T8: Volume of transactions processed by selected payment systems
(millions, unless otherwise stated; total for the year)
«Germany»
 Year
« ‹ 2017 › »
 2013 2014 2015 2016 2017
Large-value payment systems
TARGET2-BBk
Total gross volume4441454545
Breakdown of 'total gross volume' by instrument type
Credit transfers3126252626
Direct debits 100000
Chequesnavnavnavnavnav
Card and e-money paymentsnavnavnavnavnav
Other payment instruments1415191918
Partial breakdown of 'total gross volume'
Of which: volume of settlement in the PS in question for other PSs 261111109
Breakdown of 'volume of settlement in the PS in question for other PSs'
 by PS whose transactions are settled
'RPS' net volume settled in 'TARGET2-BBk'61111109
Concentration ratio in terms of volume (%) 350.0049.2352.4651.4450.99
Retail payment systems
RPS
Total gross volume 43,1164,0753,8224,2754,382
Breakdown of 'total gross volume' by instrument type
Credit transfers1,2141,6531,3651,3021,323
Direct debits 5801,4591,5231,7631,728
Cheques 6navnavnav19
Card and e-money payments 5navnav2211,1421,286
Other payment instruments 71,8219647146637
Number of netting cycles 8navnavnavnavnav
STEP2 Card Clearing
Total gross volumenapnapnap1,5441,747
Breakdown of 'total gross volume' by instrument type
Credit transfersnapnapnapnavnav
Direct debitsnapnapnapnavnav
Chequesnapnapnapnavnav
Card and e-money paymentsnapnapnap1,5441,747
Other payment instrumentsnapnapnapnavnav
Number of netting cyclesnapnapnapnavnav
 1 Direct debits based on SEPA format. 2 includes transactions from the following payments systems: EKS (LV) STET (FR) CBFSAI (IE) Groupement des cartes bancaires (FR) Systema nal. compens. electronica (ES) DIAS (GR) BI-Comp (IT) EBA Clearing - Step2 (EU) SIPS (SK) First data Slovakia (SK) SIBS, SA (PT) BISERA7-EUR (BG) EMZ - Clearing - AS (DE) SEPA - Clearing - AS (DE) Clearing service Austria (AT) PSA Payment service Austria (AT) ASBL/VZW CEC/UCV (BE) First data Latvia, SIA (LV) LITAS-MMS (LT) EBA Clearing Step2 CC (EU) Euronks (HR) STET SEPA(EU) (FR) EKS AMS (LV) EBA Clearing - RT1 System (EU) STET IPU (FR) ASBL/VZW CEC/UCV - Instant payments (BE) 3 Market share of the five largest senders of payment messages in each interbank payment system in relation to the number of transactions. Each participant with individual access to the payment system is counted separately, irrespective of any legal dependencies. 4 RPS is connected to the STEP2 system of EBA CLEARING to carry out cross-border EU retail payments. 5 Only card transactions based on the SEPA Card Clearing (SCC)-format developed by the Berlin Group (mainly Girocard transactions). 6 Cheque transactions based on XML format (ISO 20022). 7 Includes domestic non-SEPA direct debits and other payment instruments which are technically processed in the same way as direct debits, such as ATM transactions, debit card payments (until 2014), e-money payments (until 2014) and cheques (until 2015). Includes since 2015 card transactions at ATM based on the SEPA Card Clearing (SCC)-format developed by the Berlin Group (mainly Girocard transactions). 8 All transactions are settled gross in the RPS.