CTA1: Selected data from T1-T6
«Australia»
Year
« ‹ 2021 › »
20172018201920202021
Basic statistical data
GDP (USD bn)1,3811,4161,3851,3591,644
Population (thousands)24,64025,01825,39525,64225,706
GDP per capita (USD per inhabitant)56,05056,58454,54652,99263,968
CPI inflation (% change on previous year)1.91.91.60.82.9
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)		1.2801.4171.4241.2951.379
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)		1.3051.3391.4391.4521.332
Banknotes and coins in circulation
Total value (USD bn)6460627978
Value per inhabitant (USD)2,6072,4052,4373,0943,020
Value as a percentage of GDP (%)4.64.54.45.24.9
Value as a percentage of narrow money (%)9.59.78.27.56.6
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)22202084307
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)		1.51.51.55.519.3
Interbank deposits: Total value (USD bn)napnapnapnapnap
Interbank deposits: Value as a percentage of GDP (%)napnapnapnapnap
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number napnapnapnapnap
Number of institutions: Number per 1 million inhabitants napnapnapnapnap
Number of branches or offices: Total number 6,2786,0175,7015,4574,781
Number of branches or offices:
  Number per 1 million inhabitants 		254.8240.5224.5212.8186.0
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)2,0221,8631,5702,3542,013
Value per inhabitant (USD)82,07274,46361,81391,79178,320
Value as a percentage of GDP (%)146.4131.6113.3173.2122.4
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)12,25713,05814,25414,86716,458
Increase in the total volume of cashless payments
 (% change on previous year)		11.46.59.24.310.7
Average number of cashless payments per inhabitant (units)497522561580640
Daily average volume of cashless payments (millions)3436394145
Volume of cashless payments by instrument type
 (millions)
Credit transfers 2,2542,1622,3032,4972,816
Direct debits 1,2331,0009768991,005
Cheques 9072574233
Card and e-money payments: Total volume 8,2879,41210,51011,02812,204
Card and e-money payments: By card with a debit function 5,5976,5507,3898,0659,042
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 2,6902,8622,9892,8723,084
Card and e-money payments: E-money payments navnav1329178
Other payment instruments 392413408401400
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 18.416.616.216.817.1
Direct debits 10.17.76.86.06.1
Cheques 0.70.50.40.30.2
Card and e-money payments: Total volume 67.672.173.774.274.2
Card and e-money payments: By card with a debit function 45.750.251.854.254.9
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 22.021.921.019.318.7
Card and e-money payments: E-money payments navnav0.90.60.5
Other payment instruments 3.23.22.92.72.4
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 7.8-4.16.58.412.8
Direct debits 13.9-18.9-2.4-7.811.7
Cheques -19.7-20.0-20.6-27.1-21.4
Card and e-money payments: Total volume 13.013.611.74.910.7
Card and e-money payments: By card with a debit function 15.417.012.89.112.1
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 8.26.44.4-3.97.4
Card and e-money payments: E-money payments navnavnav-31.1-14.2
Other payment instruments 2.25.3-1.1-1.8-0.2
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 91.586.490.797.4109.6
Direct debits 50.040.038.435.139.1
Cheques 3.62.92.21.61.3
Card and e-money payments: Total volume 336.3376.2413.8430.1474.8
Card and e-money payments: By card with a debit function 227.2261.8291.0314.5351.7
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 109.2114.4117.7112.0120.0
Card and e-money payments: E-money payments navnav5.23.63.0
Other payment instruments 15.916.516.115.615.6
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 6,1765,9226,3086,8407,716
Direct debits 3,3772,7402,6742,4642,753
Cheques 24619615611489
Card and e-money payments: Total volume 22,70525,78528,79430,21433,436
Card and e-money payments: By card with a debit function 15,33517,94420,24322,09524,772
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 7,3717,8418,1887,8698,449
Card and e-money payments: E-money payments navnav363250214
Other payment instruments 1,0751,1321,1191,0981,096
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)nav74,021274,869570,298936,980
Fast payments: By credit transfer (%)nav100.0100.0100.0100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)nav0.61.93.85.7
Fast payments: Increase in volume (%)navnav271.3107.564.3
Fast payments: Average volume per inhabitant (units)nav3112236
Fast payments: Daily average volume (thousands)nav2037531,5622,567
Value of cashless payments
Cashless payments: Total value (USD millions)13,304,99710,425,5909,720,59110,064,09412,319,451
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		7.0-23.1-8.22.719.0
Cashless payments: Average value per cashless payment (USD)1,086798682677749
Cashless payments: Average value per inhabitant (USD)539,974416,720382,773392,485479,242
Cashless payments: Value as a ratio to GDP (%)963.4736.5701.7740.7749.2
Cashless payments: Daily average value (USD millions)36,45228,56326,63227,57333,752
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 6,956,2106,309,3856,113,9346,501,8318,048,521
Direct debits 4,739,3792,641,3942,391,2832,490,5843,020,325
Cheques 851,130661,043418,332280,382278,797
Card and e-money payments: Total value 451,983477,463472,038475,823572,330
Card and e-money payments: By card with a debit function 210,146232,969234,858267,520329,696
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 241,837244,494231,954205,270239,236
Card and e-money payments: E-money payments navnav5,2253,0333,398
Other payment instruments 306,295336,304325,005315,474399,477
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 52.360.562.964.665.3
Direct debits 35.625.324.624.724.5
Cheques 6.46.34.32.82.3
Card and e-money payments: Total value 3.44.64.94.74.6
Card and e-money payments: By card with a debit function 1.62.22.42.72.7
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 1.82.32.42.01.9
Card and e-money payments: E-money payments navnav0.10.00.0
Other payment instruments 2.33.23.33.13.2
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers 8.7-11.0-4.65.520.3
Direct debits 6.0-45.3-10.93.317.9
Cheques -2.8-23.8-37.7-33.5-3.3
Card and e-money payments: Total value 8.03.7-2.7-0.016.9
Card and e-money payments: By card with a debit function 11.38.8-0.813.019.8
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 5.4-0.8-6.6-12.213.3
Card and e-money payments: E-money payments navnavnav-42.58.9
Other payment instruments 11.97.7-4.9-3.723.1
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 3,0862,9192,6552,6042,858
Direct debits 3,8452,6412,4502,7693,006
Cheques 9,4929,2177,3496,7568,549
Card and e-money payments: Total value 5551454347
Card and e-money payments: By card with a debit function 3836323336
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 9085787178
Card and e-money payments: E-money payments navnav393343
Other payment instruments 781814796787998
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 282,313252,191240,752253,562313,098
Direct debits 192,345105,57994,16397,129117,495
Cheques 34,54326,42216,47310,93410,846
Card and e-money payments: Total value 18,34319,08518,58818,55622,264
Card and e-money payments: By card with a debit function 8,5299,3129,24810,43312,826
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 9,8159,7739,1348,0059,307
Card and e-money payments: E-money payments navnav206118132
Other payment instruments 12,43113,44212,79812,30315,540
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 503.7445.7441.4478.5489.5
Direct debits 343.2186.6172.6183.3183.7
Cheques 61.646.730.220.617.0
Card and e-money payments: Total value 32.733.734.135.034.8
Card and e-money payments: By card with a debit function 15.216.517.019.720.1
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 17.517.316.715.114.5
Card and e-money payments: E-money payments navnav0.40.20.2
Other payment instruments 22.223.823.523.224.3
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 19,05817,28616,75117,81322,051
Direct debits 12,9857,2376,5516,8248,275
Cheques 2,3321,8111,146768764
Card and e-money payments: Total value 1,2381,3081,2931,3041,568
Card and e-money payments: By card with a debit function 576638643733903
Card and e-money payments:
  By card with a delayed debit function 		napnapnapnapnap
Card and e-money payments: By card with a credit function 663670635562655
Card and e-money payments: E-money payments navnav1489
Other payment instruments 8399218908641,094
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)nav46,093173,746397,279750,915
Fast payments: By credit transfer (%)nav100.0100.0100.0100.0
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)nav0.41.83.96.1
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)		navnav271.0126.783.8
Fast payments: Average value per payment (USD)nav623632697801
Fast payments: Average value per inhabitant (USD)nav1,8426,84215,49329,212
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)napnapnapnapnap
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)		napnapnapnapnap
With cards issued inside the country:
  Average volume per inhabitant (units)		napnapnapnapnap
With cards issued inside the country:
  Daily average volume (units)		napnapnapnapnap
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 880844784552501
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		864826765546498
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		16181863
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 1110942
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -6.6-4.0-7.2-29.5-9.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-6.7-4.3-7.4-28.6-8.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		-4.513.80.8-66.0-45.7
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country -1.7-6.8-13.4-55.4-39.3
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 3634312219
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		3533302119
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		11100
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 2,4102,3132,1471,5131,372
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2,3662,2632,0971,4961,363
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		445050179
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 302824117
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits
Total value (USD millions)napnapnapnapnap
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		napnapnapnapnap
Average value per transaction (USD)napnapnapnapnap
Average value per inhabitant (USD)napnapnapnapnap
Total value as a ratio to GDP (%)napnapnapnapnap
Daily average value (USD millions)napnapnapnapnap
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 186,200162,843143,153114,701114,545
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		182,920159,329139,848113,576113,847
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		3,2803,5133,3051,125699
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 3,1822,9562,4991,3851,013
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		napnapnapnapnap
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country 0.4-14.2-13.5-20.5-2.9
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		0.4-14.5-13.6-19.5-2.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		-3.45.1-7.4-66.3-39.6
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 2.9-8.9-16.8-45.0-28.9
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 212193183208229
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		212193183208229
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		205193180181206
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 290289282351423
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 7,5576,5095,6374,4734,456
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		7,4246,3695,5074,4294,429
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		1331401304427
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 13.511.510.38.47.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		13.211.310.18.46.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.20.20.20.10.0
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 510446392314314
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		501437383311312
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		910932
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country 98743
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country 		napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Number of cards
 (thousands)
Total 69,62469,00270,28369,91672,728
With a cash function 69,62469,00270,28369,91672,728
With a debit function 46,22737,88039,61940,47542,266
With a delayed debit function napnapnapnapnap
With a credit function 23,39721,17520,18118,34017,605
With an e-money function nav9,94710,48211,10012,857
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 0.2-0.91.9-0.54.0
With a cash function 0.2-0.91.9-0.54.0
With a debit function 2.3-18.14.62.24.4
With a delayed debit function napnapnapnapnap
With a credit function -3.5-9.5-4.7-9.1-4.0
With an e-money function navnav5.45.915.8
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.832.762.772.732.83
With a cash function 2.832.762.772.732.83
With a debit function 1.881.511.561.581.64
With a delayed debit function napnapnapnapnap
With a credit function 0.950.850.790.720.68
With an e-money function nav0.400.410.430.50
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 960976926924953
EFTPOS terminals: total 960976926924953
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 3230282726
ATMs: cash withdrawal 3230282726
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 0.61.7-5.0-0.33.2
EFTPOS terminals: total 0.61.7-5.0-0.33.2
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -2.9-7.6-5.3-3.8-4.6
ATMs: cash withdrawal -2.9-7.6-5.3-3.8-4.6
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0390.0390.0360.0360.037
EFTPOS terminals: total 0.0390.0390.0360.0360.037
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap