CTA1: Selected data from T1-T6
«Australia»
Year
« ‹ 2019 › »
20152016201720182019
Basic statistical data
GDP (USD bn)1,2301,2641,3811,4161,385
Population (thousands)23,86324,24524,64025,01825,395
GDP per capita (USD per inhabitant)51,52852,12356,05056,58454,546
CPI inflation (% change on previous year)1.51.31.91.91.6
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)		1.3681.3851.2801.4171.424
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)		1.3321.3451.3051.3391.439
Banknotes and coins in circulation
Total value (USD bn)5558646062
Value per inhabitant (USD)2,3172,3762,6072,4052,437
Value as a percentage of GDP (%)4.64.74.64.54.4
Value as a percentage of narrow money (%)10.310.19.59.78.2
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)1918222020
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)		1.51.51.51.51.5
Interbank deposits: Total value (USD bn)napnapnapnapnap
Interbank deposits: Value as a percentage of GDP (%)napnapnapnapnap
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number napnapnapnapnap
Number of institutions: Number per 1 million inhabitants napnapnapnapnap
Number of branches or offices: Total number 6,2205,9036,2786,0175,701
Number of branches or offices:
  Number per 1 million inhabitants 		260.7243.5254.8240.5224.5
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)1,7361,8282,0221,8631,570
Value per inhabitant (USD)72,73775,37982,07274,46361,813
Value as a percentage of GDP (%)141.2144.6146.4131.6113.3
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)9,93611,00312,25713,05814,254
Increase in the total volume of cashless payments
 (% change on previous year)		9.710.711.46.59.2
Average number of cashless payments per inhabitant (units)416454497522561
Daily average volume of cashless payments (millions)2730343639
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,9222,0912,2542,1622,303
Direct debits 9771,0821,2331,000976
Cheques 140112907257
Card and e-money payments: Total volume 6,5227,3348,2879,41210,510
Card and e-money payments: By card with a debit function 4,2604,8485,5976,5507,389
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 2,2622,4862,6902,8622,989
Card and e-money payments: E-money payments navnavnavnav132
Other payment instruments 376384392413408
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 19.319.018.416.616.2
Direct debits 9.89.810.17.76.8
Cheques 1.41.00.70.50.4
Card and e-money payments: Total volume 65.666.767.672.173.7
Card and e-money payments: By card with a debit function 42.944.145.750.251.8
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 22.822.622.021.921.0
Card and e-money payments: E-money payments navnavnavnav0.9
Other payment instruments 3.83.53.23.22.9
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 7.78.87.8-4.16.5
Direct debits 10.610.813.9-18.9-2.4
Cheques -16.3-20.0-19.7-20.0-20.6
Card and e-money payments: Total volume 11.212.413.013.611.7
Card and e-money payments: By card with a debit function 12.413.815.417.012.8
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 9.29.98.26.44.4
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments 3.42.22.25.3-1.1
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 80.586.291.586.490.7
Direct debits 40.944.650.040.038.4
Cheques 5.84.63.62.92.2
Card and e-money payments: Total volume 273.3302.5336.3376.2413.8
Card and e-money payments: By card with a debit function 178.5200.0227.2261.8291.0
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 94.8102.5109.2114.4117.7
Card and e-money payments: E-money payments navnavnavnav5.2
Other payment instruments 15.715.815.916.516.1
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 5,2665,7286,1765,9226,308
Direct debits 2,6762,9653,3772,7402,674
Cheques 382306246196156
Card and e-money payments: Total volume 17,87020,09422,70525,78528,794
Card and e-money payments: By card with a debit function 11,67313,28315,33517,94420,243
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 6,1976,8117,3717,8418,188
Card and e-money payments: E-money payments navnavnavnav363
Other payment instruments 1,0291,0521,0751,1321,119
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)navnavnav74,021274,869
Fast payments: By credit transfer (%)navnavnav100.0100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnav0.61.9
Fast payments: Increase in volume (%)navnavnavnav271.3
Fast payments: Average volume per inhabitant (units)navnavnav311
Fast payments: Daily average volume (thousands)navnavnav203753
Value of cashless payments
Cashless payments: Total value (USD millions)12,110,96812,197,04213,304,99710,425,5909,720,591
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		-15.0-0.67.0-23.1-8.2
Cashless payments: Average value per cashless payment (USD)1,2191,1091,086798682
Cashless payments: Average value per inhabitant (USD)507,529503,084539,974416,720382,773
Cashless payments: Value as a ratio to GDP (%)985.0965.2963.4736.5701.7
Cashless payments: Daily average value (USD millions)33,18133,41736,45228,56326,632
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 6,196,2846,275,8256,956,2106,309,3856,113,934
Direct debits 4,347,6754,383,6274,739,3792,641,3942,391,283
Cheques 921,993858,715851,130661,043418,332
Card and e-money payments: Total value 390,324410,351451,983477,463472,038
Card and e-money payments: By card with a debit function 171,161185,206210,146232,969234,858
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 219,164225,145241,837244,494231,954
Card and e-money payments: E-money payments navnavnavnav5,225
Other payment instruments 254,691268,523306,295336,304325,005
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 51.251.552.360.562.9
Direct debits 35.935.935.625.324.6
Cheques 7.67.06.46.34.3
Card and e-money payments: Total value 3.23.43.44.64.9
Card and e-money payments: By card with a debit function 1.41.51.62.22.4
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 1.81.81.82.32.4
Card and e-money payments: E-money payments navnavnavnav0.1
Other payment instruments 2.12.22.33.23.3
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -14.40.08.7-11.0-4.6
Direct debits -15.6-0.46.0-45.3-10.9
Cheques -18.0-8.0-2.8-23.8-37.7
Card and e-money payments: Total value -12.23.88.03.7-2.7
Card and e-money payments: By card with a debit function -10.16.811.38.8-0.8
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function -13.81.45.4-0.8-6.6
Card and e-money payments: E-money payments navnavnavnavnav
Other payment instruments -10.34.111.97.7-4.9
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 3,2243,0023,0862,9192,655
Direct debits 4,4524,0503,8452,6412,450
Cheques 6,6077,6919,4929,2177,349
Card and e-money payments: Total value 6056555145
Card and e-money payments: By card with a debit function 4038383632
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 9791908578
Card and e-money payments: E-money payments navnavnavnav39
Other payment instruments 678699781814796
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 259,665258,855282,313252,191240,752
Direct debits 182,196180,809192,345105,57994,163
Cheques 38,63835,41934,54326,42216,473
Card and e-money payments: Total value 16,35716,92618,34319,08518,588
Card and e-money payments: By card with a debit function 7,1737,6398,5299,3129,248
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 9,1849,2869,8159,7739,134
Card and e-money payments: E-money payments navnavnavnav206
Other payment instruments 10,67311,07612,43113,44212,798
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 503.9496.6503.7445.7441.4
Direct debits 353.6346.9343.2186.6172.6
Cheques 75.068.061.646.730.2
Card and e-money payments: Total value 31.732.532.733.734.1
Card and e-money payments: By card with a debit function 13.914.715.216.517.0
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 17.817.817.517.316.7
Card and e-money payments: E-money payments navnavnavnav0.4
Other payment instruments 20.721.222.223.823.5
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 16,97617,19419,05817,28616,751
Direct debits 11,91112,01012,9857,2376,551
Cheques 2,5262,3532,3321,8111,146
Card and e-money payments: Total value 1,0691,1241,2381,3081,293
Card and e-money payments: By card with a debit function 469507576638643
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 600617663670635
Card and e-money payments: E-money payments navnavnavnav14
Other payment instruments 698736839921890
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)navnavnav46,093173,746
Fast payments: By credit transfer (%)navnavnav100.0100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)navnavnav0.41.8
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)		navnavnavnav271.0
Fast payments: Average value per payment (USD)navnavnav623632
Fast payments: Average value per inhabitant (USD)navnavnav1,8426,842
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)napnapnapnapnap
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)		napnapnapnapnap
With cards issued inside the country:
  Average volume per inhabitant (units)		napnapnapnapnap
With cards issued inside the country:
  Daily average volume (units)		napnapnapnapnap
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 1,012942880844784
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		994925864826765
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		1717161818
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 121111109
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -5.1-6.9-6.6-4.0-7.2
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-5.1-7.0-6.7-4.3-7.4
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		-4.9-3.0-4.513.80.8
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country -0.7-5.9-1.7-6.8-13.4
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 4239363431
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		4238353330
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		11111
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 2,7722,5812,4102,3132,147
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2,7252,5352,3662,2632,097
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		4746445050
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 3331302824
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits
Total value (USD millions)napnapnapnapnap
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		napnapnapnapnap
Average value per transaction (USD)napnapnapnapnap
Average value per inhabitant (USD)napnapnapnapnap
Total value as a ratio to GDP (%)napnapnapnapnap
Daily average value (USD millions)napnapnapnapnap
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 186,769181,951186,200162,843143,153
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		183,203178,620182,920159,329139,848
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		3,5663,3313,2803,5133,305
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 3,0473,0353,1822,9562,499
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -17.0-3.80.4-14.2-13.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-17.0-3.70.4-14.5-13.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		-16.9-7.8-3.45.1-7.4
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country -6.3-1.72.9-8.9-16.8
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 185193212193183
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		184193212193183
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		207199205193180
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 257272290289282
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 7,8277,5057,5576,5095,637
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		7,6777,3677,4246,3695,507
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		149137133140130
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 15.214.413.511.510.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		14.914.113.211.310.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.30.30.20.20.2
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 512498510446392
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		502489501437383
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		1099109
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 88987
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Number of cards
 (thousands)
Total 66,60269,45469,62469,00270,283
With a cash function 66,60269,45469,62469,00270,283
With a debit function 42,71445,19746,22737,88039,619
With a delayed debit function napnapnapnapnap
With a credit function 23,88824,25723,39721,17520,181
With an e-money function navnavnav9,94710,482
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 2.94.30.2-0.91.9
With a cash function 2.94.30.2-0.91.9
With a debit function 3.55.82.3-18.14.6
With a delayed debit function napnapnapnapnap
With a credit function 1.91.5-3.5-9.5-4.7
With an e-money function navnavnavnav5.4
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.792.862.832.762.77
With a cash function 2.792.862.832.762.77
With a debit function 1.791.861.881.511.56
With a delayed debit function napnapnapnapnap
With a credit function 1.001.000.950.850.79
With an e-money function navnavnav0.400.41
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 956954960976926
EFTPOS terminals: total 956954960976926
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 3233323028
ATMs: cash withdrawal 3233323028
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 13.3-0.20.61.7-5.0
EFTPOS terminals: total 13.3-0.20.61.7-5.0
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.63.8-2.9-7.6-5.3
ATMs: cash withdrawal 0.63.8-2.9-7.6-5.3
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0400.0390.0390.0390.036
EFTPOS terminals: total 0.0400.0390.0390.0390.036
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap