CTA1: Selected data from T1-T6
«Belgium»
Year
« ‹ 2018 › »
20142015201620172018
Basic statistical data
GDP (USD bn)535462476502543
Population (thousands)11,20911,26811,32211,37611,431
GDP per capita (USD per inhabitant)47,68841,00442,02644,10447,483
CPI inflation (% change on previous year)0.30.62.02.12.1
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)		0.8240.9190.9490.8340.873
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)		0.7540.9020.9040.8870.848
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)814192731
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)		1.73.14.25.15.9
Interbank deposits: Total value (USD bn)4942445642
Interbank deposits: Value as a percentage of GDP (%)10.19.39.710.68.0
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 132125118117115
Number of institutions: Number per 1 million inhabitants 11.811.110.410.310.1
Number of branches or offices: Total number 8,4568,0648,1937,7607,068
Number of branches or offices:
  Number per 1 million inhabitants 		754.4715.7723.6682.1618.3
Payment accounts held by end users
Total number of payment accounts (thousands)20,38921,19122,86124,37826,535
Number of accounts per inhabitant (units)22222
Total value of payment accounts (USD bn)226220233273261
Value per inhabitant (USD)20,17819,49420,61724,03322,814
Value as a percentage of GDP (%)42.347.549.154.548.0
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)3,4343,1873,4603,7724,238
Increase in the total volume of cashless payments
 (% change on previous year)		27.1-7.28.69.012.4
Average number of cashless payments per inhabitant (units)306283306332371
Daily average volume of cashless payments (millions)9991012
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,3661,2871,3061,4801,595
Direct debits 529413446468500
Cheques 32211
Card and e-money payments: Total volume 1,5341,4831,7051,8212,141
Card and e-money payments: By card with a debit function 1,3061,2761,4821,5641,832
Card and e-money payments:
  By card with a delayed debit function 		146128134151162
Card and e-money payments: By card with a credit function 7072798897
Card and e-money payments: E-money payments 127111850
Other payment instruments 11111
Memo: Money remittances 00001
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 39.840.437.739.237.6
Direct debits 15.413.012.912.411.8
Cheques 0.10.10.10.00.0
Card and e-money payments: Total volume 44.746.549.348.350.5
Card and e-money payments: By card with a debit function 38.040.042.841.543.2
Card and e-money payments:
  By card with a delayed debit function 		4.24.03.94.03.8
Card and e-money payments: By card with a credit function 2.02.32.32.32.3
Card and e-money payments: E-money payments 0.40.20.30.51.2
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances 0.00.00.00.00.0
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 33.6-5.81.513.37.8
Direct debits 69.1-21.97.85.06.9
Cheques -33.4-13.9-20.6-25.4-20.9
Card and e-money payments: Total volume 12.7-3.315.06.817.5
Card and e-money payments: By card with a debit function 11.7-2.316.15.617.1
Card and e-money payments:
  By card with a delayed debit function 		-10.9-12.14.213.47.0
Card and e-money payments: By card with a credit function nav3.19.111.410.7
Card and e-money payments: E-money payments -58.1-42.955.566.9172.2
Other payment instruments nav-18.744.4-27.6-38.2
Memo: Money remittances nav-1.121.1-5.061.3
Volume of cashless payments per inhabitant
 (units)
Credit transfers 121.9114.2115.4130.1139.5
Direct debits 47.236.739.441.143.7
Cheques 0.30.20.20.10.1
Card and e-money payments: Total volume 136.8131.6150.6160.1187.3
Card and e-money payments: By card with a debit function 116.5113.2130.9137.5160.3
Card and e-money payments:
  By card with a delayed debit function 		13.011.411.813.314.2
Card and e-money payments: By card with a credit function 6.26.46.97.78.5
Card and e-money payments: E-money payments 1.10.61.01.64.3
Other payment instruments 0.10.10.10.10.1
Memo: Money remittances 0.00.00.00.00.1
Daily average volume of cashless payments
 (thousands)
Credit transfers 3,7443,5263,5784,0554,370
Direct debits 1,4511,1321,2211,2821,370
Cheques 87543
Card and e-money payments: Total volume 4,2034,0634,6704,9905,866
Card and e-money payments: By card with a debit function 3,5783,4954,0594,2855,020
Card and e-money payments:
  By card with a delayed debit function 		400351366415444
Card and e-money payments: By card with a credit function 192198215240266
Card and e-money payments: E-money payments 34193050136
Other payment instruments 33432
Memo: Money remittances 11112
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)9,152,4486,977,2396,853,0456,994,5048,601,193
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		65.2-24.2-3.7-0.120.5
Cashless payments: Average value per cashless payment (USD)2,6652,1891,9811,8542,030
Cashless payments: Average value per inhabitant (USD)816,527619,208605,286614,847752,445
Cashless payments: Value as a ratio to GDP (%)1,712.21,510.11,440.31,394.11,584.7
Cashless payments: Daily average value (USD millions)25,07519,11618,77519,16323,565
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 8,853,7146,750,6616,618,7346,743,8288,312,050
Direct debits 159,252112,474115,631124,550156,018
Cheques 31,78319,82613,58010,0588,554
Card and e-money payments: Total value 105,03592,112101,461112,510121,003
Card and e-money payments: By card with a debit function 83,99772,32680,96782,66590,542
Card and e-money payments:
  By card with a delayed debit function 		13,27813,43813,67222,00320,407
Card and e-money payments: By card with a credit function 7,3575,9436,1206,8817,648
Card and e-money payments: E-money payments 4034067039622,406
Other payment instruments 2,6642,1663,6393,5583,567
Memo: Money remittances 2,0691,2481,3881,5691,648
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 96.796.896.696.496.6
Direct debits 1.71.61.71.81.8
Cheques 0.30.30.20.10.1
Card and e-money payments: Total value 1.11.31.51.61.4
Card and e-money payments: By card with a debit function 0.91.01.21.21.1
Card and e-money payments:
  By card with a delayed debit function 		0.10.20.20.30.2
Card and e-money payments: By card with a credit function 0.10.10.10.10.1
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 0.00.00.10.10.0
Memo: Money remittances 0.00.00.00.00.0
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers 67.2-24.2-3.9-0.220.8
Direct debits 52.7-29.80.85.522.7
Cheques -29.7-38.0-32.8-27.5-16.7
Card and e-money payments: Total value 10.0-12.88.08.65.4
Card and e-money payments: By card with a debit function 11.2-14.49.8-0.07.3
Card and e-money payments:
  By card with a delayed debit function 		-32.60.6-0.257.6-9.1
Card and e-money payments: By card with a credit function nav-19.71.010.18.9
Card and e-money payments: E-money payments 115.30.169.834.0145.1
Other payment instruments nav-19.164.7-4.3-1.8
Memo: Money remittances nav-40.09.110.62.9
Average value of cashless payments per payment
 (USD)
Credit transfers 6,4805,2455,0684,5565,211
Direct debits 301272259266312
Cheques 11,1528,0826,9756,9227,439
Card and e-money payments: Total value 6862606257
Card and e-money payments: By card with a debit function 6457555349
Card and e-money payments:
  By card with a delayed debit function 		91105102145126
Card and e-money payments: By card with a credit function 10582787979
Card and e-money payments: E-money payments 3358645348
Other payment instruments 2,1872,1882,5453,4385,573
Memo: Money remittances 5,8433,5653,2743,8932,535
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 789,875599,100584,591592,812727,150
Direct debits 14,2079,98210,21310,94813,649
Cheques 2,8361,7591,199884748
Card and e-money payments: Total value 9,3718,1758,9619,89010,586
Card and e-money payments: By card with a debit function 7,4946,4197,1517,2677,921
Card and e-money payments:
  By card with a delayed debit function 		1,1851,1931,2081,9341,785
Card and e-money payments: By card with a credit function 656527541605669
Card and e-money payments: E-money payments 36366285210
Other payment instruments 238192321313312
Memo: Money remittances 185111123138144
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 1,656.41,461.11,391.01,344.11,531.4
Direct debits 29.824.324.324.828.7
Cheques 5.94.32.92.01.6
Card and e-money payments: Total value 19.719.921.322.422.3
Card and e-money payments: By card with a debit function 15.715.717.016.516.7
Card and e-money payments:
  By card with a delayed debit function 		2.52.92.94.43.8
Card and e-money payments: By card with a credit function 1.41.31.31.41.4
Card and e-money payments: E-money payments 0.10.10.10.20.4
Other payment instruments 0.50.50.80.70.7
Memo: Money remittances 0.40.30.30.30.3
Daily average value of cashless payments
 (USD millions)
Credit transfers 24,25718,49518,13418,47622,773
Direct debits 436308317341427
Cheques 8754372823
Card and e-money payments: Total value 288252278308332
Card and e-money payments: By card with a debit function 230198222226248
Card and e-money payments:
  By card with a delayed debit function 		3637376056
Card and e-money payments: By card with a credit function 2016171921
Card and e-money payments: E-money payments 11237
Other payment instruments 76101010
Memo: Money remittances 63445
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)		napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)365340336328322
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)		-16.1-6.7-1.3-2.4-1.8
With cards issued inside the country:
  Average volume per inhabitant (units)		3330302928
With cards issued inside the country:
  Daily average volume (units)		999,364932,630920,712898,647882,375
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 338316309300285
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		320301294285270
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		1815151515
Memo: Cash withdrawals at locations inside the country 326308302291277
Cash withdrawals with cards issued outside the country 67867
Cash deposits at locations inside and outside the country 2523252432
Cash deposits with cards issued inside the country at locations
  inside the country 		2523252432
E-money loading/unloading transactions 21245
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 92.692.892.091.488.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		87.788.587.586.983.9
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		4.94.34.54.54.5
Cash withdrawals:total 6.96.87.37.510.0
Cash deposits with cards issued inside the country at locations
  inside the country 		6.96.87.37.510.0
E-money loading/unloading transactions 0.50.40.71.21.6
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -22.3-6.5-2.1-3.0-5.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-23.9-5.8-2.4-3.1-5.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		24.1-17.73.1-1.8-1.9
Memo: Cash withdrawals at locations inside the country nav-5.6-2.0-3.4-5.0
Cash withdrawals with cards issued outside the country nav5.314.6-14.42.4
Cash withdrawals:total nav-8.86.2-0.131.3
Cash deposits with cards issued inside the country at locations
  inside the country 		nav-8.86.2-0.131.3
E-money loading/unloading transactions nav-15.863.156.034.7
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 3028272625
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		2927262524
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		21111
Cash withdrawals:total 22223
Cash deposits with cards issued inside the country at locations
  inside the country 		22223
E-money loading/unloading transactions 00000
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 925865847821780
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		876825806781740
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		4940414140
Memo: Cash withdrawals at locations inside the country 894843826798759
Cash withdrawals with cards issued outside the country 1718211818
Cash withdrawals:total 6963676788
Cash deposits with cards issued inside the country at locations
  inside the country 		6963676788
E-money loading/unloading transactions 5471014
Value of withdrawals/deposits
Total value (USD millions)111,37674,60877,78574,76475,676
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)		51.1-33.42.2-5.9-0.8
Average value per transaction (USD)305219231228235
Average value per inhabitant (USD)9,9366,6216,8706,5726,620
Total value as a ratio to GDP (%)20.816.116.314.913.9
Daily average value (USD millions)305204213205207
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 66,43853,68852,69850,32652,289
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		63,29951,35750,32147,95549,806
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		3,1392,3312,3772,3722,482
Memo: Cash withdrawals at locations inside the country 64,50152,43051,32849,08351,047
Cash withdrawals with cards issued outside the country 1,2021,0731,0071,1291,241
Cash deposits at locations inside and outside the country 43,60024,12523,99323,65333,346
Cash deposits with cards issued inside the country at locations
  inside the country 		43,60024,12523,99323,65333,346
E-money loading/unloading transactions 149196302445599
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 59.772.067.767.369.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		56.868.864.764.165.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		2.83.13.13.23.3
Cash withdrawals:total 39.132.330.831.644.1
Cash deposits with cards issued inside the country at locations
  inside the country 		39.132.330.831.644.1
E-money loading/unloading transactions 0.10.30.40.60.8
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -9.9-19.6-3.7-6.51.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		-10.7-19.3-3.9-6.71.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		12.5-26.1-0.0-2.32.6
Memo: Cash withdrawals at locations inside the country -11.2-19.2-4.0-6.41.9
Cash withdrawals with cards issued outside the country -30.3-11.3-7.99.77.7
Cash withdrawals:total nav-45.0-2.5-3.538.1
Cash deposits with cards issued inside the country at locations
  inside the country 		nav-45.0-2.5-3.538.1
E-money loading/unloading transactions nav31.150.844.531.7
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 197170170168184
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		198171171168184
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		176159158160171
Memo: Cash withdrawals at locations inside the country 198170170168184
Cash withdrawals with cards issued outside the country 191162133174187
Cash withdrawals:total 1,7241,0469799661,037
Cash deposits with cards issued inside the country at locations
  inside the country 		1,7241,0469799661,037
E-money loading/unloading transactions 84132124118117
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 5,9274,7654,6544,4244,574
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		5,6474,5584,4454,2154,357
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		280207210208217
Cash withdrawals:total 3,8902,1412,1192,0792,917
Cash deposits with cards issued inside the country at locations
  inside the country 		3,8902,1412,1192,0792,917
E-money loading/unloading transactions 1317273952
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 12.411.611.110.09.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		11.811.110.69.69.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		0.60.50.50.50.5
Cash withdrawals:total 8.25.25.04.76.1
Cash deposits with cards issued inside the country at locations
  inside the country 		8.25.25.04.76.1
E-money loading/unloading transactions 0.00.00.10.10.1
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 182147144138143
Cash withdrawals with cards issued inside the country:
  at locations inside the country 		173141138131136
Cash withdrawals with cards issued inside the country:
  at locations outside the country 		96767
Memo: Cash withdrawals at locations inside the country 177144141134140
Cash withdrawals with cards issued outside the country 33333
Cash withdrawals:total 11966666591
Cash deposits with cards issued inside the country at locations
  inside the country 		11966666591
E-money loading/unloading transactions 01112
Number of cards
 (thousands)
Total 22,77022,95423,09823,08625,248
With a cash function 21,39721,87522,59322,53823,905
With a debit function 16,22317,02216,90116,39717,953
With a delayed debit function 2,8643,2253,3313,4403,626
With a credit function 2,1022,3332,2762,3592,260
With an e-money function 10,6814,8244,8634,6801,543
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 13.60.80.6-0.19.4
With a cash function 6.82.23.3-0.26.1
With a debit function 3.44.9-0.7-3.09.5
With a delayed debit function -34.312.63.33.35.4
With a credit function nav11.0-2.43.7-4.2
With an e-money function -20.7-54.80.8-3.7-67.0
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.032.042.042.032.21
With a cash function 1.911.942.001.982.09
With a debit function 1.451.511.491.441.57
With a delayed debit function 0.260.290.290.300.32
With a credit function 0.190.210.200.210.20
With an e-money function 0.950.430.430.410.13
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments 		napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 183185190215218
EFTPOS terminals: total 183185190215218
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 1316121010
ATMs: cash withdrawal 88888
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 88866
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 30.81.12.712.91.4
EFTPOS terminals: total 30.81.12.712.91.4
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -14.726.0-27.5-10.5-6.0
ATMs: cash withdrawal -3.3-0.2-1.2-0.7-7.0
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer -22.41.6-1.7-20.0-4.5
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0160.0160.0170.0190.019
EFTPOS terminals: total 0.0160.0160.0170.0190.019
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.0010.0010.0010.0010.001
ATMs: contactless napnapnapnapnap