CTA1: Selected data from T1-T6
Year
«  2016  »
20122013201420152016
Basic statistical data
GDP (USD bn)1,5691,5131,4541,2301,264
Population (thousands)22,78423,17223,52123,86324,245
GDP per capita (USD per inhabitant)68,85165,29261,83251,52852,123
CPI inflation (% change on previous year)1.82.42.51.51.3
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
0.9631.1181.2211.3681.385
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
0.9661.0371.1091.3321.345
Banknotes and coins in circulation
Total value (USD bn)6560585558
Value per inhabitant (USD)2,8422,5682,4542,3172,376
Value as a percentage of GDP (%)4.14.24.44.64.7
Value as a percentage of narrow money (%)12.411.511.010.310.1
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)221191918
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
0.21.51.41.51.5
Interbank deposits: Total value (USD bn)napnapnapnapnap
Interbank deposits: Value as a percentage of GDP (%)napnapnapnapnap
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number napnapnapnapnap
Number of institutions: Number per 1 million inhabitants napnapnapnapnap
Number of branches or offices: Total number 6,5046,4156,3616,2205,903
Number of branches or offices:
  Number per 1 million inhabitants
285.5276.8270.4260.7243.5
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)1,9181,8201,8371,7361,828
Value per inhabitant (USD)84,17078,54378,11772,73775,379
Value as a percentage of GDP (%)122.2120.3126.3141.2144.6
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)7,7078,3969,0609,93611,003
Increase in the total volume of cashless payments
 (% change on previous year)
8.18.97.99.710.7
Average number of cashless payments per inhabitant (units)338362385416454
Daily average volume of cashless payments (millions)2123252730
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,6411,7461,7851,9222,091
Direct debits 7378088839771,082
Cheques 224194167140112
Card and e-money payments: Total volume 4,7745,3015,8636,5227,334
Card and e-money payments: By card with a debit function 2,9983,3843,7914,2604,848
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1,7761,9172,0722,2622,486
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 330346363376384
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 21.320.819.719.319.0
Direct debits 9.69.69.79.89.8
Cheques 2.92.31.81.41.0
Card and e-money payments: Total volume 61.963.164.765.666.7
Card and e-money payments: By card with a debit function 38.940.341.842.944.1
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 23.022.822.922.822.6
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 4.34.14.03.83.5
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 3.36.42.27.78.8
Direct debits 4.49.59.410.610.8
Cheques -12.5-13.4-14.3-16.3-20.0
Card and e-money payments: Total volume 11.811.110.611.212.4
Card and e-money payments: By card with a debit function 15.012.912.012.413.8
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 6.88.08.19.29.9
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 6.74.94.83.42.2
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 72.075.475.980.586.2
Direct debits 32.434.837.540.944.6
Cheques 9.88.47.15.84.6
Card and e-money payments: Total volume 209.5228.8249.3273.3302.5
Card and e-money payments: By card with a debit function 131.6146.1161.2178.5200.0
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 77.982.788.194.8102.5
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 14.515.015.415.715.8
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 4,4954,7844,8895,2665,728
Direct debits 2,0202,2122,4192,6762,965
Cheques 615533457382306
Card and e-money payments: Total volume 13,07914,52416,06317,87020,094
Card and e-money payments: By card with a debit function 8,2149,27210,38511,67313,283
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 4,8655,2515,6786,1976,811
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 9059499951,0291,052
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)navnavnavnavnav
Fast payments: By credit transfer (%)navnavnavnavnav
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnavnavnav
Fast payments: Increase in volume (%)navnavnavnavnav
Fast payments: Average volume per inhabitant (units)navnavnavnavnav
Fast payments: Daily average volume (thousands)navnavnavnavnav
Value of cashless payments
Cashless payments: Total value (USD millions)15,392,92115,039,37214,028,94412,110,96812,197,042
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
1.3-4.6-9.0-15.0-0.6
Cashless payments: Average value per cashless payment (USD)1,9971,7911,5481,2191,109
Cashless payments: Average value per inhabitant (USD)675,600649,024596,436507,529503,084
Cashless payments: Value as a ratio to GDP (%)981.2994.0964.6985.0965.2
Cashless payments: Daily average value (USD millions)42,17241,20438,43533,18133,417
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 7,379,5717,471,5127,130,0136,196,2846,275,825
Direct debits 6,063,2875,687,8575,073,8934,347,6754,383,627
Cheques 1,249,4661,176,8781,107,528921,993858,715
Card and e-money payments: Total value 437,369435,225437,931390,324410,351
Card and e-money payments: By card with a debit function 177,756182,078187,470171,161185,206
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 259,613253,147250,461219,164225,145
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 263,228267,899279,579254,691268,523
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 47.949.750.851.251.5
Direct debits 39.437.836.235.935.9
Cheques 8.17.87.97.67.0
Card and e-money payments: Total value 2.82.93.13.23.4
Card and e-money payments: By card with a debit function 1.21.21.31.41.5
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1.71.71.81.81.8
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 1.71.82.02.12.2
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers 3.0-1.2-6.9-14.40.0
Direct debits 0.4-8.4-13.0-15.6-0.4
Cheques -7.0-8.1-8.2-18.0-8.0
Card and e-money payments: Total value 6.0-2.9-1.8-12.23.8
Card and e-money payments: By card with a debit function 10.4-0.00.5-10.16.8
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 3.3-4.8-3.5-13.81.4
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 11.3-0.71.8-10.34.1
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 4,4984,2793,9953,2243,002
Direct debits 8,2237,0445,7464,4524,050
Cheques 5,5696,0546,6466,6077,691
Card and e-money payments: Total value 9282756056
Card and e-money payments: By card with a debit function 5954494038
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1461321219791
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 797773770678699
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 323,891322,433303,130259,665258,855
Direct debits 266,119245,459215,715182,196180,809
Cheques 54,83950,78847,08638,63835,419
Card and e-money payments: Total value 19,19618,78218,61916,35716,926
Card and e-money payments: By card with a debit function 7,8027,8587,9707,1737,639
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 11,39410,92510,6489,1849,286
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 11,55311,56111,88610,67311,076
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 470.4493.8490.3503.9496.6
Direct debits 386.5375.9348.9353.6346.9
Cheques 79.677.876.275.068.0
Card and e-money payments: Total value 27.928.830.131.732.5
Card and e-money payments: By card with a debit function 11.312.012.913.914.7
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 16.516.717.217.817.8
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 16.817.719.220.721.2
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 20,21820,47019,53416,97617,194
Direct debits 16,61215,58313,90111,91112,010
Cheques 3,4233,2243,0342,5262,353
Card and e-money payments: Total value 1,1981,1921,2001,0691,124
Card and e-money payments: By card with a debit function 487499514469507
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 711694686600617
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 721734766698736
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)navnavnavnavnav
Fast payments: By credit transfer (%)navnavnavnavnav
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnavnavnav
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
navnavnavnavnav
Fast payments: Average value per payment (USD)navnavnavnavnav
Fast payments: Average value per inhabitant (USD)navnavnavnavnav
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)napnapnapnapnap
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
napnapnapnapnap
With cards issued inside the country:
  Average volume per inhabitant (units)
napnapnapnapnap
With cards issued inside the country:
  Daily average volume (units)
napnapnapnapnap
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,1461,1131,0661,012942
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,1291,0951,048994925
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1718181717
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 1212121211
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -0.1-2.9-4.2-5.1-6.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-0.2-3.0-4.3-5.1-7.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country
11.56.1-0.8-4.9-3.0
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country -8.0-2.23.8-0.7-5.9
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 5048454239
Cash withdrawals with cards issued inside the country:
  at locations inside the country
5047454238
Cash withdrawals with cards issued inside the country:
  at locations outside the country
11111
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 3,1413,0492,9212,7722,581
Cash withdrawals with cards issued inside the country:
  at locations inside the country
3,0932,9992,8712,7252,535
Cash withdrawals with cards issued inside the country:
  at locations outside the country
4750504746
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 3232333331
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits
Total value (USD millions)napnapnapnapnap
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Average value per transaction (USD)napnapnapnapnap
Average value per inhabitant (USD)napnapnapnapnap
Total value as a ratio to GDP (%)napnapnapnapnap
Daily average value (USD millions)napnapnapnapnap
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 252,140239,504221,626186,769181,951
Cash withdrawals with cards issued inside the country:
  at locations inside the country
247,895235,103217,399183,203178,620
Cash withdrawals with cards issued inside the country:
  at locations outside the country
4,2464,4014,2263,5663,331
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 3,1243,0453,2063,0473,035
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations inside the country
napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -1.2-7.3-9.7-17.0-3.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-1.3-7.4-9.8-17.0-3.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country
10.11.2-6.3-16.9-7.8
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country -6.4-4.92.7-6.3-1.7
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 220215208185193
Cash withdrawals with cards issued inside the country:
  at locations inside the country
220215207184193
Cash withdrawals with cards issued inside the country:
  at locations outside the country
246240233207199
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 265265268257272
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 11,06710,3369,4227,8277,505
Cash withdrawals with cards issued inside the country:
  at locations inside the country
10,88010,1469,2437,6777,367
Cash withdrawals with cards issued inside the country:
  at locations outside the country
186190180149137
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 16.115.815.215.214.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country
15.815.514.914.914.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.30.30.30.30.3
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 691656607512498
Cash withdrawals with cards issued inside the country:
  at locations inside the country
679644596502489
Cash withdrawals with cards issued inside the country:
  at locations outside the country
121212109
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 98988
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Number of cards
 (thousands)
Total 61,01163,05264,69966,60269,454
With a cash function 61,01163,05264,69966,60269,454
With a debit function 38,98640,10441,26442,71445,197
With a delayed debit function napnapnapnapnap
With a credit function 22,02522,94923,43523,88824,257
With an e-money function navnavnavnavnav
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 4.53.32.62.94.3
With a cash function 4.53.32.62.94.3
With a debit function 4.72.92.93.55.8
With a delayed debit function napnapnapnapnap
With a credit function 4.14.22.11.91.5
With an e-money function navnavnavnavnav
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.682.722.752.792.86
With a cash function 2.682.722.752.792.86
With a debit function 1.711.731.751.791.86
With a delayed debit function napnapnapnapnap
With a credit function 0.970.991.001.001.00
With an e-money function navnavnavnavnav
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 756804844956954
EFTPOS terminals: total 756804844956954
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 3030313233
ATMs: cash withdrawal 3030313233
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 0.66.54.913.3-0.2
EFTPOS terminals: total 0.66.54.913.3-0.2
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -1.6-0.44.10.63.8
ATMs: cash withdrawal -1.6-0.44.10.63.8
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0330.0350.0360.0400.039
EFTPOS terminals: total 0.0330.0350.0360.0400.039
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap