CTA1: Selected data from T1-T6
Year
«  2017  »
20132014201520162017
Basic statistical data
GDP (USD bn)522535462476502
Population (thousands)11,15111,20911,26811,32211,376
GDP per capita (USD per inhabitant)46,77547,68841,00442,02644,104
CPI inflation (% change on previous year)1.10.30.62.02.1
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
0.7250.8240.9190.9490.834
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
0.7530.7540.9020.9040.887
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)118141927
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
2.11.73.14.25.1
Interbank deposits: Total value (USD bn)8449424456
Interbank deposits: Value as a percentage of GDP (%)15.510.19.39.710.6
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 120132125118117
Number of institutions: Number per 1 million inhabitants 10.811.811.110.410.3
Number of branches or offices: Total number 5,0878,4568,0648,1937,760
Number of branches or offices:
  Number per 1 million inhabitants
456.2754.4715.7723.6682.1
Payment accounts held by end users
Total number of payment accounts (thousands)nav20,38921,19122,86124,378
Number of accounts per inhabitant (units)nav2222
Total value of payment accounts (USD bn)nav226220233273
Value per inhabitant (USD)nav20,17819,49420,61724,033
Value as a percentage of GDP (%)nav42.347.549.154.5
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)2,7023,4343,1873,4603,772
Increase in the total volume of cashless payments
 (% change on previous year)
7.627.1-7.28.69.0
Average number of cashless payments per inhabitant (units)242306283306332
Daily average volume of cashless payments (millions)799910
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,0231,3661,2871,3061,480
Direct debits 313529413446468
Cheques 43221
Card and e-money payments: Total volume 1,3621,5341,4831,7051,821
Card and e-money payments: By card with a debit function 1,1691,3061,2761,4821,564
Card and e-money payments:
  By card with a delayed debit function
164146128134151
Card and e-money payments: By card with a credit function nav70727988
Card and e-money payments: E-money payments 291271118
Other payment instruments nav1111
Memo: Money remittances nav0000
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 37.939.840.437.739.2
Direct debits 11.615.413.012.912.4
Cheques 0.20.10.10.10.0
Card and e-money payments: Total volume 50.444.746.549.348.3
Card and e-money payments: By card with a debit function 43.338.040.042.841.5
Card and e-money payments:
  By card with a delayed debit function
6.14.24.03.94.0
Card and e-money payments: By card with a credit function nav2.02.32.32.3
Card and e-money payments: E-money payments 1.10.40.20.30.5
Other payment instruments nav0.00.00.00.0
Memo: Money remittances nav0.00.00.00.0
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 8.033.6-5.81.513.3
Direct debits 9.669.1-21.97.85.0
Cheques -21.2-33.4-13.9-20.6-25.4
Card and e-money payments: Total volume 7.012.7-3.315.06.8
Card and e-money payments: By card with a debit function 7.411.7-2.316.15.6
Card and e-money payments:
  By card with a delayed debit function
17.5-10.9-12.14.213.4
Card and e-money payments: By card with a credit function navnav3.19.111.4
Card and e-money payments: E-money payments -36.4-58.1-42.955.566.9
Other payment instruments navnav-18.744.4-27.6
Memo: Money remittances navnav-1.121.1-5.0
Volume of cashless payments per inhabitant
 (units)
Credit transfers 91.7121.9114.2115.4130.1
Direct debits 28.147.236.739.441.1
Cheques 0.40.30.20.20.1
Card and e-money payments: Total volume 122.1136.8131.6150.6160.1
Card and e-money payments: By card with a debit function 104.8116.5113.2130.9137.5
Card and e-money payments:
  By card with a delayed debit function
14.713.011.411.813.3
Card and e-money payments: By card with a credit function nav6.26.46.97.7
Card and e-money payments: E-money payments 2.61.10.61.01.6
Other payment instruments nav0.10.10.10.1
Memo: Money remittances nav0.00.00.00.0
Daily average volume of cashless payments
 (thousands)
Credit transfers 2,8023,7443,5263,5784,055
Direct debits 8581,4511,1321,2211,282
Cheques 128754
Card and e-money payments: Total volume 3,7304,2034,0634,6704,990
Card and e-money payments: By card with a debit function 3,2023,5783,4954,0594,285
Card and e-money payments:
  By card with a delayed debit function
448400351366415
Card and e-money payments: By card with a credit function nav192198215240
Card and e-money payments: E-money payments 8034193050
Other payment instruments nav3343
Memo: Money remittances nav1111
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)5,521,8119,152,4486,977,2396,853,0456,994,504
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
11.065.2-24.2-3.7-0.1
Cashless payments: Average value per cashless payment (USD)2,0442,6652,1891,9811,854
Cashless payments: Average value per inhabitant (USD)495,185816,527619,208605,286614,847
Cashless payments: Value as a ratio to GDP (%)1,058.61,712.21,510.11,440.31,394.1
Cashless payments: Daily average value (USD millions)15,12825,07519,11618,77519,163
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 5,277,6838,853,7146,750,6616,618,7346,743,828
Direct debits 103,929159,252112,474115,631124,550
Cheques 45,07531,78319,82613,58010,058
Card and e-money payments: Total value 95,124105,03592,112101,461112,510
Card and e-money payments: By card with a debit function 75,30183,99772,32680,96782,665
Card and e-money payments:
  By card with a delayed debit function
19,63613,27813,43813,67222,003
Card and e-money payments: By card with a credit function nav7,3575,9436,1206,881
Card and e-money payments: E-money payments 187403406703962
Other payment instruments nav2,6642,1663,6393,558
Memo: Money remittances nav2,0691,2481,3881,569
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 95.696.796.896.696.4
Direct debits 1.91.71.61.71.8
Cheques 0.80.30.30.20.1
Card and e-money payments: Total value 1.71.11.31.51.6
Card and e-money payments: By card with a debit function 1.40.91.01.21.2
Card and e-money payments:
  By card with a delayed debit function
0.40.10.20.20.3
Card and e-money payments: By card with a credit function nav0.10.10.10.1
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments nav0.00.00.10.1
Memo: Money remittances nav0.00.00.00.0
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers 11.267.2-24.2-3.9-0.2
Direct debits 12.452.7-29.80.85.5
Cheques -6.5-29.7-38.0-32.8-27.5
Card and e-money payments: Total value 9.210.0-12.88.08.6
Card and e-money payments: By card with a debit function 7.811.2-14.49.8-0.0
Card and e-money payments:
  By card with a delayed debit function
15.6-32.60.6-0.257.6
Card and e-money payments: By card with a credit function navnav-19.71.010.1
Card and e-money payments: E-money payments -28.7115.30.169.834.0
Other payment instruments navnav-19.164.7-4.3
Memo: Money remittances navnav-40.09.110.6
Average value of cashless payments per payment
 (USD)
Credit transfers 5,1606,4805,2455,0684,556
Direct debits 332301272259266
Cheques 10,52711,1528,0826,9756,922
Card and e-money payments: Total value 7068626062
Card and e-money payments: By card with a debit function 6464575553
Card and e-money payments:
  By card with a delayed debit function
12091105102145
Card and e-money payments: By card with a credit function nav105827879
Card and e-money payments: E-money payments 633586453
Other payment instruments nav2,1872,1882,5453,438
Memo: Money remittances nav5,8433,5653,2743,893
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 473,292789,875599,100584,591592,812
Direct debits 9,32014,2079,98210,21310,948
Cheques 4,0422,8361,7591,199884
Card and e-money payments: Total value 8,5319,3718,1758,9619,890
Card and e-money payments: By card with a debit function 6,7537,4946,4197,1517,267
Card and e-money payments:
  By card with a delayed debit function
1,7611,1851,1931,2081,934
Card and e-money payments: By card with a credit function nav656527541605
Card and e-money payments: E-money payments 1736366285
Other payment instruments nav238192321313
Memo: Money remittances nav185111123138
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 1,011.81,656.41,461.11,391.01,344.1
Direct debits 19.929.824.324.324.8
Cheques 8.65.94.32.92.0
Card and e-money payments: Total value 18.219.719.921.322.4
Card and e-money payments: By card with a debit function 14.415.715.717.016.5
Card and e-money payments:
  By card with a delayed debit function
3.82.52.92.94.4
Card and e-money payments: By card with a credit function nav1.41.31.31.4
Card and e-money payments: E-money payments 0.00.10.10.10.2
Other payment instruments nav0.50.50.80.7
Memo: Money remittances nav0.40.30.30.3
Daily average value of cashless payments
 (USD millions)
Credit transfers 14,45924,25718,49518,13418,476
Direct debits 285436308317341
Cheques 12387543728
Card and e-money payments: Total value 261288252278308
Card and e-money payments: By card with a debit function 206230198222226
Card and e-money payments:
  By card with a delayed debit function
5436373760
Card and e-money payments: By card with a credit function nav20161719
Card and e-money payments: E-money payments 11123
Other payment instruments nav761010
Memo: Money remittances nav6344
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)435365340336328
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
2.1-16.1-6.7-1.3-2.4
With cards issued inside the country:
  Average volume per inhabitant (units)
3933303029
With cards issued inside the country:
  Daily average volume (units)
1,190,658999,364932,630920,712898,647
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 435338316309300
Cash withdrawals with cards issued inside the country:
  at locations inside the country
420320301294285
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1418151515
Memo: Cash withdrawals at locations inside the country nav326308302291
Cash withdrawals with cards issued outside the country nav6786
Cash deposits at locations inside and outside the country nav25232524
Cash deposits with cards issued inside the country at locations
  inside the country
nav25232524
E-money loading/unloading transactions nav2124
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.092.692.892.091.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country
96.787.788.587.586.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country
3.34.94.34.54.5
Cash withdrawals:total nav6.96.87.37.5
Cash deposits with cards issued inside the country at locations
  inside the country
nav6.96.87.37.5
E-money loading/unloading transactions nav0.50.40.71.2
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 2.1-22.3-6.5-2.1-3.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2.2-23.9-5.8-2.4-3.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.024.1-17.73.1-1.8
Memo: Cash withdrawals at locations inside the country navnav-5.6-2.0-3.4
Cash withdrawals with cards issued outside the country navnav5.314.6-14.4
Cash withdrawals:total navnav-8.86.2-0.1
Cash deposits with cards issued inside the country at locations
  inside the country
navnav-8.86.2-0.1
E-money loading/unloading transactions navnav-15.863.156.0
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 3930282726
Cash withdrawals with cards issued inside the country:
  at locations inside the country
3829272625
Cash withdrawals with cards issued inside the country:
  at locations outside the country
12111
Cash withdrawals:total nav2222
Cash deposits with cards issued inside the country at locations
  inside the country
nav2222
E-money loading/unloading transactions nav0000
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 1,191925865847821
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,151876825806781
Cash withdrawals with cards issued inside the country:
  at locations outside the country
3949404141
Memo: Cash withdrawals at locations inside the country nav894843826798
Cash withdrawals with cards issued outside the country nav17182118
Cash withdrawals:total nav69636767
Cash deposits with cards issued inside the country at locations
  inside the country
nav69636767
E-money loading/unloading transactions nav54710
Value of withdrawals/deposits
Total value (USD millions)73,453111,37674,60877,78574,764
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
6.351.1-33.42.2-5.9
Average value per transaction (USD)169305219231228
Average value per inhabitant (USD)6,5879,9366,6216,8706,572
Total value as a ratio to GDP (%)14.120.816.116.314.9
Daily average value (USD millions)201305204213205
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 73,45366,43853,68852,69850,326
Cash withdrawals with cards issued inside the country:
  at locations inside the country
70,67363,29951,35750,32147,955
Cash withdrawals with cards issued inside the country:
  at locations outside the country
2,7813,1392,3312,3772,372
Memo: Cash withdrawals at locations inside the country 72,39164,50152,43051,32849,083
Cash withdrawals with cards issued outside the country 1,7181,2021,0731,0071,129
Cash deposits at locations inside and outside the country nav43,60024,12523,99323,653
Cash deposits with cards issued inside the country at locations
  inside the country
nav43,60024,12523,99323,653
E-money loading/unloading transactions nav149196302445
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.059.772.067.767.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country
96.256.868.864.764.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country
3.82.83.13.13.2
Cash withdrawals:total nav39.132.330.831.6
Cash deposits with cards issued inside the country at locations
  inside the country
nav39.132.330.831.6
E-money loading/unloading transactions nav0.10.30.40.6
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country 6.3-9.9-19.6-3.7-6.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country
6.3-10.7-19.3-3.9-6.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country
6.012.5-26.1-0.0-2.3
Memo: Cash withdrawals at locations inside the country 6.3-11.2-19.2-4.0-6.4
Cash withdrawals with cards issued outside the country 3.9-30.3-11.3-7.99.7
Cash withdrawals:total navnav-45.0-2.5-3.5
Cash deposits with cards issued inside the country at locations
  inside the country
navnav-45.0-2.5-3.5
E-money loading/unloading transactions navnav31.150.844.5
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 169197170170168
Cash withdrawals with cards issued inside the country:
  at locations inside the country
168198171171168
Cash withdrawals with cards issued inside the country:
  at locations outside the country
194176159158160
Memo: Cash withdrawals at locations inside the country nav198170170168
Cash withdrawals with cards issued outside the country nav191162133174
Cash withdrawals:total nav1,7241,046979966
Cash deposits with cards issued inside the country at locations
  inside the country
nav1,7241,046979966
E-money loading/unloading transactions nav84132124118
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 6,5875,9274,7654,6544,424
Cash withdrawals with cards issued inside the country:
  at locations inside the country
6,3385,6474,5584,4454,215
Cash withdrawals with cards issued inside the country:
  at locations outside the country
249280207210208
Cash withdrawals:total nav3,8902,1412,1192,079
Cash deposits with cards issued inside the country at locations
  inside the country
nav3,8902,1412,1192,079
E-money loading/unloading transactions nav13172739
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 14.112.411.611.110.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
13.511.811.110.69.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.50.60.50.50.5
Cash withdrawals:total nav8.25.25.04.7
Cash deposits with cards issued inside the country at locations
  inside the country
nav8.25.25.04.7
E-money loading/unloading transactions nav0.00.00.10.1
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 201182147144138
Cash withdrawals with cards issued inside the country:
  at locations inside the country
194173141138131
Cash withdrawals with cards issued inside the country:
  at locations outside the country
89676
Memo: Cash withdrawals at locations inside the country 198177144141134
Cash withdrawals with cards issued outside the country 53333
Cash withdrawals:total nav119666665
Cash deposits with cards issued inside the country at locations
  inside the country
nav119666665
E-money loading/unloading transactions nav0111
Number of cards
 (thousands)
Total 20,04122,77022,95423,09823,086
With a cash function 20,04121,39721,87522,59322,538
With a debit function 15,68416,22317,02216,90116,397
With a delayed debit function 4,3572,8643,2253,3313,440
With a credit function nav2,1022,3332,2762,359
With an e-money function 13,46110,6814,8244,8634,680
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total -2.913.60.80.6-0.1
With a cash function -2.96.82.23.3-0.2
With a debit function -3.23.44.9-0.7-3.0
With a delayed debit function -2.1-34.312.63.33.3
With a credit function navnav11.0-2.43.7
With an e-money function 3.5-20.7-54.80.8-3.7
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 1.802.032.042.042.03
With a cash function 1.801.911.942.001.98
With a debit function 1.411.451.511.491.44
With a delayed debit function 0.390.260.290.290.30
With a credit function nav0.190.210.200.21
With an e-money function 1.210.950.430.430.41
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 140183185190215
EFTPOS terminals: total 140183185190215
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 1513161210
ATMs: cash withdrawal 98888
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 108886
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 2.830.81.12.712.9
EFTPOS terminals: total 2.830.81.12.712.9
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -5.1-14.726.0-27.5-10.5
ATMs: cash withdrawal 0.2-3.3-0.2-1.2-0.7
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.7-22.41.6-1.7-20.0
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0130.0160.0160.0170.019
EFTPOS terminals: total 0.0130.0160.0160.0170.019
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.0010.0010.0010.0010.001
ATMs: contactless napnapnapnapnap