CTA1: Selected data from T1-T6
Year
«  2018  »
20142015201620172018
Basic statistical data
GDP (USD bn)1,8071,5561,5291,6491,725
Population (thousands)35,25035,57535,87136,31436,798
GDP per capita (USD per inhabitant)51,25043,74242,62345,41146,889
CPI inflation (% change on previous year)1.91.11.41.62.3
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
1.1581.3881.3461.2541.363
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
1.1041.2791.3251.2981.296
Banknotes and coins in circulation
Total value (USD bn)6559647371
Value per inhabitant (USD)1,8551,6471,7912,0201,924
Value as a percentage of GDP (%)3.84.14.34.34.3
Value as a percentage of narrow money (%)9.99.89.59.49.4
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)01000
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
0.00.00.00.00.0
Interbank deposits: Total value (USD bn)22243
Interbank deposits: Value as a percentage of GDP (%)0.10.10.10.20.2
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 800760707647632
Number of institutions: Number per 1 million inhabitants 22.721.419.717.817.2
Number of branches or offices: Total number 10,20410,1259,9509,5038,890
Number of branches or offices:
  Number per 1 million inhabitants
289.5284.6277.4261.7241.6
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)617558633733690
Value per inhabitant (USD)17,50515,67317,64720,19118,754
Value as a percentage of GDP (%)34.235.841.444.540.0
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)11,53112,00012,61013,54214,452
Increase in the total volume of cashless payments
 (% change on previous year)
6.64.15.17.46.7
Average number of cashless payments per inhabitant (units)327337352373393
Daily average volume of cashless payments (millions)3233353740
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,2621,3181,3511,3821,429
Direct debits 762791826872918
Cheques 709648503551501
Card and e-money payments: Total volume 8,7979,2429,93110,73711,603
Card and e-money payments: By card with a debit function 4,8995,1695,4285,7846,042
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 3,8984,0734,5034,9535,730
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 10000
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 10.911.010.710.29.9
Direct debits 6.66.66.56.46.3
Cheques 6.15.44.04.13.5
Card and e-money payments: Total volume 76.377.078.879.380.3
Card and e-money payments: By card with a debit function 42.543.143.042.741.8
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 33.833.935.736.639.6
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 3.04.42.52.33.4
Direct debits 4.73.84.45.65.2
Cheques -6.9-8.6-22.59.7-9.2
Card and e-money payments: Total volume 8.65.17.58.18.1
Card and e-money payments: By card with a debit function 8.45.55.06.64.5
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 8.94.510.610.015.7
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments -25.0-11.1-14.68.5-10.8
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 35.837.037.638.038.8
Direct debits 21.622.223.024.024.9
Cheques 20.118.214.015.213.6
Card and e-money payments: Total volume 249.6259.8276.8295.7315.3
Card and e-money payments: By card with a debit function 139.0145.3151.3159.3164.2
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 110.6114.5125.5136.4155.7
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 3,4593,6103,7003,7863,916
Direct debits 2,0892,1682,2632,3892,514
Cheques 1,9421,7761,3771,5111,372
Card and e-money payments: Total volume 24,10125,32027,20729,41631,790
Card and e-money payments: By card with a debit function 13,42214,16214,87115,84716,554
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 10,67911,15912,33613,56915,699
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 11111
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)6,027,7425,377,5054,944,3355,788,5085,859,110
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-4.2-11.8-9.415.2-1.0
Cashless payments: Average value per cashless payment (USD)523448392427405
Cashless payments: Average value per inhabitant (USD)171,002151,159137,836159,401159,222
Cashless payments: Value as a ratio to GDP (%)333.7345.6323.4351.0339.6
Cashless payments: Daily average value (USD millions)16,51414,73313,54615,85916,052
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 2,192,1452,009,4052,055,3802,280,1382,404,790
Direct debits 581,801529,227524,814576,804631,355
Cheques 2,696,3462,343,5441,860,6432,338,0512,205,594
Card and e-money payments: Total value 556,662494,774503,053593,021616,886
Card and e-money payments: By card with a debit function 191,078169,649167,571186,426193,967
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 365,584325,125335,482406,595422,919
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 788555445493485
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 36.437.441.639.441.0
Direct debits 9.79.810.610.010.8
Cheques 44.743.637.640.437.6
Card and e-money payments: Total value 9.29.210.210.210.5
Card and e-money payments: By card with a debit function 3.23.23.43.23.3
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 6.16.06.87.07.2
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -1.2-9.40.89.23.1
Direct debits -3.8-10.0-2.28.27.0
Cheques -7.1-14.1-21.723.7-7.8
Card and e-money payments: Total value -1.4-12.10.216.01.7
Card and e-money payments: By card with a debit function -1.5-12.2-2.69.51.7
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function -1.4-12.11.719.31.7
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments -41.0-30.3-20.99.0-3.9
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 1,7361,5251,5221,6501,683
Direct debits 763669635662688
Cheques 3,8043,6153,7024,2404,403
Card and e-money payments: Total value 6354515553
Card and e-money payments: By card with a debit function 3933313232
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 9480758274
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 1,4591,1561,0861,1081,221
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 62,18956,48357,29962,78965,350
Direct debits 16,50514,87614,63115,88417,157
Cheques 76,49365,87651,87064,38459,937
Card and e-money payments: Total value 15,79213,90814,02416,33016,764
Card and e-money payments: By card with a debit function 5,4214,7694,6715,1345,271
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 10,3719,1399,35211,19711,493
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 2216121413
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 121.3129.1134.4138.3139.4
Direct debits 32.234.034.335.036.6
Cheques 149.3150.6121.7141.8127.8
Card and e-money payments: Total value 30.831.832.936.035.8
Card and e-money payments: By card with a debit function 10.610.911.011.311.2
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 20.220.921.924.724.5
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 6,0065,5055,6316,2476,588
Direct debits 1,5941,4501,4381,5801,730
Cheques 7,3876,4215,0986,4066,043
Card and e-money payments: Total value 1,5251,3561,3781,6251,690
Card and e-money payments: By card with a debit function 524465459511531
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 1,0028919191,1141,159
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 22111
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)9,5109,92510,57911,328nav
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
7.54.46.67.1nav
With cards issued inside the country:
  Average volume per inhabitant (units)
270279295312nav
With cards issued inside the country:
  Daily average volume (units)
26,056,11027,190,76728,984,43831,036,164nav
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 9,3289,75210,41411,173nav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
9,3289,75210,41411,173nav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash deposits at locations inside and outside the country 182173165155nav
Cash deposits with cards issued inside the country at locations
  inside the country
182173165155nav
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 98.198.398.498.6nav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
98.198.398.498.6nav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total 1.91.71.61.4nav
Cash deposits with cards issued inside the country at locations
  inside the country
1.91.71.61.4nav
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 7.74.56.87.3nav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
7.74.56.87.3nav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total -5.6-5.2-4.3-6.3nav
Cash deposits with cards issued inside the country at locations
  inside the country
-5.6-5.2-4.3-6.3nav
E-money loading/unloading transactions napnapnapnapnap
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 265274290308nav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
265274290308nav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total 5554nav
Cash deposits with cards issued inside the country at locations
  inside the country
5554nav
E-money loading/unloading transactions napnapnapnapnap
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 25,55726,71828,53230,612nav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
25,55726,71828,53230,612nav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total 499473453424nav
Cash deposits with cards issued inside the country at locations
  inside the country
499473453424nav
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits
Total value (USD millions)556,662494,774503,053573,747616,886
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-1.4-12.10.212.35.1
Average value per transaction (USD)59504851nav
Average value per inhabitant (USD)15,79213,90814,02415,80016,764
Total value as a ratio to GDP (%)30.831.832.934.835.8
Daily average value (USD millions)1,5251,3561,3781,5721,690
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 556,662494,774503,053573,747616,886
Cash withdrawals with cards issued inside the country:
  at locations inside the country
556,662494,774503,053573,747616,886
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
100.0100.0100.0100.0100.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -1.4-12.10.212.35.1
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-1.4-12.10.212.35.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 60514851nav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
60514851nav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 15,79213,90814,02415,80016,764
Cash withdrawals with cards issued inside the country:
  at locations inside the country
15,79213,90814,02415,80016,764
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 30.831.832.934.835.8
Cash withdrawals with cards issued inside the country:
  at locations inside the country
30.831.832.934.835.8
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 1,5251,3561,3781,5721,690
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,5251,3561,3781,5721,690
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Number of cards
 (thousands)
Total 101,58196,867104,000106,257104,465
With a cash function napnapnapnapnap
With a debit function 25,00024,80028,70028,80025,900
With a delayed debit function napnapnapnapnap
With a credit function 76,58172,06775,30077,45778,565
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless nav96,867104,000106,257104,465
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
navnavnav3,1572,765
Increase in the number of cards
 (% change on previous year)
Total -3.3-4.67.42.2-1.7
With a cash function napnapnapnapnap
With a debit function 4.6-0.815.70.3-10.1
With a delayed debit function napnapnapnapnap
With a credit function -5.6-5.94.52.91.4
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless navnav7.42.2-1.7
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
navnavnavnav-12.4
Number of cards per inhabitant
 (units)
Total 2.882.722.902.932.84
With a cash function napnapnapnapnap
With a debit function 0.710.700.800.790.70
With a delayed debit function napnapnapnapnap
With a credit function 2.172.032.102.132.14
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless nav2.722.902.932.84
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
navnavnav0.090.08
Number of terminals
 (thousands)
POS terminals 8791,3011,4011,4241,414
EFTPOS terminals: total 8791,3011,4011,4241,414
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 6666687069
ATMs: cash withdrawal 6666687069
ATMs: cash deposit 6666687069
ATMs: credit transfer 19191919nav
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 6.048.17.61.6-0.7
EFTPOS terminals: total 6.048.17.61.6-0.7
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 1.50.72.33.3-2.3
ATMs: cash withdrawal 1.50.72.33.3-2.3
ATMs: cash deposit 1.50.72.33.3-2.3
ATMs: credit transfer 1.0-0.30.8-1.2nav
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0250.0370.0390.0390.038
EFTPOS terminals: total 0.0250.0370.0390.0390.038
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0020.0020.0020.0020.002
ATMs: cash withdrawal 0.0020.0020.0020.0020.002
ATMs: cash deposit 0.0020.0020.0020.0020.002
ATMs: credit transfer 0.0010.0010.0010.001nav
ATMs: contactless napnapnapnapnap