CTA1: Selected data from T1-T6
Year
«  2016  »
20122013201420152016
Basic statistical data
GDP (USD bn)496522535462476
Population (thousands)11,10011,15111,20911,26811,322
GDP per capita (USD per inhabitant)44,66946,77547,68841,00442,026
CPI inflation (% change on previous year)2.81.10.30.62.0
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
0.7580.7250.8240.9190.949
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
0.7790.7530.7540.9020.904
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)121181419
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
2.32.11.73.14.2
Interbank deposits: Total value (USD bn)9084494244
Interbank deposits: Value as a percentage of GDP (%)17.715.510.19.39.7
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 120120132125118
Number of institutions: Number per 1 million inhabitants 10.810.811.811.110.4
Number of branches or offices: Total number 5,1665,0878,4568,0648,193
Number of branches or offices:
  Number per 1 million inhabitants
465.4456.2754.4715.7723.6
Payment accounts held by end users
Total number of payment accounts (thousands)navnav20,38921,19122,861
Number of accounts per inhabitant (units)navnav222
Total value of payment accounts (USD bn)navnav226220233
Value per inhabitant (USD)navnav20,17819,49420,617
Value as a percentage of GDP (%)navnav42.347.549.1
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)2,5112,7023,4343,1873,460
Increase in the total volume of cashless payments
 (% change on previous year)
0.37.627.1-7.28.6
Average number of cashless payments per inhabitant (units)226242306283306
Daily average volume of cashless payments (millions)77999
Volume of cashless payments by instrument type
 (millions)
Credit transfers 9471,0231,3661,2871,306
Direct debits 286313529413446
Cheques 54322
Card and e-money payments: Total volume 1,2731,3621,5341,4831,705
Card and e-money payments: By card with a debit function 1,0881,1691,3061,2761,482
Card and e-money payments:
  By card with a delayed debit function
139164146128134
Card and e-money payments: By card with a credit function navnav707279
Card and e-money payments: E-money payments 462912711
Other payment instruments navnav111
Memo: Money remittances navnav000
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 37.737.939.840.437.7
Direct debits 11.411.615.413.012.9
Cheques 0.20.20.10.10.1
Card and e-money payments: Total volume 50.750.444.746.549.3
Card and e-money payments: By card with a debit function 43.343.338.040.042.8
Card and e-money payments:
  By card with a delayed debit function
5.56.14.24.03.9
Card and e-money payments: By card with a credit function navnav2.02.32.3
Card and e-money payments: E-money payments 1.81.10.40.20.3
Other payment instruments navnav0.00.00.0
Memo: Money remittances navnav0.00.00.0
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers -7.88.033.6-5.81.5
Direct debits 8.09.669.1-21.97.8
Cheques -16.3-21.2-33.4-13.9-20.6
Card and e-money payments: Total volume nap7.012.7-3.315.0
Card and e-money payments: By card with a debit function 6.67.411.7-2.316.1
Card and e-money payments:
  By card with a delayed debit function
4.117.5-10.9-12.14.2
Card and e-money payments: By card with a credit function navnavnav3.19.1
Card and e-money payments: E-money payments -8.5-36.4-58.1-42.955.5
Other payment instruments navnavnav-18.744.4
Memo: Money remittances napnavnav-1.121.1
Volume of cashless payments per inhabitant
 (units)
Credit transfers 85.391.7121.9114.2115.4
Direct debits 25.728.147.236.739.4
Cheques 0.50.40.30.20.2
Card and e-money payments: Total volume 114.7122.1136.8131.6150.6
Card and e-money payments: By card with a debit function 98.0104.8116.5113.2130.9
Card and e-money payments:
  By card with a delayed debit function
12.514.713.011.411.8
Card and e-money payments: By card with a credit function navnav6.26.46.9
Card and e-money payments: E-money payments 4.22.61.10.61.0
Other payment instruments navnav0.10.10.1
Memo: Money remittances navnav0.00.00.0
Daily average volume of cashless payments
 (thousands)
Credit transfers 2,5942,8023,7443,5263,578
Direct debits 7838581,4511,1321,221
Cheques 1512875
Card and e-money payments: Total volume 3,4883,7304,2034,0634,670
Card and e-money payments: By card with a debit function 2,9803,2023,5783,4954,059
Card and e-money payments:
  By card with a delayed debit function
382448400351366
Card and e-money payments: By card with a credit function navnav192198215
Card and e-money payments: E-money payments 12780341930
Other payment instruments navnav334
Memo: Money remittances navnav111
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)4,919,8655,521,8119,152,4486,977,2396,853,045
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-15.411.065.2-24.2-3.7
Cashless payments: Average value per cashless payment (USD)1,9592,0442,6652,1891,981
Cashless payments: Average value per inhabitant (USD)443,231495,185816,527619,208605,286
Cashless payments: Value as a ratio to GDP (%)992.31,058.61,712.21,510.11,440.3
Cashless payments: Daily average value (USD millions)13,47915,12825,07519,11618,775
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 4,694,5255,277,6838,853,7146,750,6616,618,734
Direct debits 91,481103,929159,252112,474115,631
Cheques 47,66945,07531,78319,82613,580
Card and e-money payments: Total value 86,15795,124105,03592,112101,461
Card and e-money payments: By card with a debit function 69,09775,30183,99772,32680,967
Card and e-money payments:
  By card with a delayed debit function
16,80119,63613,27813,43813,672
Card and e-money payments: By card with a credit function navnav7,3575,9436,120
Card and e-money payments: E-money payments 259187403406703
Other payment instruments navnav2,6642,1663,639
Memo: Money remittances navnav2,0691,2481,388
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 95.495.696.796.896.6
Direct debits 1.91.91.71.61.7
Cheques 1.00.80.30.30.2
Card and e-money payments: Total value 1.81.71.11.31.5
Card and e-money payments: By card with a debit function 1.41.40.91.01.2
Card and e-money payments:
  By card with a delayed debit function
0.30.40.10.20.2
Card and e-money payments: By card with a credit function navnav0.10.10.1
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments navnav0.00.00.1
Memo: Money remittances navnav0.00.00.0
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -15.611.267.2-24.2-3.9
Direct debits -4.212.452.7-29.80.8
Cheques -28.4-6.5-29.7-38.0-32.8
Card and e-money payments: Total value nap9.210.0-12.88.0
Card and e-money payments: By card with a debit function -4.17.811.2-14.49.8
Card and e-money payments:
  By card with a delayed debit function
-9.115.6-32.60.6-0.2
Card and e-money payments: By card with a credit function navnavnav-19.71.0
Card and e-money payments: E-money payments -21.9-28.7115.30.169.8
Other payment instruments navnavnav-19.164.7
Memo: Money remittances napnavnav-40.09.1
Average value of cashless payments per payment
 (USD)
Credit transfers 4,9585,1606,4805,2455,068
Direct debits 320332301272259
Cheques 8,77110,52711,1528,0826,975
Card and e-money payments: Total value 6870686260
Card and e-money payments: By card with a debit function 6464645755
Card and e-money payments:
  By card with a delayed debit function
12112091105102
Card and e-money payments: By card with a credit function navnav1058278
Card and e-money payments: E-money payments 66335864
Other payment instruments navnav2,1872,1882,545
Memo: Money remittances navnav5,8433,5653,274
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 422,930473,292789,875599,100584,591
Direct debits 8,2429,32014,2079,98210,213
Cheques 4,2944,0422,8361,7591,199
Card and e-money payments: Total value 7,7628,5319,3718,1758,961
Card and e-money payments: By card with a debit function 6,2256,7537,4946,4197,151
Card and e-money payments:
  By card with a delayed debit function
1,5141,7611,1851,1931,208
Card and e-money payments: By card with a credit function navnav656527541
Card and e-money payments: E-money payments 2317363662
Other payment instruments navnav238192321
Memo: Money remittances navnav185111123
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 946.81,011.81,656.41,461.11,391.0
Direct debits 18.519.929.824.324.3
Cheques 9.68.65.94.32.9
Card and e-money payments: Total value 17.418.219.719.921.3
Card and e-money payments: By card with a debit function 13.914.415.715.717.0
Card and e-money payments:
  By card with a delayed debit function
3.43.82.52.92.9
Card and e-money payments: By card with a credit function navnav1.41.31.3
Card and e-money payments: E-money payments 0.10.00.10.10.1
Other payment instruments navnav0.50.50.8
Memo: Money remittances navnav0.40.30.3
Daily average value of cashless payments
 (USD millions)
Credit transfers 12,86214,45924,25718,49518,134
Direct debits 251285436308317
Cheques 131123875437
Card and e-money payments: Total value 236261288252278
Card and e-money payments: By card with a debit function 189206230198222
Card and e-money payments:
  By card with a delayed debit function
4654363737
Card and e-money payments: By card with a credit function navnav201617
Card and e-money payments: E-money payments 11112
Other payment instruments navnav7610
Memo: Money remittances navnav634
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)426435365340336
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
nap2.1-16.1-6.7-1.3
With cards issued inside the country:
  Average volume per inhabitant (units)
3839333030
With cards issued inside the country:
  Daily average volume (units)
1,166,0271,190,658999,364932,630920,712
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 426435338316309
Cash withdrawals with cards issued inside the country:
  at locations inside the country
411420320301294
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1414181515
Memo: Cash withdrawals at locations inside the country navnav326308302
Cash withdrawals with cards issued outside the country navnav678
Cash deposits at locations inside and outside the country navnav252325
Cash deposits with cards issued inside the country at locations
  inside the country
navnav252325
E-money loading/unloading transactions navnav212
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.092.692.892.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
96.696.787.788.587.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country
3.43.34.94.34.5
Cash withdrawals:total navnav6.96.87.3
Cash deposits with cards issued inside the country at locations
  inside the country
navnav6.96.87.3
E-money loading/unloading transactions navnav0.50.40.7
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country nap2.1-22.3-6.5-2.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country
nap2.2-23.9-5.8-2.4
Cash withdrawals with cards issued inside the country:
  at locations outside the country
nap0.024.1-17.73.1
Memo: Cash withdrawals at locations inside the country napnavnav-5.6-2.0
Cash withdrawals with cards issued outside the country napnavnav5.314.6
Cash withdrawals:total napnavnav-8.86.2
Cash deposits with cards issued inside the country at locations
  inside the country
napnavnav-8.86.2
E-money loading/unloading transactions navnavnav-15.863.1
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 3839302827
Cash withdrawals with cards issued inside the country:
  at locations inside the country
3738292726
Cash withdrawals with cards issued inside the country:
  at locations outside the country
11211
Cash withdrawals:total navnav222
Cash deposits with cards issued inside the country at locations
  inside the country
navnav222
E-money loading/unloading transactions navnav000
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 1,1661,191925865847
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,1271,151876825806
Cash withdrawals with cards issued inside the country:
  at locations outside the country
3939494041
Memo: Cash withdrawals at locations inside the country navnav894843826
Cash withdrawals with cards issued outside the country navnav171821
Cash withdrawals:total navnav696367
Cash deposits with cards issued inside the country at locations
  inside the country
navnav696367
E-money loading/unloading transactions navnav547
Value of withdrawals/deposits
Total value (USD millions)68,32473,453111,37674,60877,785
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
nap6.351.1-33.42.2
Average value per transaction (USD)161169305219231
Average value per inhabitant (USD)6,1556,5879,9366,6216,870
Total value as a ratio to GDP (%)13.814.120.816.116.3
Daily average value (USD millions)187201305204213
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 68,32473,45366,43853,68852,698
Cash withdrawals with cards issued inside the country:
  at locations inside the country
65,73070,67363,29951,35750,321
Cash withdrawals with cards issued inside the country:
  at locations outside the country
2,5942,7813,1392,3312,377
Memo: Cash withdrawals at locations inside the country 67,36472,39164,50152,43051,328
Cash withdrawals with cards issued outside the country 1,6351,7181,2021,0731,007
Cash deposits at locations inside and outside the country navnav43,60024,12523,993
Cash deposits with cards issued inside the country at locations
  inside the country
navnav43,60024,12523,993
E-money loading/unloading transactions navnav149196302
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.059.772.067.7
Cash withdrawals with cards issued inside the country:
  at locations inside the country
96.296.256.868.864.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country
3.83.82.83.13.1
Cash withdrawals:total navnav39.132.330.8
Cash deposits with cards issued inside the country at locations
  inside the country
navnav39.132.330.8
E-money loading/unloading transactions navnav0.10.30.4
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country nap6.3-9.9-19.6-3.7
Cash withdrawals with cards issued inside the country:
  at locations inside the country
nap6.3-10.7-19.3-3.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country
nap6.012.5-26.1-0.0
Memo: Cash withdrawals at locations inside the country nap6.3-11.2-19.2-4.0
Cash withdrawals with cards issued outside the country nap3.9-30.3-11.3-7.9
Cash withdrawals:total napnavnav-45.0-2.5
Cash deposits with cards issued inside the country at locations
  inside the country
napnavnav-45.0-2.5
E-money loading/unloading transactions navnavnav31.150.8
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 161169197170170
Cash withdrawals with cards issued inside the country:
  at locations inside the country
160168198171171
Cash withdrawals with cards issued inside the country:
  at locations outside the country
181194176159158
Memo: Cash withdrawals at locations inside the country navnav198170170
Cash withdrawals with cards issued outside the country navnav191162133
Cash withdrawals:total navnav1,7241,046979
Cash deposits with cards issued inside the country at locations
  inside the country
navnav1,7241,046979
E-money loading/unloading transactions navnav84132124
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 6,1556,5875,9274,7654,654
Cash withdrawals with cards issued inside the country:
  at locations inside the country
5,9226,3385,6474,5584,445
Cash withdrawals with cards issued inside the country:
  at locations outside the country
234249280207210
Cash withdrawals:total navnav3,8902,1412,119
Cash deposits with cards issued inside the country at locations
  inside the country
navnav3,8902,1412,119
E-money loading/unloading transactions navnav131727
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 13.814.112.411.611.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country
13.313.511.811.110.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.50.50.60.50.5
Cash withdrawals:total navnav8.25.25.0
Cash deposits with cards issued inside the country at locations
  inside the country
navnav8.25.25.0
E-money loading/unloading transactions navnav0.00.00.1
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 187201182147144
Cash withdrawals with cards issued inside the country:
  at locations inside the country
180194173141138
Cash withdrawals with cards issued inside the country:
  at locations outside the country
78967
Memo: Cash withdrawals at locations inside the country 185198177144141
Cash withdrawals with cards issued outside the country 45333
Cash withdrawals:total navnav1196666
Cash deposits with cards issued inside the country at locations
  inside the country
navnav1196666
E-money loading/unloading transactions navnav011
Number of cards
 (thousands)
Total 20,64720,04122,77022,95423,098
With a cash function 20,64720,04121,39721,87522,593
With a debit function 16,19715,68416,22317,02216,901
With a delayed debit function 4,4504,3572,8643,2253,331
With a credit function navnav2,1022,3332,276
With an e-money function 13,01013,46110,6814,8244,863
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total nap-2.913.60.80.6
With a cash function nav-2.96.82.23.3
With a debit function nap-3.23.44.9-0.7
With a delayed debit function nap-2.1-34.312.63.3
With a credit function napnavnav11.0-2.4
With an e-money function nap3.5-20.7-54.80.8
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.861.802.032.042.04
With a cash function 1.861.801.911.942.00
With a debit function 1.461.411.451.511.49
With a delayed debit function 0.400.390.260.290.29
With a credit function navnav0.190.210.20
With an e-money function 1.171.210.950.430.43
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 136140183185190
EFTPOS terminals: total 136140183185190
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 1615131612
ATMs: cash withdrawal 99888
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 1010888
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals -3.32.830.81.12.7
EFTPOS terminals: total -3.32.830.81.12.7
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -0.7-5.1-14.726.0-27.5
ATMs: cash withdrawal 1.10.2-3.3-0.2-1.2
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.50.7-22.41.6-1.7
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0120.0130.0160.0160.017
EFTPOS terminals: total 0.0120.0130.0160.0160.017
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.0010.0010.0010.0010.001
ATMs: contactless napnapnapnapnap