T6: Value of cashless payments and withdrawal/deposit transactions Source
(USD billions; total for the year)
«United States»
 Year
« ‹ 2014 › »
 2010 2011 2012 2013 2014
PART A: Value of cashless payments
Total value of cashless payments 1napnap77,61780,84083,415
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers 2napnap27,50729,24630,979
Breakdown of 'credit transfers' into domestic and cross-border sent
Domesticnapnapnavnavnav
Cross-border sentnapnapnavnavnav
Memo: cross-border receivednapnapnavnavnav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-basednapnapnapnapnap
Device-present: othernapnapnavnavnav
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnapnap7811
Device-not-presentnapnapnavnavnav
Direct debits 2napnap18,64819,18319,074
Breakdown of 'direct debits' into domestic and cross-border sent
Domesticnapnapnavnavnav
Cross-border sentnapnapnavnavnav
Memo: cross-border receivednapnapnavnavnav
Cheques 3napnap27,21127,86928,526
Partial breakdown of 'cheques'
Of which: paper-basednapnapnavnavnav
Other payment instrumentsnapnapnavnavnav
Card and e-money payments (with cards and e-money
 issued inside the country) 4		napnap4,2514,5434,835
Breakdown of 'card and e-money payments' by function
By card with a debit function 5napnap1,8711,9732,075
By card with a delayed debit functionnapnapnavnavnav
By card with a credit functionnapnap2,2692,4472,625
E-money payments 6napnap110123135
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present paymentsnapnap2,8193,1643,509
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactlessnapnapnavnavnav
Of which: magstripenapnap2,8183,1303,443
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domesticnapnap4,1684,4584,748
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit functionnapnap1,8571,9582,058
By card with a delayed debit functionnapnapnavnavnav
By card with a credit functionnapnap2,2132,3862,559
E-money paymentsnapnap98115131
Cross-border sentnapnap838587
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country)		napnapnavnavnav
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit function 7napnap1,9762,1312,280
By card with a delayed debit functionnapnapnavnavnav
By card with a credit function 8napnap2,4422,6312,877
E-money paymentsnapnapnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present paymentsnapnapnavnavnav
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnapnapnavnavnav
Of which: magstripenapnapnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country		napnapnavnavnav
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast paymentsnapnapnavnavnav
Breakdown of 'fast payments' by instrument type
Credit transfersnapnapnapnapnap
Direct debitsnapnapnapnapnap
Othersnapnapnavnavnav
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnapnavnavnav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnavnavnav
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-banknapnapnavnavnav
MEMO: Money remittancesnapnapnavnavnav
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/depositsnapnapnavnavnav
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawalsnapnapnavnavnav
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country		napnapnavnavnav
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMsnapnapnavnavnav
At POS terminalsnapnapnavnavnav
At bank branches, without the use of an ATMnapnapnavnavnav
Cash withdrawals with cards issued inside the country
 at locations outside the country		napnapnavnavnav
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country		napnapnavnavnav
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country		napnapnavnavnav
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMsnapnap687712738
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnapnapnavnavnav
Cash depositsnapnapnavnavnav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country		napnapnavnavnav
E-money loading/unloading transactionsnapnapnavnavnav
 1 Total figure does not include payments by "card with a delayed debit function" or "other payment instruments". Breakdown figures for "credit transfers", "direct debits" and "cheques" include estimates of on-us payments. Breakdown figures for "cheques", "card and e-money payments", exlucluding the MEMO items, and "cash withdrawals", derive from the triennial Federal Reserve Payment Study, which began in 2000 and estimates annual figures every three years; figures for other years are derived from those estimates. 2 The 2013-2019 figures for credit transfers and direct debits have been revised for consistency with recent estimates from the Federal Reserve Payments Study. 3 Figure includes commercial cheques, US Treasury cheques and postal money orders. 4 Total figure does not include payments by "card with a delayed debit function". 5 Figure reflects payment by non-prepaid debit cards. 6 Figure reflects payments by prepaid debit cards. 7 Excludes cash back. 8 Excludes cash advances.
Sources: Federal Reserve; National Automated Clearing House Association (NACHA);The Nilson Report (HSN Consultants Inc).