CTA1: Selected data from T1-T6
Year
«  2017  »
20132014201520162017
Basic statistical data
GDP (USD bn)1,8461,8071,5561,5291,649
Population (thousands)34,88335,25035,57535,87136,314
GDP per capita (USD per inhabitant)52,93451,25043,74242,62345,411
CPI inflation (% change on previous year)0.91.91.11.41.6
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
1.0641.1581.3881.3461.254
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
1.0301.1041.2791.3251.298
Banknotes and coins in circulation
Total value (USD bn)6865596473
Value per inhabitant (USD)1,9471,8551,6471,7912,020
Value as a percentage of GDP (%)3.83.84.14.34.3
Value as a percentage of narrow money (%)10.09.99.89.59.4
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)00100
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
0.00.00.00.00.0
Interbank deposits: Total value (USD bn)22224
Interbank deposits: Value as a percentage of GDP (%)0.10.10.10.10.2
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 824800760707647
Number of institutions: Number per 1 million inhabitants 23.622.721.419.717.8
Number of branches or offices: Total number 10,24010,20410,1259,9509,503
Number of branches or offices:
  Number per 1 million inhabitants
293.6289.5284.6277.4261.7
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)645617558633733
Value per inhabitant (USD)18,48717,50515,67317,64720,191
Value as a percentage of GDP (%)34.934.235.841.444.5
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)10,81511,53112,00012,61013,542
Increase in the total volume of cashless payments
 (% change on previous year)
6.86.64.15.17.4
Average number of cashless payments per inhabitant (units)310327337352373
Daily average volume of cashless payments (millions)3032333537
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,2251,2621,3181,3511,382
Direct debits 728762791826872
Cheques 761709648503551
Card and e-money payments: Total volume 8,0998,7979,2429,93110,737
Card and e-money payments: By card with a debit function 4,5194,8995,1695,4285,784
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 3,5803,8984,0734,5034,953
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 11000
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 11.310.911.010.710.2
Direct debits 6.76.66.66.56.4
Cheques 7.06.15.44.04.1
Card and e-money payments: Total volume 74.976.377.078.879.3
Card and e-money payments: By card with a debit function 41.842.543.143.042.7
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 33.133.833.935.736.6
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 7.93.04.42.52.3
Direct debits 4.24.73.84.45.6
Cheques -5.5-6.9-8.6-22.59.7
Card and e-money payments: Total volume 8.28.65.17.58.1
Card and e-money payments: By card with a debit function 3.78.45.55.06.6
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 14.58.94.510.610.0
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 1.4-25.0-11.1-14.68.5
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 35.135.837.037.638.0
Direct debits 20.921.622.223.024.0
Cheques 21.820.118.214.015.2
Card and e-money payments: Total volume 232.2249.6259.8276.8295.7
Card and e-money payments: By card with a debit function 129.5139.0145.3151.3159.3
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 102.6110.6114.5125.5136.4
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 3,3573,4593,6103,7003,786
Direct debits 1,9962,0892,1682,2632,389
Cheques 2,0851,9421,7761,3771,511
Card and e-money payments: Total volume 22,19024,10125,32027,20729,416
Card and e-money payments: By card with a debit function 12,38113,42214,16214,87115,847
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 9,80910,67911,15912,33613,569
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 21111
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)6,174,2146,027,7425,377,5054,944,3355,788,508
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-0.7-4.2-11.8-9.415.2
Cashless payments: Average value per cashless payment (USD)571523448392427
Cashless payments: Average value per inhabitant (USD)176,997171,002151,159137,836159,401
Cashless payments: Value as a ratio to GDP (%)334.4333.7345.6323.4351.0
Cashless payments: Daily average value (USD millions)16,91616,51414,73313,54615,859
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 2,176,1692,192,1452,009,4052,055,3802,280,138
Direct debits 593,366581,801529,227524,814576,804
Cheques 2,849,1712,696,3462,343,5441,860,6432,338,051
Card and e-money payments: Total value 554,198556,662494,774503,053593,021
Card and e-money payments: By card with a debit function 190,353191,078169,649167,571186,426
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 363,845365,584325,125335,482406,595
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 1,310788555445493
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 35.236.437.441.639.4
Direct debits 9.69.79.810.610.0
Cheques 46.144.743.637.640.4
Card and e-money payments: Total value 9.09.29.210.210.2
Card and e-money payments: By card with a debit function 3.13.23.23.43.2
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 5.96.16.06.87.0
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers 5.5-1.2-9.40.89.2
Direct debits 2.3-3.8-10.0-2.28.2
Cheques -5.6-7.1-14.1-21.723.7
Card and e-money payments: Total value 0.5-1.4-12.10.216.0
Card and e-money payments: By card with a debit function -1.0-1.5-12.2-2.69.5
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1.3-1.4-12.11.719.3
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments -3.9-41.0-30.3-20.99.0
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 1,7761,7361,5251,5221,650
Direct debits 815763669635662
Cheques 3,7433,8043,6153,7024,240
Card and e-money payments: Total value 6863545155
Card and e-money payments: By card with a debit function 4239333132
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 10294807582
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 1,8201,4591,1561,0861,108
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 62,38562,18956,48357,29962,789
Direct debits 17,01016,50514,87614,63115,884
Cheques 81,67876,49365,87651,87064,384
Card and e-money payments: Total value 15,88715,79213,90814,02416,330
Card and e-money payments: By card with a debit function 5,4575,4214,7694,6715,134
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 10,43010,3719,1399,35211,197
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 3822161214
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 117.9121.3129.1134.4138.3
Direct debits 32.132.234.034.335.0
Cheques 154.3149.3150.6121.7141.8
Card and e-money payments: Total value 30.030.831.832.936.0
Card and e-money payments: By card with a debit function 10.310.610.911.011.3
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 19.720.220.921.924.7
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 0.10.00.00.00.0
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 5,9626,0065,5055,6316,247
Direct debits 1,6261,5941,4501,4381,580
Cheques 7,8067,3876,4215,0986,406
Card and e-money payments: Total value 1,5181,5251,3561,3781,625
Card and e-money payments: By card with a debit function 522524465459511
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 9971,0028919191,114
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 42211
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)8,8509,5109,92510,57911,328
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
6.97.54.46.67.1
With cards issued inside the country:
  Average volume per inhabitant (units)
254270279295312
With cards issued inside the country:
  Daily average volume (units)
24,247,89026,056,11027,190,76728,984,43831,036,164
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 8,6589,3289,75210,41411,173
Cash withdrawals with cards issued inside the country:
  at locations inside the country
8,6589,3289,75210,41411,173
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash deposits at locations inside and outside the country 193182173165155
Cash deposits with cards issued inside the country at locations
  inside the country
193182173165155
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 97.898.198.398.498.6
Cash withdrawals with cards issued inside the country:
  at locations inside the country
97.898.198.398.498.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total 2.21.91.71.61.4
Cash deposits with cards issued inside the country at locations
  inside the country
2.21.91.71.61.4
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 7.47.74.56.87.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country
7.47.74.56.87.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total -14.0-5.6-5.2-4.3-6.3
Cash deposits with cards issued inside the country at locations
  inside the country
-14.0-5.6-5.2-4.3-6.3
E-money loading/unloading transactions napnapnapnapnap
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 248265274290308
Cash withdrawals with cards issued inside the country:
  at locations inside the country
248265274290308
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total 65554
Cash deposits with cards issued inside the country at locations
  inside the country
65554
E-money loading/unloading transactions napnapnapnapnap
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 23,71925,55726,71828,53230,612
Cash withdrawals with cards issued inside the country:
  at locations inside the country
23,71925,55726,71828,53230,612
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total 529499473453424
Cash deposits with cards issued inside the country at locations
  inside the country
529499473453424
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits
Total value (USD millions)554,198556,662494,774503,053573,747
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
0.5-1.4-12.10.212.3
Average value per transaction (USD)6359504851
Average value per inhabitant (USD)15,88715,79213,90814,02415,800
Total value as a ratio to GDP (%)30.030.831.832.934.8
Daily average value (USD millions)1,5181,5251,3561,3781,572
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 554,198556,662494,774503,053573,747
Cash withdrawals with cards issued inside the country:
  at locations inside the country
554,198556,662494,774503,053573,747
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country 0.5-1.4-12.10.212.3
Cash withdrawals with cards issued inside the country:
  at locations inside the country
0.5-1.4-12.10.212.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 6460514851
Cash withdrawals with cards issued inside the country:
  at locations inside the country
6460514851
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 15,88715,79213,90814,02415,800
Cash withdrawals with cards issued inside the country:
  at locations inside the country
15,88715,79213,90814,02415,800
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 30.030.831.832.934.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country
30.030.831.832.934.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 1,5181,5251,3561,3781,572
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,5181,5251,3561,3781,572
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Number of cards
 (thousands)
Total 105,027101,58196,867104,000106,257
With a cash function napnapnapnapnap
With a debit function 23,90025,00024,80028,70028,800
With a delayed debit function napnapnapnapnap
With a credit function 81,12776,58172,06775,30077,457
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless navnav96,867104,000106,257
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
navnavnavnav3,157
Increase in the number of cards
 (% change on previous year)
Total 2.9-3.3-4.67.42.2
With a cash function napnapnapnapnap
With a debit function 1.34.6-0.815.70.3
With a delayed debit function napnapnapnapnap
With a credit function 3.4-5.6-5.94.52.9
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless navnavnav7.42.2
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
navnavnavnavnav
Number of cards per inhabitant
 (units)
Total 3.012.882.722.902.93
With a cash function napnapnapnapnap
With a debit function 0.690.710.700.800.79
With a delayed debit function napnapnapnapnap
With a credit function 2.332.172.032.102.13
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless navnav2.722.902.93
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
navnavnavnav0.09
Number of terminals
 (thousands)
POS terminals 8298791,3011,4011,424
EFTPOS terminals: total 8298791,3011,4011,424
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 6566666870
ATMs: cash withdrawal 6566666870
ATMs: cash deposit 6566666870
ATMs: credit transfer 1919191919
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 4.46.048.17.61.6
EFTPOS terminals: total 4.46.048.17.61.6
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 10.01.50.72.33.3
ATMs: cash withdrawal 10.01.50.72.33.3
ATMs: cash deposit 10.01.50.72.33.3
ATMs: credit transfer 10.11.0-0.30.8-1.2
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0240.0250.0370.0390.039
EFTPOS terminals: total 0.0240.0250.0370.0390.039
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0020.0020.0020.0020.002
ATMs: cash withdrawal 0.0020.0020.0020.0020.002
ATMs: cash deposit 0.0020.0020.0020.0020.002
ATMs: credit transfer 0.0010.0010.0010.0010.001
ATMs: contactless napnapnapnapnap