CTA1: Selected data from T1-T6
Year
«  2018  »
20142015201620172018
Basic statistical data
GDP (USD bn)617709607708599
Population (thousands)42,67043,13243,59044,04544,495
GDP per capita (USD per inhabitant)14,47016,42913,92316,08213,464
CPI inflation (% change on previous year)21.416.132.324.834.2
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
8.46712.94715.93018.93037.668
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
8.1159.24614.76916.55328.066
Banknotes and coins in circulation
Total value (USD bn)4237374223
Value per inhabitant (USD)993857856944513
Value as a percentage of GDP (%)7.27.36.66.75.1
Value as a percentage of narrow money (%)56.059.557.563.356.7
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)2021292628
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
3.44.25.14.26.4
Interbank deposits: Total value (USD bn)00000
Interbank deposits: Value as a percentage of GDP (%)0.00.00.00.00.0
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 8279828182
Number of institutions: Number per 1 million inhabitants 1.91.81.91.81.8
Number of branches or offices: Total number 4,4024,4634,5515,3905,395
Number of branches or offices:
  Number per 1 million inhabitants
103.2103.5104.4122.4121.3
Payment accounts held by end users
Total number of payment accounts (thousands)38,62158,46267,58376,50782,302
Number of accounts per inhabitant (units)11222
Total value of payment accounts (USD bn)6562808776
Value per inhabitant (USD)1,5291,4431,8351,9721,716
Value as a percentage of GDP (%)10.68.813.212.312.7
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)1,3851,5481,7981,9772,254
Increase in the total volume of cashless payments
 (% change on previous year)
12.611.816.210.014.0
Average number of cashless payments per inhabitant (units)3236414551
Daily average volume of cashless payments (millions)44556
Volume of cashless payments by instrument type
 (millions)
Credit transfers 123143171211274
Direct debits 4347536580
Cheques 9189868583
Card and e-money payments: Total volume 1,1281,2691,4881,6161,817
Card and e-money payments: By card with a debit function 516587683749866
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 612682803846911
Card and e-money payments: E-money payments navnav22139
Other payment instruments navnavnav00
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 8.99.29.510.712.2
Direct debits 3.13.02.93.33.5
Cheques 6.65.84.84.33.7
Card and e-money payments: Total volume 81.482.082.781.780.6
Card and e-money payments: By card with a debit function 37.237.938.037.938.4
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 44.244.144.742.840.4
Card and e-money payments: E-money payments navnav0.11.11.7
Other payment instruments navnavnav0.00.0
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 21.116.020.123.329.9
Direct debits 10.09.412.722.523.7
Cheques -2.5-2.5-3.1-1.0-2.4
Card and e-money payments: Total volume 13.212.517.28.612.4
Card and e-money payments: By card with a debit function 9.613.916.39.715.6
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 16.411.417.75.47.7
Card and e-money payments: E-money payments navnavnav968.687.1
Other payment instruments navnavnavnav200.0
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 2.93.33.94.86.2
Direct debits 1.01.11.21.51.8
Cheques 2.12.12.01.91.9
Card and e-money payments: Total volume 26.429.434.136.740.8
Card and e-money payments: By card with a debit function 12.113.615.717.019.5
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 14.315.818.419.220.5
Card and e-money payments: E-money payments navnav0.00.50.9
Other payment instruments navnavnav0.00.0
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 337391469579752
Direct debits 117128144177219
Cheques 250244236234228
Card and e-money payments: Total volume 3,0903,4784,0764,4284,977
Card and e-money payments: By card with a debit function 1,4131,6091,8712,0532,373
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1,6771,8692,2002,3172,497
Card and e-money payments: E-money payments navnav557107
Other payment instruments navnavnav00
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)81,70498,951120,867158,232223,519
Fast payments: By credit transfer (%)100.0100.0100.0100.0100.0
Fast payments: By direct debit (%)navnavnav0.0nap
Fast payments: By other instrument type (%)navnavnav0.00.0
Fast payments: Of total cashless payments (%)5.96.46.78.09.9
Fast payments: Increase in volume (%)19.421.122.130.941.3
Fast payments: Average volume per inhabitant (units)22345
Fast payments: Daily average volume (thousands)224271331434612
Value of cashless payments
Cashless payments: Total value (USD millions)1,262,9311,483,6441,317,2621,547,0081,297,582
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-21.91.2-32.9-5.9-37.5
Cashless payments: Average value per cashless payment (USD)912959733782576
Cashless payments: Average value per inhabitant (USD)29,59834,39830,21935,12429,163
Cashless payments: Value as a ratio to GDP (%)204.6209.4217.0218.4216.6
Cashless payments: Daily average value (USD millions)3,4604,0653,6094,2383,555
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 957,2151,141,4511,042,2451,236,3151,059,353
Direct debits 7,4049,6219,11712,62511,649
Cheques 237,994254,794194,371212,615156,506
Card and e-money payments: Total value 60,31877,77871,52985,45170,072
Card and e-money payments: By card with a debit function 20,12125,16022,11427,50423,384
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 40,19652,61849,31957,22745,718
Card and e-money payments: E-money payments navnav96720970
Other payment instruments navnavnav22
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 75.876.979.179.981.6
Direct debits 0.60.60.70.80.9
Cheques 18.817.214.813.712.1
Card and e-money payments: Total value 4.85.25.45.55.4
Card and e-money payments: By card with a debit function 1.61.71.71.81.8
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 3.23.53.73.73.5
Card and e-money payments: E-money payments navnav0.00.00.1
Other payment instruments navnavnav0.00.0
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -20.22.7-31.0-4.9-36.1
Direct debits -33.911.9-28.411.0-31.2
Cheques -28.6-7.8-42.3-12.3-45.1
Card and e-money payments: Total value -17.011.1-30.5-4.3-38.9
Card and e-money payments: By card with a debit function -20.67.7-33.6-0.3-36.6
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function -15.012.8-29.2-7.0-40.4
Card and e-money payments: E-money payments navnavnav499.80.4
Other payment instruments navnavnavnav-39.0
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 7,7898,0036,0855,8543,861
Direct debits 173206173195146
Cheques 2,6052,8612,2522,4891,878
Card and e-money payments: Total value 5361485339
Card and e-money payments: By card with a debit function 3943323727
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 6677616850
Card and e-money payments: E-money payments navnav493525
Other payment instruments navnavnav1,075293
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 22,43326,46423,91028,06923,809
Direct debits 174223209287262
Cheques 5,5785,9074,4594,8273,517
Card and e-money payments: Total value 1,4141,8031,6411,9401,575
Card and e-money payments: By card with a debit function 472583507624526
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 9421,2201,1311,2991,027
Card and e-money payments: E-money payments navnav21622
Other payment instruments navnavnav00
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 155.0161.1171.7174.5176.8
Direct debits 1.21.41.51.81.9
Cheques 38.536.032.030.026.1
Card and e-money payments: Total value 9.811.011.812.111.7
Card and e-money payments: By card with a debit function 3.33.63.63.93.9
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 6.57.48.18.17.6
Card and e-money payments: E-money payments navnav0.00.10.2
Other payment instruments navnavnav0.00.0
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 2,6233,1272,8553,3872,902
Direct debits 2026253532
Cheques 652698533583429
Card and e-money payments: Total value 165213196234192
Card and e-money payments: By card with a debit function 5569617564
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 110144135157125
Card and e-money payments: E-money payments navnav023
Other payment instruments navnavnav00
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)893,7251,069,892981,6981,158,1481,004,318
Fast payments: By credit transfer (%)100.0100.0100.0100.0100.0
Fast payments: By direct debit (%)navnavnav0.0nap
Fast payments: By other instrument type (%)navnavnav0.00.0
Fast payments: Of total cashless payments (%)70.872.174.574.977.4
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
-19.93.1-30.7-5.5-35.4
Fast payments: Average value per payment (USD)10,93910,8128,1227,3194,493
Fast payments: Average value per inhabitant (USD)20,94524,80522,52126,29522,572
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)7868839711,0581,139
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
9.112.310.08.97.7
With cards issued inside the country:
  Average volume per inhabitant (units)
1820222426
With cards issued inside the country:
  Daily average volume (units)
2,153,6712,418,0252,660,4052,898,2493,121,614
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 7678629491,0371,114
Cash withdrawals with cards issued inside the country:
  at locations inside the country
7678629481,0341,113
Cash withdrawals with cards issued inside the country:
  at locations outside the country
00122
Memo: Cash withdrawals at locations inside the country 7708649511,0381,116
Cash withdrawals with cards issued outside the country 22343
Cash deposits at locations inside and outside the country 1921222125
Cash deposits with cards issued inside the country at locations
  inside the country
1921222125
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 97.697.697.898.097.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country
97.697.697.697.897.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.00.00.10.20.2
Cash withdrawals:total 2.42.42.22.02.2
Cash deposits with cards issued inside the country at locations
  inside the country
2.42.42.22.02.2
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 9.112.310.29.27.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country
9.112.310.09.17.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-45.344.8791.466.0-15.0
Memo: Cash withdrawals at locations inside the country 9.012.210.29.17.5
Cash withdrawals with cards issued outside the country -13.1-18.669.96.6-13.2
Cash withdrawals:total 13.011.24.5-2.216.6
Cash deposits with cards issued inside the country at locations
  inside the country
13.011.24.5-2.216.6
E-money loading/unloading transactions napnapnapnapnap
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 1820222425
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1820222325
Cash withdrawals with cards issued inside the country:
  at locations outside the country
00000
Cash withdrawals:total 00101
Cash deposits with cards issued inside the country at locations
  inside the country
00101
E-money loading/unloading transactions napnapnapnapnap
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 2,1022,3612,6012,8403,053
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2,1022,3602,5972,8343,048
Cash withdrawals with cards issued inside the country:
  at locations outside the country
00465
Memo: Cash withdrawals at locations inside the country 2,1092,3662,6062,8443,057
Cash withdrawals with cards issued outside the country 769109
Cash withdrawals:total 5157605968
Cash deposits with cards issued inside the country at locations
  inside the country
5157605968
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits
Total value (USD millions)110,338127,306100,990114,00881,846
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-27.5-0.6-40.0-9.5-46.5
Average value per transaction (USD)14014410410872
Average value per inhabitant (USD)2,5862,9522,3172,5881,839
Total value as a ratio to GDP (%)17.918.016.616.113.7
Daily average value (USD millions)302349277312224
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 103,999120,54096,432109,52378,012
Cash withdrawals with cards issued inside the country:
  at locations inside the country
103,994120,53396,289109,21877,762
Cash withdrawals with cards issued inside the country:
  at locations outside the country
57143305251
Memo: Cash withdrawals at locations inside the country 104,278120,75396,659109,62178,059
Cash withdrawals with cards issued outside the country 284220369403297
Cash deposits at locations inside and outside the country 6,3386,7664,5594,4853,834
Cash deposits with cards issued inside the country at locations
  inside the country
6,3386,7664,5594,4853,834
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 94.394.795.596.195.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country
94.394.795.395.895.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.00.00.10.30.3
Cash withdrawals:total 5.75.34.53.94.7
Cash deposits with cards issued inside the country at locations
  inside the country
5.75.34.53.94.7
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -27.3-0.1-39.5-9.0-46.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-27.3-0.1-39.6-9.1-46.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-83.43.81,540.571.4-38.8
Memo: Cash withdrawals at locations inside the country -27.4-0.2-39.5-9.1-46.9
Cash withdrawals with cards issued outside the country -41.6-33.326.9-12.6-45.0
Cash withdrawals:total -30.6-8.0-49.1-21.2-36.3
Cash deposits with cards issued inside the country at locations
  inside the country
-30.6-8.0-49.1-21.2-36.3
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 13614010210670
Cash withdrawals with cards issued inside the country:
  at locations inside the country
13614010210670
Cash withdrawals with cards issued inside the country:
  at locations outside the country
5243105136131
Memo: Cash withdrawals at locations inside the country 13514010210670
Cash withdrawals with cards issued outside the country 11410810711093
Cash withdrawals:total 337324209210154
Cash deposits with cards issued inside the country at locations
  inside the country
337324209210154
E-money loading/unloading transactions napnapnapnapnap
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 2,4372,7952,2122,4871,753
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2,4372,7952,2092,4801,748
Cash withdrawals with cards issued inside the country:
  at locations outside the country
00376
Cash withdrawals:total 14915710510286
Cash deposits with cards issued inside the country at locations
  inside the country
14915710510286
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 16.817.015.915.513.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
16.817.015.915.413.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.00.00.00.00.0
Cash withdrawals:total 1.01.00.80.60.6
Cash deposits with cards issued inside the country at locations
  inside the country
1.01.00.80.60.6
E-money loading/unloading transactions napnapnapnapnap
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 285330264300214
Cash withdrawals with cards issued inside the country:
  at locations inside the country
285330264299213
Cash withdrawals with cards issued inside the country:
  at locations outside the country
00011
Memo: Cash withdrawals at locations inside the country 286331265300214
Cash withdrawals with cards issued outside the country 11111
Cash withdrawals:total 1719121211
Cash deposits with cards issued inside the country at locations
  inside the country
1719121211
E-money loading/unloading transactions napnapnapnapnap
Number of cards
 (thousands)
Total 87,23393,356100,239106,658111,208
With a cash function 36,32537,85541,10145,21348,075
With a debit function 36,32537,85541,10145,21348,075
With a delayed debit function 572575584568676
With a credit function 50,33554,92658,55560,87662,456
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 12.47.07.46.44.3
With a cash function 21.64.28.610.06.3
With a debit function 21.64.28.610.06.3
With a delayed debit function -1.20.41.6-2.719.1
With a credit function 6.89.16.64.02.6
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.042.162.302.422.50
With a cash function 0.850.880.941.031.08
With a debit function 0.850.880.941.031.08
With a delayed debit function 0.010.010.010.010.02
With a credit function 1.181.271.341.381.40
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 422433487620804
EFTPOS terminals: total 422433487620804
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 1314151616
ATMs: cash withdrawal 1314151616
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 1314151616
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 6.32.712.427.229.7
EFTPOS terminals: total 6.32.712.427.229.7
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 4.14.26.85.83.9
ATMs: cash withdrawal 4.14.26.85.83.9
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 4.14.26.85.83.9
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0100.0100.0110.0140.018
EFTPOS terminals: total 0.0100.0100.0110.0140.018
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0000.0000.0000.0000.000
ATMs: cash withdrawal 0.0000.0000.0000.0000.000
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.0000.0000.0000.0000.000
ATMs: contactless napnapnapnapnap