CTA1: Selected data from T1-T6
«Belgium»
Year
« ‹ 2021 › »
20172018201920202021
Basic statistical data
GDP (USD bn)502543536524594
Population (thousands)11,37611,43111,49311,52111,584
GDP per capita (USD per inhabitant)44,10447,48346,61545,51951,257
CPI inflation (% change on previous year)2.12.11.40.72.4
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)		0.8340.8730.8900.8150.883
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)		0.8870.8480.8930.8770.846
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)273159145152
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)		5.15.911.025.626.8
Interbank deposits: Total value (USD bn)5642485349
Interbank deposits: Value as a percentage of GDP (%)10.68.09.09.48.5
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 117115125129120
Number of institutions: Number per 1 million inhabitants 10.310.110.911.210.4
Number of branches or offices: Total number 7,7607,0686,6666,0835,769
Number of branches or offices:
  Number per 1 million inhabitants 		682.1618.3580.0528.0498.0
Payment accounts held by end users
Total number of payment accounts (thousands)24,37826,53533,75537,02839,148
Number of accounts per inhabitant (units)22333
Total value of payment accounts (USD bn)273261260333315
Value per inhabitant (USD)24,03322,81422,65728,92927,198
Value as a percentage of GDP (%)54.548.048.663.653.1
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)3,7724,2384,6014,8195,256
Increase in the total volume of cashless payments
 (% change on previous year)		9.012.48.64.79.1
Average number of cashless payments per inhabitant (units)332371400418454
Daily average volume of cashless payments (millions)1012131314
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,4801,5951,7031,7551,917
Direct debits 468500527546544
Cheques 11110
Card and e-money payments: Total volume 1,8212,1412,3692,5162,795
Card and e-money payments: By card with a debit function 1,5641,8322,0412,2082,496
Card and e-money payments:
  By card with a delayed debit function 		151162178159163
Card and e-money payments: By card with a credit function 889710592100
Card and e-money payments: E-money payments 1850455747
Other payment instruments 11100
Memo: Money remittances 01212958
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 39.237.637.036.436.5
Direct debits 12.411.811.511.310.3
Cheques 0.00.00.00.00.0
Card and e-money payments: Total volume 48.350.551.552.253.2
Card and e-money payments: By card with a debit function 41.543.244.445.847.5
Card and e-money payments:
  By card with a delayed debit function 		4.03.83.93.33.1
Card and e-money payments: By card with a credit function 2.32.32.31.91.9
Card and e-money payments: E-money payments 0.51.21.01.20.9
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances 0.00.00.50.61.1
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 13.37.86.83.19.2
Direct debits 5.06.95.43.6-0.4
Cheques -25.4-20.9-27.8-37.3-26.3
Card and e-money payments: Total volume 6.817.510.76.211.1
Card and e-money payments: By card with a debit function 5.617.111.48.213.0
Card and e-money payments:
  By card with a delayed debit function 		13.47.09.7-10.42.6
Card and e-money payments: By card with a credit function 11.410.78.6-13.09.6
Card and e-money payments: E-money payments 66.9172.2-9.627.4-17.3
Other payment instruments -27.6-38.2-3.1-21.0-4.1
Memo: Money remittances -5.061.33,189.236.997.4
Volume of cashless payments per inhabitant
 (units)
Credit transfers 130.1139.5148.2152.4165.5
Direct debits 41.143.745.947.447.0
Cheques 0.10.10.10.00.0
Card and e-money payments: Total volume 160.1187.3206.1218.4241.3
Card and e-money payments: By card with a debit function 137.5160.3177.6191.7215.4
Card and e-money payments:
  By card with a delayed debit function 		13.314.215.513.814.1
Card and e-money payments: By card with a credit function 7.78.59.28.08.7
Card and e-money payments: E-money payments 1.64.33.95.04.1
Other payment instruments 0.10.10.10.00.0
Memo: Money remittances 0.00.11.92.55.0
Daily average volume of cashless payments
 (thousands)
Credit transfers 4,0554,3704,6674,8095,251
Direct debits 1,2821,3701,4441,4961,490
Cheques 43211
Card and e-money payments: Total volume 4,9905,8666,4916,8947,657
Card and e-money payments: By card with a debit function 4,2855,0205,5926,0506,837
Card and e-money payments:
  By card with a delayed debit function 		415444487436448
Card and e-money payments: By card with a credit function 240266289251275
Card and e-money payments: E-money payments 50136123157130
Other payment instruments 32211
Memo: Money remittances 125980158
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)6,994,5048,601,1939,484,4599,200,67710,461,853
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		-0.120.58.7-3.711.0
Cashless payments: Average value per cashless payment (USD)1,8542,0302,0611,9091,990
Cashless payments: Average value per inhabitant (USD)614,847752,445825,238798,601903,130
Cashless payments: Value as a ratio to GDP (%)1,394.11,584.71,770.31,754.41,762.0
Cashless payments: Daily average value (USD millions)19,16323,56525,98525,20728,663
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 6,743,8288,312,0509,199,1638,914,60710,105,066
Direct debits 124,550156,018157,344153,958174,867
Cheques 10,0588,5545,8423,1241,831
Card and e-money payments: Total value 112,510121,003119,696126,688144,607
Card and e-money payments: By card with a debit function 82,66590,54292,972103,546118,898
Card and e-money payments:
  By card with a delayed debit function 		22,00320,40716,58212,98914,715
Card and e-money payments: By card with a credit function 6,8817,6487,5906,2297,332
Card and e-money payments: E-money payments 9622,4062,5533,9243,663
Other payment instruments 3,5583,5672,4132,3003,327
Memo: Money remittances 1,5691,6487,61611,16828,816
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 96.496.697.096.996.6
Direct debits 1.81.81.71.71.7
Cheques 0.10.10.10.00.0
Card and e-money payments: Total value 1.61.41.31.41.4
Card and e-money payments: By card with a debit function 1.21.11.01.11.1
Card and e-money payments:
  By card with a delayed debit function 		0.30.20.20.10.1
Card and e-money payments: By card with a credit function 0.10.10.10.10.1
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 0.10.00.00.00.0
Memo: Money remittances 0.00.00.10.10.3
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -0.220.89.1-3.810.7
Direct debits 5.522.7-0.6-2.910.9
Cheques -27.5-16.7-32.7-46.9-42.8
Card and e-money payments: Total value 8.65.4-2.55.111.4
Card and e-money payments: By card with a debit function -0.07.31.210.612.1
Card and e-money payments:
  By card with a delayed debit function 		57.6-9.1-19.9-22.210.6
Card and e-money payments: By card with a credit function 10.18.9-2.2-18.514.9
Card and e-money payments: E-money payments 34.0145.14.652.6-8.9
Other payment instruments -4.3-1.8-33.3-5.441.2
Memo: Money remittances 10.62.9355.745.6151.9
Average value of cashless payments per payment
 (USD)
Credit transfers 4,5565,2115,4005,0785,272
Direct debits 266312299282321
Cheques 6,9227,4397,0396,0084,781
Card and e-money payments: Total value 6257515052
Card and e-money payments: By card with a debit function 5349464748
Card and e-money payments:
  By card with a delayed debit function 		145126938290
Card and e-money payments: By card with a credit function 7979726873
Card and e-money payments: E-money payments 5348576977
Other payment instruments 3,4385,5733,8924,6947,079
Memo: Money remittances 3,8932,535356382499
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 592,812727,150800,414773,770872,330
Direct debits 10,94813,64913,69013,36315,096
Cheques 884748508271158
Card and e-money payments: Total value 9,89010,58610,41510,99612,483
Card and e-money payments: By card with a debit function 7,2677,9218,0898,98810,264
Card and e-money payments:
  By card with a delayed debit function 		1,9341,7851,4431,1271,270
Card and e-money payments: By card with a credit function 605669660541633
Card and e-money payments: E-money payments 85210222341316
Other payment instruments 313312210200287
Memo: Money remittances 1381446639692,488
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 1,344.11,531.41,717.11,699.91,701.9
Direct debits 24.828.729.429.429.5
Cheques 2.01.61.10.60.3
Card and e-money payments: Total value 22.422.322.324.224.4
Card and e-money payments: By card with a debit function 16.516.717.419.720.0
Card and e-money payments:
  By card with a delayed debit function 		4.43.83.12.52.5
Card and e-money payments: By card with a credit function 1.41.41.41.21.2
Card and e-money payments: E-money payments 0.20.40.50.70.6
Other payment instruments 0.70.70.50.40.6
Memo: Money remittances 0.30.31.42.14.9
Daily average value of cashless payments
 (USD millions)
Credit transfers 18,47622,77325,20324,42427,685
Direct debits 341427431422479
Cheques 28231695
Card and e-money payments: Total value 308332328347396
Card and e-money payments: By card with a debit function 226248255284326
Card and e-money payments:
  By card with a delayed debit function 		6056453640
Card and e-money payments: By card with a credit function 1921211720
Card and e-money payments: E-money payments 3771110
Other payment instruments 1010769
Memo: Money remittances 45213179
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)		napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)328322287209198
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)		-2.4-1.8-10.8-27.4-5.4
With cards issued inside the country:
  Average volume per inhabitant (units)		2928251817
With cards issued inside the country:
  Daily average volume (units)		898,647882,375787,370571,973541,156
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 300285249175165
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		285270234166153
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		151516912
Memo: Cash withdrawals at locations inside the country 291277243170158
Cash withdrawals with cards issued outside the country 671055
Cash deposits at locations inside and outside the country 2432312523
Cash deposits with cards issued inside the country at locations
  inside the country 		2432312422
E-money loading/unloading transactions 457910
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 91.488.486.883.783.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		86.983.981.479.477.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		4.54.55.44.35.9
Cash withdrawals:total 7.510.010.912.211.7
Cash deposits with cards issued inside the country at locations
  inside the country 		7.510.010.911.611.1
E-money loading/unloading transactions 1.21.62.34.14.9
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -3.0-5.0-12.4-30.0-5.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-3.1-5.1-13.5-29.2-7.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		-1.8-1.96.8-41.830.0
Memo: Cash withdrawals at locations inside the country -3.4-5.0-12.1-30.0-7.4
Cash withdrawals with cards issued outside the country -14.42.443.3-51.0-0.5
Cash withdrawals:total -0.131.3-2.6-18.7-9.6
Cash deposits with cards issued inside the country at locations
  inside the country 		-0.131.3-2.6-22.4-9.6
E-money loading/unloading transactions 56.034.731.028.712.1
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 2625221514
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2524201413
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		11111
Cash withdrawals:total 23322
Cash deposits with cards issued inside the country at locations
  inside the country 		23322
E-money loading/unloading transactions 00111
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 821780683479452
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		781740641454419
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		4140432532
Memo: Cash withdrawals at locations inside the country 798759667467432
Cash withdrawals with cards issued outside the country 1818261313
Cash withdrawals:total 6788867063
Cash deposits with cards issued inside the country at locations
  inside the country 		6788866760
E-money loading/unloading transactions 1014182426
Value of withdrawals/deposits
Total value (USD millions)74,76475,67676,31158,68960,216
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		-5.9-0.8-0.6-23.70.2
Average value per transaction (USD)228235266281305
Average value per inhabitant (USD)6,5726,6206,6405,0945,198
Total value as a ratio to GDP (%)14.913.914.211.210.1
Daily average value (USD millions)205207209161165
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 50,32652,28945,51535,53336,118
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		47,95549,80642,99533,90333,808
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		2,3722,4822,5201,6302,310
Memo: Cash withdrawals at locations inside the country 49,08351,04744,36535,08534,934
Cash withdrawals with cards issued outside the country 1,1291,2411,3701,1821,126
Cash deposits at locations inside and outside the country 23,65333,34630,08922,33323,034
Cash deposits with cards issued inside the country at locations
  inside the country 		23,65333,34630,08921,12721,853
E-money loading/unloading transactions 4455997088241,065
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 67.369.159.660.560.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		64.165.856.357.856.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		3.23.33.32.83.8
Cash withdrawals:total 31.644.139.438.138.3
Cash deposits with cards issued inside the country at locations
  inside the country 		31.644.139.436.036.3
E-money loading/unloading transactions 0.60.80.91.41.8
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -6.51.8-14.2-22.5-0.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-6.71.8-14.9-21.7-2.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		-2.32.60.1-35.838.3
Memo: Cash withdrawals at locations inside the country -6.41.9-14.3-21.5-2.8
Cash withdrawals with cards issued outside the country 9.77.78.8-14.3-7.0
Cash withdrawals:total -3.538.1-11.0-26.30.7
Cash deposits with cards issued inside the country at locations
  inside the country 		-3.538.1-11.0-30.31.0
E-money loading/unloading transactions 44.531.716.515.526.2
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 168184182203219
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		168184184205221
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		160171162180197
Memo: Cash withdrawals at locations inside the country 168184182206221
Cash withdrawals with cards issued outside the country 174187144253242
Cash withdrawals:total 9661,0379618771,001
Cash deposits with cards issued inside the country at locations
  inside the country 		9661,037961870995
E-money loading/unloading transactions 11811710696110
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 4,4244,5743,9603,0843,118
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		4,2154,3573,7412,9432,919
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		208217219141199
Cash withdrawals:total 2,0792,9172,6181,9381,988
Cash deposits with cards issued inside the country at locations
  inside the country 		2,0792,9172,6181,8341,886
E-money loading/unloading transactions 3952627192
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 10.09.68.56.86.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		9.69.28.06.55.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.50.50.50.30.4
Cash withdrawals:total 4.76.15.64.33.9
Cash deposits with cards issued inside the country at locations
  inside the country 		4.76.15.64.03.7
E-money loading/unloading transactions 0.10.10.10.20.2
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 1381431259799
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		1311361189393
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		67746
Memo: Cash withdrawals at locations inside the country 1341401229696
Cash withdrawals with cards issued outside the country 33433
Cash withdrawals:total 6591826163
Cash deposits with cards issued inside the country at locations
  inside the country 		6591825860
E-money loading/unloading transactions 12223
Number of cards
 (thousands)
Total 23,08625,24841,93449,00151,159
With a cash function 22,53823,90535,18741,26642,641
With a debit function 16,39717,95333,90340,44646,129
With a delayed debit function 3,4403,6263,8274,0003,973
With a credit function 2,3592,2602,2652,1452,121
With an e-money function 4,6801,5432,1112,6721,368
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total -0.19.466.116.94.4
With a cash function -0.26.147.217.33.3
With a debit function -3.09.588.819.314.1
With a delayed debit function 3.35.45.54.5-0.7
With a credit function 3.7-4.20.2-5.3-1.1
With an e-money function -3.7-67.036.826.6-48.8
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.032.213.654.254.42
With a cash function 1.982.093.063.583.68
With a debit function 1.441.572.953.513.98
With a delayed debit function 0.300.320.330.350.34
With a credit function 0.210.200.200.190.18
With an e-money function 0.410.130.180.230.12
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 215218234274300
EFTPOS terminals: total 215218234250269
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 1010976
ATMs: cash withdrawal 88765
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 66534
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 12.91.47.417.29.6
EFTPOS terminals: total 12.91.47.37.07.4
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -10.5-6.0-9.5-22.2-17.4
ATMs: cash withdrawal -0.7-7.0-6.6-10.2-18.3
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer -20.0-4.5-11.8-34.47.6
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0190.0190.0200.0240.026
EFTPOS terminals: total 0.0190.0190.0200.0220.023
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.000
ATMs: cash withdrawal 0.0010.0010.0010.0010.000
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.0010.0010.0000.0000.000
ATMs: contactless napnapnapnapnap