CTA1: Selected data from T1-T6
Year
«  2019  »
20152016201720182019
Basic statistical data
GDP (USD bn)709607708599523
Population (thousands)43,13243,59044,04544,49544,939
GDP per capita (USD per inhabitant)16,42913,92316,08213,46411,649
CPI inflation (% change on previous year)16.132.324.834.252.8
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
12.94715.93018.93037.66859.880
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
9.24614.76916.55328.06648.163
Banknotes and coins in circulation
Total value (USD bn)3737422319
Value per inhabitant (USD)857856944513429
Value as a percentage of GDP (%)7.36.66.75.14.6
Value as a percentage of narrow money (%)59.557.563.356.759.1
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)2129262819
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
4.25.14.26.44.6
Interbank deposits: Total value (USD bn)00000
Interbank deposits: Value as a percentage of GDP (%)0.00.00.00.00.0
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 7982818282
Number of institutions: Number per 1 million inhabitants 1.81.91.81.81.8
Number of branches or offices: Total number 4,4634,5515,3905,3955,374
Number of branches or offices:
  Number per 1 million inhabitants
103.5104.4122.4121.3119.6
Payment accounts held by end users
Total number of payment accounts (thousands)58,46267,58376,50782,30284,826
Number of accounts per inhabitant (units)12222
Total value of payment accounts (USD bn)6280877660
Value per inhabitant (USD)1,4431,8351,9721,7161,340
Value as a percentage of GDP (%)8.813.212.312.711.5
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)1,5481,7981,9772,2542,735
Increase in the total volume of cashless payments
 (% change on previous year)
11.816.210.014.021.3
Average number of cashless payments per inhabitant (units)3641455161
Daily average volume of cashless payments (millions)45567
Volume of cashless payments by instrument type
 (millions)
Credit transfers 143171211274374
Direct debits 4753658094
Cheques 8986858377
Card and e-money payments: Total volume 1,2691,4881,6161,8172,189
Card and e-money payments: By card with a debit function 5876837498661,055
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 6828038469111,039
Card and e-money payments: E-money payments nav2213994
Other payment instruments navnav000
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 9.29.510.712.213.7
Direct debits 3.02.93.33.53.4
Cheques 5.84.84.33.72.8
Card and e-money payments: Total volume 82.082.781.780.680.0
Card and e-money payments: By card with a debit function 37.938.037.938.438.6
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 44.144.742.840.438.0
Card and e-money payments: E-money payments nav0.11.11.73.5
Other payment instruments navnav0.00.00.0
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 16.020.123.329.936.5
Direct debits 9.412.722.523.717.5
Cheques -2.5-3.1-1.0-2.4-7.0
Card and e-money payments: Total volume 12.517.28.612.420.5
Card and e-money payments: By card with a debit function 13.916.39.715.621.8
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 11.417.75.47.714.1
Card and e-money payments: E-money payments navnav968.687.1142.1
Other payment instruments navnavnav200.05,950.0
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 3.33.94.86.28.3
Direct debits 1.11.21.51.82.1
Cheques 2.12.01.91.91.7
Card and e-money payments: Total volume 29.434.136.740.848.7
Card and e-money payments: By card with a debit function 13.615.717.019.523.5
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 15.818.419.220.523.1
Card and e-money payments: E-money payments nav0.00.50.92.1
Other payment instruments navnav0.00.00.0
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 3914695797521,026
Direct debits 128144177219257
Cheques 244236234228212
Card and e-money payments: Total volume 3,4784,0764,4284,9775,996
Card and e-money payments: By card with a debit function 1,6091,8712,0532,3732,890
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1,8692,2002,3172,4972,848
Card and e-money payments: E-money payments nav557107259
Other payment instruments navnav001
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)98,951120,867158,232223,519326,677
Fast payments: By credit transfer (%)100.0100.0100.0100.099.9
Fast payments: By direct debit (%)navnav0.0napnap
Fast payments: By other instrument type (%)navnav0.00.00.1
Fast payments: Of total cashless payments (%)6.46.78.09.911.9
Fast payments: Increase in volume (%)21.122.130.941.346.2
Fast payments: Average volume per inhabitant (units)23457
Fast payments: Daily average volume (thousands)271331434612895
Value of cashless payments
Cashless payments: Total value (USD millions)1,483,6441,317,2621,547,0081,297,5821,177,040
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
1.2-32.9-5.9-37.5-40.6
Cashless payments: Average value per cashless payment (USD)959733782576430
Cashless payments: Average value per inhabitant (USD)34,39830,21935,12429,16326,192
Cashless payments: Value as a ratio to GDP (%)209.4217.0218.4216.6224.8
Cashless payments: Daily average value (USD millions)4,0653,6094,2383,5553,225
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 1,141,4511,042,2451,236,3151,059,353976,707
Direct debits 9,6219,11712,62511,64911,140
Cheques 254,794194,371212,615156,506120,811
Card and e-money payments: Total value 77,77871,52985,45170,07266,532
Card and e-money payments: By card with a debit function 25,16022,11427,50423,38422,211
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 52,61849,31957,22745,71842,012
Card and e-money payments: E-money payments nav967209702,309
Other payment instruments navnav221,849
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 76.979.179.981.683.0
Direct debits 0.60.70.80.90.9
Cheques 17.214.813.712.110.3
Card and e-money payments: Total value 5.25.45.55.45.7
Card and e-money payments: By card with a debit function 1.71.71.81.81.9
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 3.53.73.73.53.6
Card and e-money payments: E-money payments nav0.00.00.10.2
Other payment instruments navnav0.00.00.2
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers 2.7-31.0-4.9-36.1-39.7
Direct debits 11.9-28.411.0-31.2-37.4
Cheques -7.8-42.3-12.3-45.1-49.5
Card and e-money payments: Total value 11.1-30.5-4.3-38.9-37.9
Card and e-money payments: By card with a debit function 7.7-33.6-0.3-36.6-37.8
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 12.8-29.2-7.0-40.4-39.9
Card and e-money payments: E-money payments navnav499.80.455.7
Other payment instruments navnavnav-39.068,702.6
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 8,0036,0855,8543,8612,608
Direct debits 206173195146119
Cheques 2,8612,2522,4891,8781,559
Card and e-money payments: Total value 6148533930
Card and e-money payments: By card with a debit function 4332372721
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 7761685040
Card and e-money payments: E-money payments nav49352524
Other payment instruments navnav1,0752935,093
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 26,46423,91028,06923,80921,734
Direct debits 223209287262248
Cheques 5,9074,4594,8273,5172,688
Card and e-money payments: Total value 1,8031,6411,9401,5751,481
Card and e-money payments: By card with a debit function 583507624526494
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1,2201,1311,2991,027935
Card and e-money payments: E-money payments nav2162251
Other payment instruments navnav0041
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 161.1171.7174.5176.8186.6
Direct debits 1.41.51.81.92.1
Cheques 36.032.030.026.123.1
Card and e-money payments: Total value 11.011.812.111.712.7
Card and e-money payments: By card with a debit function 3.63.63.93.94.2
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 7.48.18.17.68.0
Card and e-money payments: E-money payments nav0.00.10.20.4
Other payment instruments navnav0.00.00.4
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 3,1272,8553,3872,9022,676
Direct debits 2625353231
Cheques 698533583429331
Card and e-money payments: Total value 213196234192182
Card and e-money payments: By card with a debit function 6961756461
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 144135157125115
Card and e-money payments: E-money payments nav0236
Other payment instruments navnav005
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)1,069,892981,6981,158,1481,004,318941,750
Fast payments: By credit transfer (%)100.0100.0100.0100.099.8
Fast payments: By direct debit (%)navnav0.0napnap
Fast payments: By other instrument type (%)navnav0.00.00.2
Fast payments: Of total cashless payments (%)72.174.574.977.480.0
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
3.1-30.7-5.5-35.4-38.6
Fast payments: Average value per payment (USD)10,8128,1227,3194,4932,883
Fast payments: Average value per inhabitant (USD)24,80522,52126,29522,57220,956
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)8839711,0581,1391,241
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
12.310.08.97.78.9
With cards issued inside the country:
  Average volume per inhabitant (units)
2022242628
With cards issued inside the country:
  Daily average volume (units)
2,418,0252,660,4052,898,2493,121,6143,398,668
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 8629491,0371,1141,208
Cash withdrawals with cards issued inside the country:
  at locations inside the country
8629481,0341,1131,207
Cash withdrawals with cards issued inside the country:
  at locations outside the country
01221
Memo: Cash withdrawals at locations inside the country 8649511,0381,1161,210
Cash withdrawals with cards issued outside the country 23433
Cash deposits at locations inside and outside the country 2122212532
Cash deposits with cards issued inside the country at locations
  inside the country
2122212532
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 97.697.898.097.897.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country
97.697.697.897.697.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.00.10.20.20.1
Cash withdrawals:total 2.42.22.02.22.6
Cash deposits with cards issued inside the country at locations
  inside the country
2.42.22.02.22.6
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 12.310.29.27.58.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country
12.310.09.17.68.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country
44.8791.466.0-15.0-43.0
Memo: Cash withdrawals at locations inside the country 12.210.29.17.58.5
Cash withdrawals with cards issued outside the country -18.669.96.6-13.2-5.8
Cash withdrawals:total 11.24.5-2.216.628.9
Cash deposits with cards issued inside the country at locations
  inside the country
11.24.5-2.216.628.9
E-money loading/unloading transactions napnapnapnapnap
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 2022242527
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2022232527
Cash withdrawals with cards issued inside the country:
  at locations outside the country
00000
Cash withdrawals:total 01011
Cash deposits with cards issued inside the country at locations
  inside the country
01011
E-money loading/unloading transactions napnapnapnapnap
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 2,3612,6012,8403,0533,311
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2,3602,5972,8343,0483,308
Cash withdrawals with cards issued inside the country:
  at locations outside the country
04653
Memo: Cash withdrawals at locations inside the country 2,3662,6062,8443,0573,316
Cash withdrawals with cards issued outside the country 691098
Cash withdrawals:total 5760596888
Cash deposits with cards issued inside the country at locations
  inside the country
5760596888
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits
Total value (USD millions)127,306100,990114,00881,84665,579
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-0.6-40.0-9.5-46.5-47.6
Average value per transaction (USD)1441041087253
Average value per inhabitant (USD)2,9522,3172,5881,8391,459
Total value as a ratio to GDP (%)18.016.616.113.712.5
Daily average value (USD millions)349277312224180
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 120,54096,432109,52378,01261,578
Cash withdrawals with cards issued inside the country:
  at locations inside the country
120,53396,289109,21877,76261,461
Cash withdrawals with cards issued inside the country:
  at locations outside the country
7143305251116
Memo: Cash withdrawals at locations inside the country 120,75396,659109,62178,05961,695
Cash withdrawals with cards issued outside the country 220369403297234
Cash deposits at locations inside and outside the country 6,7664,5594,4853,8344,001
Cash deposits with cards issued inside the country at locations
  inside the country
6,7664,5594,4853,8344,001
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 94.795.596.195.393.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country
94.795.395.895.093.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.00.10.30.30.2
Cash withdrawals:total 5.34.53.94.76.1
Cash deposits with cards issued inside the country at locations
  inside the country
5.34.53.94.76.1
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -0.1-39.5-9.0-46.9-48.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-0.1-39.6-9.1-46.9-48.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country
3.81,540.571.4-38.8-69.6
Memo: Cash withdrawals at locations inside the country -0.2-39.5-9.1-46.9-48.3
Cash withdrawals with cards issued outside the country -33.326.9-12.6-45.0-48.5
Cash withdrawals:total -8.0-49.1-21.2-36.3-31.7
Cash deposits with cards issued inside the country at locations
  inside the country
-8.0-49.1-21.2-36.3-31.7
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 1401021067051
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1401021067051
Cash withdrawals with cards issued inside the country:
  at locations outside the country
43105136131107
Memo: Cash withdrawals at locations inside the country 1401021067051
Cash withdrawals with cards issued outside the country 1081071109378
Cash withdrawals:total 324209210154125
Cash deposits with cards issued inside the country at locations
  inside the country
324209210154125
E-money loading/unloading transactions napnapnapnapnap
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 2,7952,2122,4871,7531,370
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2,7952,2092,4801,7481,368
Cash withdrawals with cards issued inside the country:
  at locations outside the country
03763
Cash withdrawals:total 1571051028689
Cash deposits with cards issued inside the country at locations
  inside the country
1571051028689
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 17.015.915.513.011.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country
17.015.915.413.011.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.00.00.00.00.0
Cash withdrawals:total 1.00.80.60.60.8
Cash deposits with cards issued inside the country at locations
  inside the country
1.00.80.60.60.8
E-money loading/unloading transactions napnapnapnapnap
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 330264300214169
Cash withdrawals with cards issued inside the country:
  at locations inside the country
330264299213168
Cash withdrawals with cards issued inside the country:
  at locations outside the country
00110
Memo: Cash withdrawals at locations inside the country 331265300214169
Cash withdrawals with cards issued outside the country 11111
Cash withdrawals:total 1912121111
Cash deposits with cards issued inside the country at locations
  inside the country
1912121111
E-money loading/unloading transactions napnapnapnapnap
Number of cards
 (thousands)
Total 93,356100,239106,658111,208109,957
With a cash function 37,85541,10145,21348,07549,270
With a debit function 37,85541,10145,21348,07549,270
With a delayed debit function 575584568676116
With a credit function 54,92658,55560,87662,45660,572
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 7.07.46.44.3-1.1
With a cash function 4.28.610.06.32.5
With a debit function 4.28.610.06.32.5
With a delayed debit function 0.41.6-2.719.1-82.9
With a credit function 9.16.64.02.6-3.0
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.162.302.422.502.45
With a cash function 0.880.941.031.081.10
With a debit function 0.880.941.031.081.10
With a delayed debit function 0.010.010.010.020.00
With a credit function 1.271.341.381.401.35
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 433487620804525
EFTPOS terminals: total 433487620804525
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 1415161617
ATMs: cash withdrawal 1415161617
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 1415161617
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 2.712.427.229.7-34.7
EFTPOS terminals: total 2.712.427.229.7-34.7
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 4.26.85.83.93.4
ATMs: cash withdrawal 4.26.85.83.93.4
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 4.26.85.83.93.4
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0100.0110.0140.0180.012
EFTPOS terminals: total 0.0100.0110.0140.0180.012
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0000.0000.0000.0000.000
ATMs: cash withdrawal 0.0000.0000.0000.0000.000
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.0000.0000.0000.0000.000
ATMs: contactless napnapnapnapnap