CTA1: Selected data from T1-T6
Year
«  2018  »
20142015201620172018
Basic statistical data
GDP (USD bn)727694688695725
Population (thousands)8,1898,2828,3738,4528,514
GDP per capita (USD per inhabitant)88,78083,77082,16882,25685,162
CPI inflation (% change on previous year)-0.0-1.1-0.40.50.9
Exchange rate (domestic currency vis-à-vis USD):
  end of year (Per USD)
0.9900.9951.0190.9760.984
Exchange rate (domestic currency vis-à-vis USD):
  average (Per USD)
0.9160.9630.9850.9850.979
Banknotes and coins in circulation
Total value (USD bn)7176808787
Value per inhabitant (USD)8,7069,2149,51710,28010,194
Value as a percentage of GDP (%)10.611.412.012.412.0
Value as a percentage of narrow money (%)12.413.613.713.312.7
Deposits held by banks
Bank deposits held at the central bank: Total value (USD bn)336405457481484
Bank deposits held at the central bank:
  Value as a percentage of GDP (%)
49.960.468.668.567.2
Interbank deposits: Total value (USD bn)8070817879
Interbank deposits: Value as a percentage of GDP (%)11.910.412.211.110.9
Institutions offering payment services/instruments
 (units)
Number of institutions: Total number 285276271263258
Number of institutions: Number per 1 million inhabitants 34.833.332.431.130.3
Number of branches or offices: Total number napnapnapnapnap
Number of branches or offices:
  Number per 1 million inhabitants
napnapnapnapnap
Payment accounts held by end users
Total number of payment accounts (thousands)napnapnapnapnap
Number of accounts per inhabitant (units)napnapnapnapnap
Total value of payment accounts (USD bn)1,2721,3311,3981,4991,478
Value per inhabitant (USD)155,376160,696166,940177,347173,561
Value as a percentage of GDP (%)175.0191.8203.2215.6203.8
Use of payment services/instruments
Volume of cashless payments
Total volume of cashless payments (millions)1,7992,0222,1462,3272,547
Increase in the total volume of cashless payments
 (% change on previous year)
5.212.46.18.49.4
Average number of cashless payments per inhabitant (units)220244256275299
Daily average volume of cashless payments (millions)56667
Volume of cashless payments by instrument type
 (millions)
Credit transfers 9619769741,0091,035
Direct debits 5859606263
Cheques navnavnavnavnav
Card and e-money payments: Total volume 7809881,1121,2561,449
Card and e-money payments: By card with a debit function 509669737817934
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 270296345401465
Card and e-money payments: E-money payments 223303949
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in volume of payments
 (% of total cashless payments)
Credit transfers 53.448.345.443.340.6
Direct debits 3.22.92.82.72.5
Cheques navnavnavnavnav
Card and e-money payments: Total volume 43.448.851.854.056.9
Card and e-money payments: By card with a debit function 28.333.134.435.136.7
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 15.014.716.117.218.3
Card and e-money payments: E-money payments 0.11.11.41.71.9
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the volume of cashless payments
 (% change on previous year)
Credit transfers 1.21.5-0.23.62.5
Direct debits 1.71.42.03.82.2
Cheques navnavnavnavnav
Card and e-money payments: Total volume 11.126.612.612.915.3
Card and e-money payments: By card with a debit function 10.431.510.310.814.3
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 12.39.916.316.316.1
Card and e-money payments: E-money payments 21.51,251.434.727.626.9
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of cashless payments per inhabitant
 (units)
Credit transfers 117.4117.8116.3119.4121.5
Direct debits 7.07.17.17.37.4
Cheques navnavnavnavnav
Card and e-money payments: Total volume 95.3119.3132.9148.7170.2
Card and e-money payments: By card with a debit function 62.180.888.196.7109.7
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 32.935.841.247.454.7
Card and e-money payments: E-money payments 0.22.73.64.65.8
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average volume of cashless payments
 (thousands)
Credit transfers 2,6342,6742,6682,7642,834
Direct debits 158160164170173
Cheques navnavnavnavnav
Card and e-money payments: Total volume 2,1372,7063,0483,4423,969
Card and e-money payments: By card with a debit function 1,3941,8332,0202,2392,560
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 7398129441,0981,275
Card and e-money payments: E-money payments 56283106134
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Volume of fast payments
Fast payments: Total volume (thousands)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in volume (%)napnapnapnapnap
Fast payments: Average volume per inhabitant (units)napnapnapnapnap
Fast payments: Daily average volume (thousands)napnapnapnapnap
Value of cashless payments
Cashless payments: Total value (USD millions)4,542,7995,001,5824,482,6484,473,6044,687,978
Cashless payments: Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
2.711.4-10.0-0.73.8
Cashless payments: Average value per cashless payment (USD)2,5252,4732,0891,9221,841
Cashless payments: Average value per inhabitant (USD)554,744603,910535,369529,295550,620
Cashless payments: Value as a ratio to GDP (%)624.9720.9651.6643.5646.6
Cashless payments: Daily average value (USD millions)12,44613,70312,28112,25612,844
Value of cashless payments by instrument type
 (USD millions)
Credit transfers 4,372,6724,832,7754,314,3914,296,7104,499,973
Direct debits 92,89084,99082,24884,98888,357
Cheques navnavnavnavnav
Card and e-money payments: Total value 77,23783,81786,00991,90699,648
Card and e-money payments: By card with a debit function 39,41346,01746,67848,65452,049
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 37,69036,19937,37540,95544,856
Card and e-money payments: E-money payments 1341,6011,9552,2972,744
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Relative importance of cashless payments, in value of payments
 (% of total cashless payments)
Credit transfers 96.396.696.296.096.0
Direct debits 2.01.71.81.91.9
Cheques navnavnavnavnav
Card and e-money payments: Total value 1.71.71.92.12.1
Card and e-money payments: By card with a debit function 0.90.91.01.11.1
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 0.80.70.80.91.0
Card and e-money payments: E-money payments 0.00.00.00.10.1
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Increase in the real value of cashless payments
 (% change on previous year, adjusted by CPI inflation)
Credit transfers 2.611.8-10.3-0.93.8
Direct debits 0.9-7.4-2.82.83.0
Cheques navnavnavnavnav
Card and e-money payments: Total value 6.79.83.16.37.4
Card and e-money payments: By card with a debit function 6.418.11.93.76.0
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 6.9-2.83.79.08.5
Card and e-money payments: E-money payments 3.91,104.522.716.818.4
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per payment
 (USD)
Credit transfers 4,5494,9524,4304,2594,350
Direct debits 1,6101,4521,3781,3721,396
Cheques navnavnavnavnav
Card and e-money payments: Total value 9985777369
Card and e-money payments: By card with a debit function 7769636056
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 14012210810296
Card and e-money payments: E-money payments 8171655956
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Average value of cashless payments per inhabitant
 (USD)
Credit transfers 533,969583,528515,274508,366528,538
Direct debits 11,34310,2629,82310,05510,378
Cheques navnavnavnavnav
Card and e-money payments: Total value 9,43210,12010,27210,87411,704
Card and e-money payments: By card with a debit function 4,8135,5565,5755,7576,113
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 4,6024,3714,4644,8465,268
Card and e-money payments: E-money payments 16193234272322
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of cashless payments as a ratio to GDP
 (%)
Credit transfers 601.5696.6627.1618.0620.6
Direct debits 12.812.312.012.212.2
Cheques navnavnavnavnav
Card and e-money payments: Total value 10.612.112.513.213.7
Card and e-money payments: By card with a debit function 5.46.66.87.07.2
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 5.25.25.45.96.2
Card and e-money payments: E-money payments 0.00.20.30.30.4
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Daily average value of cashless payments
 (USD millions)
Credit transfers 11,98013,24011,82011,77212,329
Direct debits 254233225233242
Cheques navnavnavnavnav
Card and e-money payments: Total value 212230236252273
Card and e-money payments: By card with a debit function 108126128133143
Card and e-money payments:
  By card with a delayed debit function
napnapnapnapnap
Card and e-money payments: By card with a credit function 10399102112123
Card and e-money payments: E-money payments 04568
Other payment instruments napnapnapnapnap
Memo: Money remittances napnapnapnapnap
Value of fast payments
Fast payments: Total value (USD millions)napnapnapnapnap
Fast payments: By credit transfer (%)napnapnapnapnap
Fast payments: By direct debit (%)napnapnapnapnap
Fast payments: By other instrument type (%)napnapnapnapnap
Fast payments: Of total cashless payments (%)napnapnapnapnap
Fast payments: Increase in real value
 (% change on previous year, adjusted by CPI inflation)
napnapnapnapnap
Fast payments: Average value per payment (USD)napnapnapnapnap
Fast payments: Average value per inhabitant (USD)napnapnapnapnap
Fast payments: Value as ratio of GDP (%)napnapnapnapnap
Volume of withdrawals/deposits
With cards issued inside the country: Total volume (millions)144153152143147
With cards issued inside the country:
  Increase in total volume
 (% change on previous year)
1.76.3-0.7-5.52.9
With cards issued inside the country:
  Average volume per inhabitant (units)
1818181717
With cards issued inside the country:
  Daily average volume (units)
393,523418,326415,348392,575403,795
Volume of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (millions)
Cash withdrawals with cards issued inside the country 143150148138140
Cash withdrawals with cards issued inside the country:
  at locations inside the country
126131129119122
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1719181918
Memo: Cash withdrawals at locations inside the country 131137135124127
Cash withdrawals with cards issued outside the country 66555
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 03457
Relative importance of withdrawals/deposits,
 in volume of transactions
 (%)
Cash withdrawals with cards issued inside the country 99.498.297.496.295.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
87.585.885.383.182.6
Cash withdrawals with cards issued inside the country:
  at locations outside the country
12.012.412.113.112.4
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 0.11.82.63.85.0
Increase in the volume of withdrawals/deposits
 (% change on previous year)
Cash withdrawals with cards issued inside the country 1.15.0-1.5-6.61.5
Cash withdrawals with cards issued inside the country:
  at locations inside the country
0.94.3-1.3-7.92.3
Cash withdrawals with cards issued inside the country:
  at locations outside the country
4.09.3-2.72.1-3.1
Memo: Cash withdrawals at locations inside the country 0.83.9-1.4-7.62.2
Cash withdrawals with cards issued outside the country 0.1-3.7-3.2-2.0-0.3
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 133.31,226.739.738.236.8
Volume of withdrawals/deposits per inhabitant
 (units)
Cash withdrawals with cards issued inside the country 1718181616
Cash withdrawals with cards issued inside the country:
  at locations inside the country
1516151414
Cash withdrawals with cards issued inside the country:
  at locations outside the country
22222
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 00011
Daily average volume of withdrawals/deposits
 (thousands)
Cash withdrawals with cards issued inside the country 391411405378384
Cash withdrawals with cards issued inside the country:
  at locations inside the country
344359354326334
Cash withdrawals with cards issued inside the country:
  at locations outside the country
4752505150
Memo: Cash withdrawals at locations inside the country 360374369341348
Cash withdrawals with cards issued outside the country 1615151515
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 18111520
Value of withdrawals/deposits
Total value (USD millions)34,39937,82336,54833,34337,255
Increase in the real value
 (% change on previous year, adjusted by CPI inflation)
2.911.2-3.0-9.310.7
Average value per transaction (USD)239248241233253
Average value per inhabitant (USD)4,2014,5674,3653,9454,376
Total value as a ratio to GDP (%)4.75.55.34.85.1
Daily average value (USD millions)9410410091102
Value of withdrawals/deposits broken down by cash withdrawals,
 cash deposits and e-money loading and unloading transactions
 (USD millions)
Cash withdrawals with cards issued inside the country 34,19235,72734,37031,00634,410
Cash withdrawals with cards issued inside the country:
  at locations inside the country
29,30530,60629,56426,11329,522
Cash withdrawals with cards issued inside the country:
  at locations outside the country
4,9725,1214,8064,8934,889
Memo: Cash withdrawals at locations inside the country 30,65531,82030,72627,27530,698
Cash withdrawals with cards issued outside the country 1,3501,2141,1621,1621,177
Cash deposits at locations inside and outside the country napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 2082,0962,1772,3372,845
Relative importance of withdrawals/deposits, in value of transactions
 (%)
Cash withdrawals with cards issued inside the country 99.494.594.093.092.4
Cash withdrawals with cards issued inside the country:
  at locations inside the country
85.280.980.978.379.2
Cash withdrawals with cards issued inside the country:
  at locations outside the country
14.513.513.214.713.1
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 0.65.56.07.07.6
Increase in the real value of withdrawals/deposits
 (% change on previous year, adjusted by CPI inflation)
Cash withdrawals with cards issued inside the country 2.35.7-3.4-10.310.0
Cash withdrawals with cards issued inside the country:
  at locations inside the country
2.45.6-3.0-12.112.0
Cash withdrawals with cards issued inside the country:
  at locations outside the country
3.74.2-5.71.3-1.0
Memo: Cash withdrawals at locations inside the country 2.35.0-3.0-11.711.5
Cash withdrawals with cards issued outside the country 0.6-9.0-3.8-0.60.4
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 1,824.6921.84.36.820.6
Value withdrawals/deposits per transaction
 (USD)
Cash withdrawals with cards issued inside the country 239238233225246
Cash withdrawals with cards issued inside the country:
  at locations inside the country
233234229219242
Cash withdrawals with cards issued inside the country:
  at locations outside the country
287271261260268
Memo: Cash withdrawals at locations inside the country 233233228219241
Cash withdrawals with cards issued outside the country 232216214218222
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 988752560434386
Average value of withdrawals/deposits per inhabitant
 (USD)
Cash withdrawals with cards issued inside the country 4,1754,3144,1053,6684,042
Cash withdrawals with cards issued inside the country:
  at locations inside the country
3,5793,6963,5313,0903,467
Cash withdrawals with cards issued inside the country:
  at locations outside the country
607618574579574
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 25253260276334
Value of withdrawals/deposits as a ratio to GDP
 (%)
Cash withdrawals with cards issued inside the country 4.75.15.04.54.7
Cash withdrawals with cards issued inside the country:
  at locations inside the country
4.04.44.33.84.1
Cash withdrawals with cards issued inside the country:
  at locations outside the country
0.70.70.70.70.7
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 0.00.30.30.30.4
Daily average value of withdrawals/deposits
 (USD millions)
Cash withdrawals with cards issued inside the country 9498948594
Cash withdrawals with cards issued inside the country:
  at locations inside the country
8084817281
Cash withdrawals with cards issued inside the country:
  at locations outside the country
1414131313
Memo: Cash withdrawals at locations inside the country 8487847584
Cash withdrawals with cards issued outside the country 43333
Cash withdrawals:total napnapnapnapnap
Cash deposits with cards issued inside the country at locations
  inside the country
napnapnapnapnap
E-money loading/unloading transactions 16668
Number of cards
 (thousands)
Total 17,95118,52619,23619,78420,630
With a cash function navnavnavnavnav
With a debit function 9,80910,06210,48810,50610,642
With a delayed debit function napnapnapnapnap
With a credit function 6,0086,1926,3466,5796,914
With an e-money function 2,1342,2722,4022,6993,074
Total number of cards: of which: contactless 4,6227,0769,85412,92115,685
Total number of cards: of which: issued by a non-bank 11,67112,05712,55413,07013,808
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Increase in the number of cards
 (% change on previous year)
Total 17.33.23.82.84.3
With a cash function navnavnavnavnav
With a debit function 7.72.64.20.21.3
With a delayed debit function napnapnapnapnap
With a credit function -2.33.12.53.75.1
With an e-money function 856.76.55.712.313.9
Total number of cards: of which: contactless nav53.139.331.121.4
Total number of cards: of which: issued by a non-bank nav3.34.14.15.6
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of cards per inhabitant
 (units)
Total 2.192.242.302.342.42
With a cash function navnavnavnavnav
With a debit function 1.201.211.251.241.25
With a delayed debit function napnapnapnapnap
With a credit function 0.730.750.760.780.81
With an e-money function 0.260.270.290.320.36
Total number of cards: of which: contactless 0.560.851.181.531.84
Total number of cards: of which: issued by a non-bank 1.431.461.501.551.62
Total number of cards:
  of which: able to initiate device-not-present payments
napnapnapnapnap
Number of terminals
 (thousands)
POS terminals 285288296313338
EFTPOS terminals: total 285288296313338
EFTPOS terminals: contactless 617596132201
ATMs: total 77777
ATMs: cash withdrawal 77777
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Terminals located in the country: increase in the number of terminals
 (% change on previous year)
POS terminals 70.81.32.85.57.9
EFTPOS terminals: total 70.81.32.85.57.9
EFTPOS terminals: contactless nav21.827.738.351.7
ATMs: total -0.12.20.80.42.0
ATMs: cash withdrawal -0.12.20.80.42.0
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap
Number of terminals per inhabitant
 (units)
POS terminals 0.0350.0350.0350.0370.040
EFTPOS terminals: total 0.0350.0350.0350.0370.040
EFTPOS terminals: contactless 0.0080.0090.0110.0160.024
ATMs: total 0.0010.0010.0010.0010.001
ATMs: cash withdrawal 0.0010.0010.0010.0010.001
ATMs: cash deposit napnapnapnapnap
ATMs: credit transfer napnapnapnapnap
ATMs: contactless napnapnapnapnap