T6: Value of cashless payments and withdrawal/deposit transactions
(TRY billions; total for the year)
«Türkiye»
 Year
« ‹ 2021 › »
 2017 2018 2019 2020 2021
PART A: Value of cashless payments
Total value of cashless payments15,15818,78221,23427,84740,376
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers 113,71317,02619,34025,72437,286
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic 213,71317,02619,34025,72437,286
Cross-border sentnavnavnavnavnav
Memo: cross-border receivednavnavnavnavnav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-basednavnavnavnavnav
Device-present: othernavnavnavnavnav
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-presentnavnavnavnavnav
Direct debitsnapnapnapnapnap
Breakdown of 'direct debits' into domestic and cross-border sent
Domesticnapnapnapnapnap
Cross-border sentnapnapnapnapnap
Memo: cross-border receivednapnapnapnapnap
Cheques7689399169761,379
Partial breakdown of 'cheques'
Of which: paper-basednapnapnapnapnap
Other payment instrumentsnapnapnapnapnap
Card and e-money payments (with cards and e-money
 issued inside the country)		6778179781,1471,712
Breakdown of 'card and e-money payments' by function
By card with a debit function 36995130180280
By card with a delayed debit functionnapnapnapnapnap
By card with a credit function6067188449581,406
E-money payments 4234927
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present payments5796848008871,266
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactless 52718105290
Of which: magstripe 6577677782782977
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domestic6617969531,1241,670
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit function 36994128176271
By card with a delayed debit functionnapnapnapnapnap
By card with a credit function5906998209391,372
E-money payments 7234927
Cross-border sent 81721252342
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country)		6848401,0341,1701,819
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit function 975112168200343
By card with a delayed debit functionnapnapnapnapnap
By card with a credit function 106087268629621,450
E-money payments 7234927
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present payments5857018449101,365
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnapnapnapnapnap
Of which: magstripe5857018449101,365
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country 11		24448246150
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast paymentsnapnapnapnap377
Breakdown of 'fast payments' by instrument type
Credit transfers 12napnapnapnap377
Direct debitsnapnapnapnapnap
Othersnapnapnapnapnap
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnapnapnapnap
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnapnapnap
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-bank 7123516
MEMO: Money remittancesnavnavnavnavnav
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/deposits6717959371,0301,213
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals6677879281,0181,195
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country		6657859251,0151,190
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMs6657859251,0151,190
At POS terminalsnavnavnavnavnav
At bank branches, without the use of an ATMnavnavnavnavnav
Cash withdrawals with cards issued inside the country
 at locations outside the country 13		23335
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country 14		1229371423
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country		6778149621,0291,213
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMs6778149621,0291,213
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMs6677879281,0181,195
Cash depositsnavnavnavnavnav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country		navnavnavnavnav
E-money loading/unloading transactions 155891219
 1 Credit transfer data were partly available in 2012, since consumer payments and banking payments were performed by a single Electronic Fund Transfer System (EFT) in Turkey until December 2012. As of this date EFT has been separated into a retail payment system for consumer payments and a large value payment system for banking payments. In this context, credit transfer data include yearly retail payments data in EFT system since 2013, while credit transfer data of 2012 include only retail payments in EFT system within December 2012. 2  2020: included 607.867.088 TRY data of PTT (a non-bank) for November and December 2020. 2021: included 377.455,68 TRY data of fast payments from January 2021. 3  2021: Increase in the usage of cards and inflation rates after the pandemic period 4 New e-money instutions launched and e-money usage continue to spread 2018: New e-money instutions launched and e-money usage continue to spread 2020: Increase in the prevalence of e-money companies and e-money usage 2021: Increase in the prevalence of e-money companies and e-money usage 5 Contactless payments continue to spread 2018: Contactless payments continue to spread 2020: Prevalence of contactless usage increase in the pandemic period 2021: Prevalence of contactless usage continues to increase 6  2021: The reason for the increase in value despite the volume decrease is is the rise in average basket amounts due to the inflationary effect. 7  2020: Increase in the prevalence of e-money companies and e-money usage 2021: Increase in the prevalence of e-money companies and e-money usage 8  2021: Because of the pandemic period usage of abroad transactions decreased in 2020 9  2021: Increase in the usage of debit cards and inflation rates after the pandemic period 10  2021: Increase in the usage of credit cards and inflation rates after the pandemic period 11  2018: 2018 was a better year for tourism 2021: Because of the pandemic period the usage of abroad transactions decreased in 2020 12  2021: included fast payments based on the definition of fast payments in the methodology. 13  2021: Because of the pandemic period the usage of abroad transactions did not increase in 2020 14  2018: 2018 was a better year for tourism 15  2018: New e-money instutions launched and e-money usage continue to spread 2021: Increase in the prevalence of e-money companies and e-money usage