BIS Statistics Explorer: Table T6

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T6: Value of cashless payments and withdrawal/deposit transactions ^Source

(USD billions; total for the year)

«United States»	Year
« ‹ 2021 › »	2017	2018	2019	2020	2021
	2017	2018	2019	2020	2021
PART A: Value of cashless payments
Total value of cashless payments ¹	91,998	97,413	102,923	110,283	123,543
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers ²	36,680	40,873	44,292	49,116	57,793
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic	nav	nav	nav	nav	nav
Cross-border sent	nav	nav	nav	nav	nav
Memo: cross-border received	nav	nav	nav	nav	nav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based	nap	nap	nap	nap	nap
Device-present: other	nav	nav	nap	nap	nap
Partial breakdown of 'credit transfers, device-present: other' by accepting device
Of which: at POS terminals	15	17	17	14	16
Device-not-present	nav	nav	nav	nav	nav
Direct debits ²	21,853	23,285	25,586	28,333	33,124
Breakdown of 'direct debits' into domestic and cross-border sent
Domestic	nav	nav	nav	nav	nav
Cross-border sent	nav	nav	nav	nav	nav
Memo: cross-border received	nav	nav	nav	nav	nav
Cheques ³	27,509	26,672	25,834	24,997	24,159
Partial breakdown of 'cheques'
Of which: paper-based	nav	nav	nav	nav	nav
Other payment instruments	nav	nav	nav	nav	nav
Card and e-money payments (with cards and e-money issued inside the country) ⁴	5,956	6,583	7,211	7,838	8,466
Breakdown of 'card and e-money payments' by function
By card with a debit function ⁵	2,473	2,749	3,026	3,303	3,580
By card with a delayed debit function	nav	nav	nav	nav	nav
By card with a credit function	3,323	3,644	3,964	4,284	4,605
E-money payments ⁶	160	190	221	251	281
Partial breakdown of 'card and e-money payments' by device presence/absence
Of which: device-present payments	4,104	4,382	4,659	4,937	5,215
Partial breakdown of 'card and e-money payments, device-present' by technology
Of which: contactless	nav	nav	nav	nav	nav
Of which: magstripe	2,360	2,490	2,620	2,751	2,881
Breakdown of 'card and e-money payments' into domestic and cross-border
Domestic	5,835	6,441	7,047	7,653	8,259
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit function	2,449	2,721	2,992	3,264	3,536
By card with a delayed debit function	nav	nav	nav	nav	nav
By card with a credit function	3,227	3,531	3,835	4,139	4,443
E-money payments	159	189	219	249	279
Cross-border sent	121	142	164	185	207
MEMO: Card and e-money payments at terminals inside the country (with cards and e-money issued inside and outside country)	nav	nav	nav	nav	nav
Breakdown of 'card and e-money payments at terminals inside the country' by function
By card with a debit function ⁷	2,734	3,031	3,350	3,776	4,580
By card with a delayed debit function	nav	nav	nav	nav	nav
By card with a credit function ⁸	3,578	3,916	4,212	3,857	4,828
E-money payments	nav	nav	nav	nav	nav
Partial breakdown of 'card and e-money payments at terminals inside the country' by device presence/absence
Of which: device-present payments	nav	nav	nav	nav	nav
Partial breakdown down of 'card and e-money payments at terminals inside the country, device-present payments' by technology
Of which: contactless	nav	nav	nav	nav	nav
Of which: magstripe	nav	nav	nav	nav	nav
Partial breakdown of 'card and e-money payments at terminals inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money issued outside the country	nav	nav	nav	nav	nav
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast payments	nav	nav	nav	nav	nav
Breakdown of 'fast payments' by instrument type
Credit transfers	nav	nav	nav	nav	nav
Direct debits	nap	nap	nap	nap	nap
Others	nav	nav	nav	nav	nav
Partial breakdown of 'fast payments' on-us
Of which: on-us	nav	nav	nav	nav	nav
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POS	nav	nav	nav	nav	nav
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-bank	nav	nav	nav	nav	nav
MEMO: Money remittances	nav	nav	nav	nav	nav
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/deposits	nav	nav	nav	nav	nav
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals	nav	nav	nav	nav	nav
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at locations inside the country	nav	nav	nav	nav	nav
Breakdown of 'cash withdrawals with cards issued inside the country at locations inside the country' by terminal type
At ATMs	nav	nav	nav	nav	nav
At POS terminals	nav	nav	nav	nav	nav
At bank branches, without the use of an ATM	nav	nav	nav	nav	nav
Cash withdrawals with cards issued inside the country at locations outside the country	nav	nav	nav	nav	nav
Memo: Cash withdrawals with cards issued outside the country at locations inside the country	nav	nav	nav	nav	nav
Memo: Cash withdrawals with cards issued inside and outside the country at locations inside the country	nav	nav	nav	nav	nav
Partial breakdown of the memo item 'cash withdrawals with cards issued inside and outside the country at locations inside the country' by terminal type
Of which: at ATMs	763	797	808	819	831
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMs	nav	nav	nav	nav	nav
Cash deposits	nav	nav	nav	nav	nav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country at locations inside the country	nav	nav	nav	nav	nav
E-money loading/unloading transactions	nav	nav	nav	nav	nav

¹ Total figure does not include payments by "card with a delayed debit function" or "other payment instruments". Breakdown figures for "credit transfers", "direct debits" and "cheques" include estimates of on-us payments. Breakdown figures for "cheques", "card and e-money payments", exlucluding the MEMO items, and "cash withdrawals", derive from the triennial Federal Reserve Payment Study, which began in 2000 and estimates annual figures every three years; figures for other years are derived from those estimates. ² The 2013-2019 figures for credit transfers and direct debits have been revised for consistency with recent estimates from the Federal Reserve Payments Study. ³ Figure includes commercial cheques, US Treasury cheques and postal money orders. ⁴ Total figure does not include payments by "card with a delayed debit function". ⁵ Figure reflects payment by non-prepaid debit cards. ⁶ Figure reflects payments by prepaid debit cards. ⁷ Excludes cash back. ⁸ Excludes cash advances.
Sources: Federal Reserve; National Automated Clearing House Association (NACHA);The Nilson Report (HSN Consultants Inc).