CTA1: Selected data from T1-T6
Year
«  2019  »
20152016201720182019
Basic statistical data
GDP (USD bn)1,5561,5291,6491,7251,744
Population (thousands)35,57535,87136,31436,79837,325
GDP per capita (USD per inhabitant)43,74242,62345,41146,88946,712
CPI inflation (% change on previous year)1.11.41.62.31.9
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
1.3881.3461.2541.3631.299
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
1.2791.3251.2981.2961.327
Banknotes and coins in circulation
Total value (USD bn)5964737177
Value per inhabitant (USD)1,6471,7912,0201,9242,051
Value as a percentage of GDP (%)4.14.34.34.34.3
Value as a percentage of narrow money (%)9.89.59.49.49.0
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)10000
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
0.00.00.00.00.0
Interbank deposits: Total value (USD bn)22434
Interbank deposits: Value as a percentage of GDP (%)0.10.10.20.20.2
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 760707647632584
Number of institutions: Number per 1 million inhabitants 21.419.717.817.215.6
Number of branches or offices: Total number 10,1259,9509,5038,8908,489
Number of branches or offices:
  Number per 1 million inhabitants
284.6277.4261.7241.6227.4
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)558633733690777
Value per inhabitant (USD)15,67317,64720,19118,75420,826
Value as a percentage of GDP (%)35.841.444.540.044.6
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)12,00012,61013,54214,45214,813
Increase in the total volume of cashless payments
 (% change on previous year)
4.15.17.46.72.5
Average number of cashless payments per inhabitant (units)337352373393397
Daily average volume of cashless payments (millions)3335374041
Volume of cashless payments by instrument type
 (millions)
Credit transfers 1,3181,3511,3821,4291,430
Direct debits 791826872918942
Cheques 648503551501444
Card and e-money payments: Total volume 9,2429,93110,73711,60311,998
Card and e-money payments: By card with a debit function 5,1695,4285,7846,0426,249
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 4,0734,5034,9535,7305,749
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 00000
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 11.010.710.29.99.7
Direct debits 6.66.56.46.36.4
Cheques 5.44.04.13.53.0
Card and e-money payments: Total volume 77.078.879.380.381.0
Card and e-money payments: By card with a debit function 43.143.042.741.842.2
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 33.935.736.639.638.8
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 4.42.52.33.40.0
Direct debits 3.84.45.65.22.6
Cheques -8.6-22.59.7-9.2-11.5
Card and e-money payments: Total volume 5.17.58.18.13.4
Card and e-money payments: By card with a debit function 5.55.06.64.53.4
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 4.510.610.015.70.3
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments -11.1-14.68.5-10.8-12.3
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 37.037.638.038.838.3
Direct debits 22.223.024.024.925.2
Cheques 18.214.015.213.611.9
Card and e-money payments: Total volume 259.8276.8295.7315.3321.4
Card and e-money payments: By card with a debit function 145.3151.3159.3164.2167.4
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 114.5125.5136.4155.7154.0
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 3,6103,7003,7863,9163,917
Direct debits 2,1682,2632,3892,5142,579
Cheques 1,7761,3771,5111,3721,215
Card and e-money payments: Total volume 25,32027,20729,41631,79032,871
Card and e-money payments: By card with a debit function 14,16214,87115,84716,55417,120
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 11,15912,33613,56915,69915,752
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 11111
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)5,377,5054,944,3355,788,5085,859,1105,772,966
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-11.8-9.415.2-1.0-3.4
Cashless payments: Average value per cashless payment (USD)448392427405390
Cashless payments: Average value per inhabitant (USD)151,159137,836159,401159,222154,667
Cashless payments: Value as a ratio to GDP (%)345.6323.4351.0339.6331.1
Cashless payments: Daily average value (USD millions)14,73313,54615,85916,05215,816
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 2,009,4052,055,3802,280,1382,404,7902,453,707
Direct debits 529,227524,814576,804631,355649,066
Cheques 2,343,5441,860,6432,338,0512,205,5942,039,469
Card and e-money payments: Total value 494,774503,053593,021616,886630,392
Card and e-money payments: By card with a debit function 169,649167,571186,426193,967192,360
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 325,125335,482406,595422,919438,031
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 555445493485332
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 37.441.639.441.042.5
Direct debits 9.810.610.010.811.2
Cheques 43.637.640.437.635.3
Card and e-money payments: Total value 9.210.210.210.510.9
Card and e-money payments: By card with a debit function 3.23.43.23.33.3
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 6.06.87.07.27.6
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers -9.40.89.23.10.1
Direct debits -10.0-2.28.27.00.8
Cheques -14.1-21.723.7-7.8-9.3
Card and e-money payments: Total value -12.10.216.01.70.2
Card and e-money payments: By card with a debit function -12.2-2.69.51.7-2.7
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function -12.11.719.31.71.6
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments -30.3-20.99.0-3.9-32.7
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 1,5251,5221,6501,6831,716
Direct debits 669635662688689
Cheques 3,6153,7024,2404,4034,598
Card and e-money payments: Total value 5451555353
Card and e-money payments: By card with a debit function 3331323231
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 8075827476
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 1,1561,0861,1081,221955
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 56,48357,29962,78965,35065,739
Direct debits 14,87614,63115,88417,15717,389
Cheques 65,87651,87064,38459,93754,640
Card and e-money payments: Total value 13,90814,02416,33016,76416,889
Card and e-money payments: By card with a debit function 4,7694,6715,1345,2715,154
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 9,1399,35211,19711,49311,736
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 161214139
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 129.1134.4138.3139.4140.7
Direct debits 34.034.335.036.637.2
Cheques 150.6121.7141.8127.8117.0
Card and e-money payments: Total value 31.832.936.035.836.2
Card and e-money payments: By card with a debit function 10.911.011.311.211.0
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 20.921.924.724.525.1
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 0.00.00.00.00.0
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 5,5055,6316,2476,5886,722
Direct debits 1,4501,4381,5801,7301,778
Cheques 6,4215,0986,4066,0435,588
Card and e-money payments: Total value 1,3561,3781,6251,6901,727
Card and e-money payments: By card with a debit function 465459511531527
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 8919191,1141,1591,200
Card and e-money payments: E-money payments napnapnapnapnap
Other payment instruments 21111
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)9,92510,57911,328navnav
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
4.46.67.1navnav
With cards issued inside the country:
  Average volume per inhabitant (units)
279295312navnav
With cards issued inside the country:
  Daily average volume (units)
27,190,76728,984,43831,036,164navnav
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 9,75210,41411,173navnav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
9,75210,41411,173navnav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash deposits at locations inside and outside the country 173165155navnav
Cash deposits with cards issued inside the country at locations
  inside the country
173165155navnav
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 98.398.498.6navnav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
98.398.498.6navnav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total 1.71.61.4navnav
Cash deposits with cards issued inside the country at locations
  inside the country
1.71.61.4navnav
E-money loading/unloading transactions napnapnapnapnap
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 4.56.87.3navnav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
4.56.87.3navnav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total -5.2-4.3-6.3navnav
Cash deposits with cards issued inside the country at locations
  inside the country
-5.2-4.3-6.3navnav
E-money loading/unloading transactions napnapnapnapnap
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 274290308navnav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
274290308navnav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total 554navnav
Cash deposits with cards issued inside the country at locations
  inside the country
554navnav
E-money loading/unloading transactions napnapnapnapnap
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 26,71828,53230,612navnav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
26,71828,53230,612navnav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total 473453424navnav
Cash deposits with cards issued inside the country at locations
  inside the country
473453424navnav
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits
Total value (USD millions)494,774503,053573,747616,886nav
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
-12.10.212.35.1nav
Average value per transaction (USD)504851navnav
Average value per inhabitant (USD)13,90814,02415,80016,764nav
Total value as a ratio to GDP (%)31.832.934.835.8nav
Daily average value (USD millions)1,3561,3781,5721,690nav
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 494,774503,053573,747616,886nav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
494,774503,053573,747616,886nav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 100.0100.0100.0100.0nav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
100.0100.0100.0100.0nav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country -12.10.212.35.1nav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
-12.10.212.35.1nav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 514851navnav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
514851navnav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 13,90814,02415,80016,764nav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
13,90814,02415,80016,764nav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 31.832.934.835.8nav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
31.832.934.835.8nav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 1,3561,3781,5721,690nav
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1,3561,3781,5721,690nav
Cash withdrawals with cards issued inside the country:
  at locations outside the country
napnapnapnapnap
Memo: Cash withdrawals at locations inside the country napnapnapnapnap
Cash withdrawals with cards issued outside the country napnapnapnapnap
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions napnapnapnapnap
Number of cards
 (thousands)
Total 96,867104,000106,257104,465124,975
With a cash function napnapnapnapnap
With a debit function 24,80028,70028,80025,90025,475
With a delayed debit function napnapnapnapnap
With a credit function 72,06775,30077,45778,56599,500
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless 96,867104,000106,257104,465124,975
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
navnav3,1572,765nav
Increase in the number of cards
 (% change on previous year)
Total -4.67.42.2-1.719.6
With a cash function napnapnapnapnap
With a debit function -0.815.70.3-10.1-1.6
With a delayed debit function napnapnapnapnap
With a credit function -5.94.52.91.426.6
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless nav7.42.2-1.719.6
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
navnavnav-12.4nav
Number of cards per inhabitant
 (units)
Total 2.722.902.932.843.35
With a cash function napnapnapnapnap
With a debit function 0.700.800.790.700.68
With a delayed debit function napnapnapnapnap
With a credit function 2.032.102.132.142.67
With an e-money function napnapnapnapnap
Total number of cards: of which: contactless 2.722.902.932.843.35
Total number of cards: of which: issued by a non-bank napnapnapnapnap
Total number of cards:
  of which: able to initiate device-not-present payments
navnav0.090.08nav
Number of terminals
 (thousands)
POS terminals 1,3011,4011,4241,4141,749
EFTPOS terminals: total 1,3011,4011,4241,4141,749
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 6668706968
ATMs: cash withdrawal 6668706968
ATMs: cash deposit 6668706968
ATMs: credit transfer 191919navnav
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 48.17.61.6-0.723.7
EFTPOS terminals: total 48.17.61.6-0.723.7
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.72.33.3-2.3-1.2
ATMs: cash withdrawal 0.72.33.3-2.3-1.2
ATMs: cash deposit 0.72.33.3-2.3-1.2
ATMs: credit transfer -0.30.8-1.2navnav
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0370.0390.0390.0380.047
EFTPOS terminals: total 0.0370.0390.0390.0380.047
EFTPOS terminals: contactless napnapnapnapnap
ATMs: total 0.0020.0020.0020.0020.002
ATMs: cash withdrawal 0.0020.0020.0020.0020.002
ATMs: cash deposit 0.0020.0020.0020.0020.002
ATMs: credit transfer 0.0010.0010.001navnav
ATMs: contactless napnapnapnapnap