of 'credit transfers' into domestic and cross-border sent
Domesticnapnapnavnav13,023
Cross-border sentnapnapnavnav3,225
Memo: cross-border receivednapnapnavnav3,530
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-basednapnap1,6711,26110,585
Device-present: othernapnapnavnavnav
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnapnapnapnapnap
Device-not-presentnapnap9,3088,9065,663
Direct debitsnapnapnavnav571
Breakdown of 'direct debits' into domestic and cross-border sent
Domesticnapnapnavnav518
Cross-border sentnapnapnavnav52
Memo: cross-border receivednapnapnavnav11
Chequesnapnap403344390
Partial breakdown of 'cheques'
Of which: paper-basednapnap403344390
Other payment instruments 2napnapnavnav489
Card and e-money payments (with cards and e-money
 issued inside the country)
napnap106108122
Breakdown of 'card and e-money payments' by function
By card with a debit functionnapnap454856
By card with a delayed debit function 3napnap616166
By card with a credit functionnapnapnavnavnav
E-money paymentsnapnapnavnavnav
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present paymentsnapnapnavnav107
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnapnapnavnavnav
Of which: magstripenapnapnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domesticnapnapnavnav110
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit functionnapnapnavnavnav
By card with a delayed debit functionnapnapnavnavnav
By card with a credit functionnapnapnavnavnav
E-money paymentsnapnapnavnavnav
Cross-border sentnapnapnavnav12
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country) 4
napnapnavnav122
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit functionnapnapnavnavnav
By card with a delayed debit functionnapnapnavnavnav
By card with a credit functionnapnapnavnavnav
E-money paymentsnapnapnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present paymentsnapnapnavnav122
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnapnapnavnavnav
Of which: magstripenapnapnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country
napnapnavnav15
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast paymentsnapnapnavnavnav
Breakdown of 'fast payments' by instrument type
Credit transfersnapnapnavnavnav
Direct debitsnapnapnavnavnav
Othersnapnapnavnavnav
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnapnavnavnav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnavnavnav
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-banknapnapnavnav4,872
MEMO: Money remittancesnapnapnavnavnav
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/depositsnapnapnavnav248
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawalsnapnap208215248
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country
napnap208215248
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMsnapnapnavnav105
At POS terminalsnapnapnavnavnav
At bank branches, without the use of an ATM 5napnap208215143
Cash withdrawals with cards issued inside the country
 at locations outside the country
napnapnavnavnav
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country 6
napnapnavnav7
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country
napnap208215255
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMsnapnapnavnav112
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnapnapnavnavnav
Cash depositsnapnapnavnavnav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country 7
napnapnavnav17
E-money loading/unloading transactionsnapnap000
 1 Data for payment instruments other than cards and e-money devices are, prior to 2014, estimations based on the information provided by a representative sample of payment service providers. 2014 data are estimations based on the figures for the second half-year. 2 This series includes other services (not included in the Payment Services Directive). Estimation based on the information provided by a representative sample of payment service providers. It includes bills of exchange and other non-standardised payment infrastructures 3 Credit cards are included. It is not possible to differentiate between delayed debit and credit cards. However, it is known that the bulk of the payments are made with delayed debit cards. 4 Only transactions at physical terminals are included. 5 Data on OTC cash withdrawals using a bank form are, up to 2014, estimations based on the information provided by a representative sample of payment service providers. 6 Data refers to terminals located in Spain, provided by Spanish PSPs. Non-national PSPs providing terminal in Spain are not included. 7 These data are, up to 2014, estimations based on the information provided by a representative sample of payment service providers.