CTA1: Selected data from T1-T6
Year
«  2020  »
20162017201820192020
Basic statistical data
GDP (USD bn)476502543536524
Population (thousands)11,32211,37611,43111,49311,521
GDP per capita (USD per inhabitant)42,02644,10447,48346,61545,519
CPI inflation (% change on previous year)2.02.12.11.40.7
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
0.9490.8340.8730.8900.815
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
0.9040.8870.8480.8930.877
Banknotes and coins in circulation
Total value (USD bn)napnapnapnapnap
Value per inhabitant (USD)napnapnapnapnap
Value as a percentage of GDP (%)napnapnapnapnap
Value as a percentage of narrow money (%)napnapnapnapnap
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)19273159145
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
4.25.15.911.025.6
Interbank deposits: Total value (USD bn)4456424853
Interbank deposits: Value as a percentage of GDP (%)9.710.68.09.09.4
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 118117115125129
Number of institutions: Number per 1 million inhabitants 10.410.310.110.911.2
Number of branches or offices: Total number 8,1937,7607,0686,6666,083
Number of branches or offices:
  Number per 1 million inhabitants
723.6682.1618.3580.0528.0
Payment accounts held by end users
Total number of payment accounts (thousands)22,86124,37826,53533,75537,028
Number of accounts per inhabitant (units)22233
Total value of payment accounts (USD bn)233273261260333
Value per inhabitant (USD)20,61724,03322,81422,65728,929
Value as a percentage of GDP (%)49.154.548.048.663.6
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)3,4603,7724,2384,6014,819
Increase in the total volume of cashless payments
 (% change on previous year)
8.69.012.48.64.7
Average number of cashless payments per inhabitant (units)306332371400418
Daily average volume of cashless payments (millions)910121313
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,3061,4801,5951,7031,755
Direct debits 446468500527546
Cheques 21111
Card and e-money payments: Total volume 1,7051,8212,1412,3692,516
Card and e-money payments: By card with a debit function 1,4821,5641,8322,0412,208
Card and e-money payments:
  By card with a delayed debit function
134151162178159
Card and e-money payments: By card with a credit function 79889710592
Card and e-money payments: E-money payments 1118504557
Other payment instruments 11110
Memo: Money remittances 0012129
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 37.739.237.637.036.4
Direct debits 12.912.411.811.511.3
Cheques 0.10.00.00.00.0
Card and e-money payments: Total volume 49.348.350.551.552.2
Card and e-money payments: By card with a debit function 42.841.543.244.445.8
Card and e-money payments:
  By card with a delayed debit function
3.94.03.83.93.3
Card and e-money payments: By card with a credit function 2.32.32.32.31.9
Card and e-money payments: E-money payments 0.30.51.21.01.2
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances 0.00.00.00.50.6
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 1.513.37.86.83.1
Direct debits 7.85.06.95.43.6
Cheques -20.6-25.4-20.9-27.8-37.3
Card and e-money payments: Total volume 15.06.817.510.76.2
Card and e-money payments: By card with a debit function 16.15.617.111.48.2
Card and e-money payments:
  By card with a delayed debit function
4.213.47.09.7-10.4
Card and e-money payments: By card with a credit function 9.111.410.78.6-13.0
Card and e-money payments: E-money payments 55.566.9172.2-9.627.4
Other payment instruments 44.4-27.6-38.2-3.1-21.0
Memo: Money remittances 21.1-5.061.33,189.236.9
Volume of cashless payments per inhabitant
 (units)
Credit transfers 115.4130.1139.5148.2152.4
Direct debits 39.441.143.745.947.4
Cheques 0.20.10.10.10.0
Card and e-money payments: Total volume 150.6160.1187.3206.1218.4
Card and e-money payments: By card with a debit function 130.9137.5160.3177.6191.7
Card and e-money payments:
  By card with a delayed debit function
11.813.314.215.513.8
Card and e-money payments: By card with a credit function 6.97.78.59.28.0
Card and e-money payments: E-money payments 1.01.64.33.95.0
Other payment instruments 0.10.10.10.10.0
Memo: Money remittances 0.00.00.11.92.5
Daily average volume of cashless payments
 (thousands)
Credit transfers 3,5784,0554,3704,6674,809
Direct debits 1,2211,2821,3701,4441,496
Cheques 54321
Card and e-money payments: Total volume 4,6704,9905,8666,4916,894
Card and e-money payments: By card with a debit function 4,0594,2855,0205,5926,050
Card and e-money payments:
  By card with a delayed debit function
366415444487436
Card and e-money payments: By card with a credit function 215240266289251
Card and e-money payments: E-money payments 3050136123157
Other payment instruments 43221
Memo: Money remittances 1125980
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)6,853,0456,994,5048,601,1939,484,4599,200,677
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-3.7-0.120.58.7-3.7
Cashless payments: Average value per cashless payment (USD)1,9811,8542,0302,0611,909
Cashless payments: Average value per inhabitant (USD)605,286614,847752,445825,238798,601
Cashless payments: Value as a ratio to GDP (%)1,440.31,394.11,584.71,770.31,754.4
Cashless payments: Daily average value (USD millions)18,77519,16323,56525,98525,207
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 6,618,7346,743,8288,312,0509,199,1638,914,607
Direct debits 115,631124,550156,018157,344153,958
Cheques 13,58010,0588,5545,8423,124
Card and e-money payments: Total value 101,461112,510121,003119,696126,688
Card and e-money payments: By card with a debit function 80,96782,66590,54292,972103,546
Card and e-money payments:
  By card with a delayed debit function
13,67222,00320,40716,58212,989
Card and e-money payments: By card with a credit function 6,1206,8817,6487,5906,229
Card and e-money payments: E-money payments 7039622,4062,5533,924
Other payment instruments 3,6393,5583,5672,4132,300
Memo: Money remittances 1,3881,5691,6487,61611,168
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 96.696.496.697.096.9
Direct debits 1.71.81.81.71.7
Cheques 0.20.10.10.10.0
Card and e-money payments: Total value 1.51.61.41.31.4
Card and e-money payments: By card with a debit function 1.21.21.11.01.1
Card and e-money payments:
  By card with a delayed debit function
0.20.30.20.20.1
Card and e-money payments: By card with a credit function 0.10.10.10.10.1
Card and e-money payments: E-money payments 0.00.00.00.00.0
Other payment instruments 0.10.10.00.00.0
Memo: Money remittances 0.00.00.00.10.1
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -3.9-0.220.89.1-3.8
Direct debits 0.85.522.7-0.6-2.9
Cheques -32.8-27.5-16.7-32.7-46.9
Card and e-money payments: Total value 8.08.65.4-2.55.1
Card and e-money payments: By card with a debit function 9.8-0.07.31.210.6
Card and e-money payments:
  By card with a delayed debit function
-0.257.6-9.1-19.9-22.2
Card and e-money payments: By card with a credit function 1.010.18.9-2.2-18.5
Card and e-money payments: E-money payments 69.834.0145.14.652.6
Other payment instruments 64.7-4.3-1.8-33.3-5.4
Memo: Money remittances 9.110.62.9355.745.6
Average value of cashless payments per payment
 (USD)
Credit transfers 5,0684,5565,2115,4005,078
Direct debits 259266312299282
Cheques 6,9756,9227,4397,0396,008
Card and e-money payments: Total value 6062575150
Card and e-money payments: By card with a debit function 5553494647
Card and e-money payments:
  By card with a delayed debit function
1021451269382
Card and e-money payments: By card with a credit function 7879797268
Card and e-money payments: E-money payments 6453485769
Other payment instruments 2,5453,4385,5733,8924,694
Memo: Money remittances 3,2743,8932,535356382
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 584,591592,812727,150800,414773,770
Direct debits 10,21310,94813,64913,69013,363
Cheques 1,199884748508271
Card and e-money payments: Total value 8,9619,89010,58610,41510,996
Card and e-money payments: By card with a debit function 7,1517,2677,9218,0898,988
Card and e-money payments:
  By card with a delayed debit function
1,2081,9341,7851,4431,127
Card and e-money payments: By card with a credit function 541605669660541
Card and e-money payments: E-money payments 6285210222341
Other payment instruments 321313312210200
Memo: Money remittances 123138144663969
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 1,391.01,344.11,531.41,717.11,699.9
Direct debits 24.324.828.729.429.4
Cheques 2.92.01.61.10.6
Card and e-money payments: Total value 21.322.422.322.324.2
Card and e-money payments: By card with a debit function 17.016.516.717.419.7
Card and e-money payments:
  By card with a delayed debit function
2.94.43.83.12.5
Card and e-money payments: By card with a credit function 1.31.41.41.41.2
Card and e-money payments: E-money payments 0.10.20.40.50.7
Other payment instruments 0.80.70.70.50.4
Memo: Money remittances 0.30.30.31.42.1
Daily average value of cashless payments
 (USD millions)
Credit transfers 18,13418,47622,77325,20324,424
Direct debits 317341427431422
Cheques 372823169
Card and e-money payments: Total value 278308332328347
Card and e-money payments: By card with a debit function 222226248255284
Card and e-money payments:
  By card with a delayed debit function
3760564536
Card and e-money payments: By card with a credit function 1719212117
Card and e-money payments: E-money payments 237711
Other payment instruments 10101076
Memo: Money remittances 4452131
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)336328322287209
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
-1.3-2.4-1.8-10.8-27.4
With cards issued inside the country:
  Average volume per inhabitant (units)
3029282518
With cards issued inside the country:
  Daily average volume (units)
920,712898,647882,375787,370571,973
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 309300285249175
Cash withdrawals with cards issued inside the country:
  at locations inside the country
294285270234166
Cash withdrawals with cards issued inside the country:
  at locations outside the country
151515169
Memo: Cash withdrawals at locations inside the country 302291277243170
Cash withdrawals with cards issued outside the country 867105
Cash deposits at locations inside and outside the country 2524323125
Cash deposits with cards issued inside the country at locations
  inside the country
2524323124
E-money loading/unloading transactions 24579
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 92.091.488.486.883.7
Cash withdrawals with cards issued inside the country:
  at locations inside the country
87.586.983.981.479.4
Cash withdrawals with cards issued inside the country:
  at locations outside the country
4.54.54.55.44.3
Cash withdrawals:total 7.37.510.010.912.2
Cash deposits with cards issued inside the country at locations
  inside the country
7.37.510.010.911.6
E-money loading/unloading transactions 0.71.21.62.34.1
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country -2.1-3.0-5.0-12.4-30.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-2.4-3.1-5.1-13.5-29.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country
3.1-1.8-1.96.8-41.8
Memo: Cash withdrawals at locations inside the country -2.0-3.4-5.0-12.1-30.0
Cash withdrawals with cards issued outside the country 14.6-14.42.443.3-51.0
Cash withdrawals:total 6.2-0.131.3-2.6-18.7
Cash deposits with cards issued inside the country at locations
  inside the country
6.2-0.131.3-2.6-22.4
E-money loading/unloading transactions 63.156.034.731.028.7
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 2726252215
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2625242014
Cash withdrawals with cards issued inside the country:
  at locations outside the country
11111
Cash withdrawals:total 22332
Cash deposits with cards issued inside the country at locations
  inside the country
22332
E-money loading/unloading transactions 00011
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 847821780683479
Cash withdrawals with cards issued inside the country:
  at locations inside the country
806781740641454
Cash withdrawals with cards issued inside the country:
  at locations outside the country
4141404325
Memo: Cash withdrawals at locations inside the country 826798759667467
Cash withdrawals with cards issued outside the country 2118182613
Cash withdrawals:total 6767888670
Cash deposits with cards issued inside the country at locations
  inside the country
6767888667
E-money loading/unloading transactions 710141824
Value of withdrawals/deposits
Total value (USD millions)77,78574,76475,67676,31158,689
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
2.2-5.9-0.8-0.6-23.7
Average value per transaction (USD)231228235266281
Average value per inhabitant (USD)6,8706,5726,6206,6405,094
Total value as a ratio to GDP (%)16.314.913.914.211.2
Daily average value (USD millions)213205207209161
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 52,69850,32652,28945,51535,533
Cash withdrawals with cards issued inside the country:
  at locations inside the country
50,32147,95549,80642,99533,903
Cash withdrawals with cards issued inside the country:
  at locations outside the country
2,3772,3722,4822,5201,630
Memo: Cash withdrawals at locations inside the country 51,32849,08351,04744,36535,085
Cash withdrawals with cards issued outside the country 1,0071,1291,2411,3701,182
Cash deposits at locations inside and outside the country 23,99323,65333,34630,08922,333
Cash deposits with cards issued inside the country at locations
  inside the country
23,99323,65333,34630,08921,127
E-money loading/unloading transactions 302445599708824
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 67.767.369.159.660.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country
64.764.165.856.357.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country
3.13.23.33.32.8
Cash withdrawals:total 30.831.644.139.438.1
Cash deposits with cards issued inside the country at locations
  inside the country
30.831.644.139.436.0
E-money loading/unloading transactions 0.40.60.80.91.4
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -3.7-6.51.8-14.2-22.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-3.9-6.71.8-14.9-21.7
Cash withdrawals with cards issued inside the country:
  at locations outside the country
-0.0-2.32.60.1-35.8
Memo: Cash withdrawals at locations inside the country -4.0-6.41.9-14.3-21.5
Cash withdrawals with cards issued outside the country -7.99.77.78.8-14.3
Cash withdrawals:total -2.5-3.538.1-11.0-26.3
Cash deposits with cards issued inside the country at locations
  inside the country
-2.5-3.538.1-11.0-30.3
E-money loading/unloading transactions 50.844.531.716.515.5
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 170168184182203
Cash withdrawals with cards issued inside the country:
  at locations inside the country
171168184184205
Cash withdrawals with cards issued inside the country:
  at locations outside the country
158160171162180
Memo: Cash withdrawals at locations inside the country 170168184182206
Cash withdrawals with cards issued outside the country 133174187144253
Cash withdrawals:total 9799661,037961877
Cash deposits with cards issued inside the country at locations
  inside the country
9799661,037961870
E-money loading/unloading transactions 12411811710696
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 4,6544,4244,5743,9603,084
Cash withdrawals with cards issued inside the country:
  at locations inside the country
4,4454,2154,3573,7412,943
Cash withdrawals with cards issued inside the country:
  at locations outside the country
210208217219141
Cash withdrawals:total 2,1192,0792,9172,6181,938
Cash deposits with cards issued inside the country at locations
  inside the country
2,1192,0792,9172,6181,834
E-money loading/unloading transactions 2739526271
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 11.110.09.68.56.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country
10.69.69.28.06.5
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.50.50.50.50.3
Cash withdrawals:total 5.04.76.15.64.3
Cash deposits with cards issued inside the country at locations
  inside the country
5.04.76.15.64.0
E-money loading/unloading transactions 0.10.10.10.10.2
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 14413814312597
Cash withdrawals with cards issued inside the country:
  at locations inside the country
13813113611893
Cash withdrawals with cards issued inside the country:
  at locations outside the country
76774
Memo: Cash withdrawals at locations inside the country 14113414012296
Cash withdrawals with cards issued outside the country 33343
Cash withdrawals:total 6665918261
Cash deposits with cards issued inside the country at locations
  inside the country
6665918258
E-money loading/unloading transactions 11222
Number of cards
 (thousands)
Total 23,09823,08625,24841,93449,001
With a cash function 22,59322,53823,90535,18741,266
With a debit function 16,90116,39717,95333,90340,446
With a delayed debit function 3,3313,4403,6263,8274,000
With a credit function 2,2762,3592,2602,2652,145
With an e-money function 4,8634,6801,5432,1112,672
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 0.6-0.19.466.116.9
With a cash function 3.3-0.26.147.217.3
With a debit function -0.7-3.09.588.819.3
With a delayed debit function 3.33.35.45.54.5
With a credit function -2.43.7-4.20.2-5.3
With an e-money function 0.8-3.7-67.036.826.6
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.042.032.213.654.25
With a cash function 2.001.982.093.063.58
With a debit function 1.491.441.572.953.51
With a delayed debit function 0.290.300.320.330.35
With a credit function 0.200.210.200.200.19
With an e-money function 0.430.410.130.180.23
Total number of cards: of which: contactless napnapnapnapnap
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 190215218234274
EFTPOS terminals: total 190215218234250
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 12101097
ATMs: cash withdrawal 88876
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 86653
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 2.712.91.47.417.2
EFTPOS terminals: total 2.712.91.47.37.0
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total -27.5-10.5-6.0-9.5-22.2
ATMs: cash withdrawal -1.2-0.7-7.0-6.6-10.2
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer -1.7-20.0-4.5-11.8-34.4
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0170.0190.0190.0200.024
EFTPOS terminals: total 0.0170.0190.0190.0200.022
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer 0.0010.0010.0010.0000.000
ATMs: contactless napnapnapnapnap